A 1975 Series E savings bond is worth $131.57 to $134.75 per $25 of face value (the amount printed on the bond) in November 2026, by issue month. That is $526.28 to $539.00 for a $100 bond and $52,628.00 to $53,900.00 for a $10,000 bond.
Every 1975 bond stopped earning interest in 2005, after 30 years, so these values are final. They come from Treasury's Savings Bonds Value Files for 8 face values. A Bicentennial design was issued from May 1, 1975 (TreasuryDirect timeline); such a bond has the same value as any E bond of its month.
Values for November 2026 (final values)
How Much Is a 1975 Series E Savings Bond Worth in November 2026?
A 1975 Series E bond is worth $131.57 (a $25 bond issued January to April) to $53,900.00 (a $10,000 bond issued in December) in November 2026. For the rules of the series, see Series E savings bonds, 1941 to 1980. Issue month picks the row, face value the column.
Table 1: What a 1975 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $75 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|---|
| January 1975 | $131.57 | $263.14 | $394.71 | $526.28 | $1,052.56 | $2,631.40 | $5,262.80 | $52,628.00 | Jan 1, 2005 |
| February 1975 | $131.57 | $263.14 | $394.71 | $526.28 | $1,052.56 | $2,631.40 | $5,262.80 | $52,628.00 | Feb 1, 2005 |
| March 1975 | $131.57 | $263.14 | $394.71 | $526.28 | $1,052.56 | $2,631.40 | $5,262.80 | $52,628.00 | Mar 1, 2005 |
| April 1975 | $131.57 | $263.14 | $394.71 | $526.28 | $1,052.56 | $2,631.40 | $5,262.80 | $52,628.00 | Apr 1, 2005 |
| May 1975 | $132.83 | $265.66 | $398.49 | $531.32 | $1,062.64 | $2,656.60 | $5,313.20 | $53,132.00 | May 1, 2005 |
| June 1975 | $133.15 | $266.30 | $399.45 | $532.60 | $1,065.20 | $2,663.00 | $5,326.00 | $53,260.00 | Jun 1, 2005 |
| July 1975 | $133.15 | $266.30 | $399.45 | $532.60 | $1,065.20 | $2,663.00 | $5,326.00 | $53,260.00 | Jul 1, 2005 |
| August 1975 | $133.15 | $266.30 | $399.45 | $532.60 | $1,065.20 | $2,663.00 | $5,326.00 | $53,260.00 | Aug 1, 2005 |
| September 1975 | $133.15 | $266.30 | $399.45 | $532.60 | $1,065.20 | $2,663.00 | $5,326.00 | $53,260.00 | Sep 1, 2005 |
| October 1975 | $133.15 | $266.30 | $399.45 | $532.60 | $1,065.20 | $2,663.00 | $5,326.00 | $53,260.00 | Oct 1, 2005 |
| November 1975 | $134.46 | $268.92 | $403.38 | $537.84 | $1,075.68 | $2,689.20 | $5,378.40 | $53,784.00 | Nov 1, 2005 |
| December 1975 | $134.75 | $269.50 | $404.25 | $539.00 | $1,078.00 | $2,695.00 | $5,390.00 | $53,900.00 | Dec 1, 2005 (highest 1975 value) |
Note: face values issued in 1975 are $25, $50, $75, $100, $200, $500, $1,000 and $10,000, in every month (TreasuryDirect calculator windows). Prices are 75% of face (31 CFR 316.2(b)). Final maturity: 31 CFR 316.8(b). Every 1975 bond stopped earning interest in 2005, after 30 years, and these values are final. A Bicentennial design was issued from May 1, 1975; such bonds have the value of their month.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1975 Savings Bond Is Series E, Never Series EE
A savings bond dated 1975 is never Series EE, which began in January 1980; a 1975 bond with an E on it is Series E (issue dates May 1941 to June 1980).
An EE chart gives a wrong value, so check the letter on the bond. See how Series EE savings bonds, sold from 1980, differ.
Why Every 1975 Bond Stopped Earning Interest in 2005
Every 1975 Series E bond reached final maturity, the date interest stops, on the 1st of its issue month in 2005, after 30 years (31 CFR 316.8(b)).
- 1975 issues: 30 years, stopped January 1 to December 1, 2005
- Rule group: December 1973 to June 1980 issues (31 CFR 316.8(b)), final maturity December 2003 to June 2010
- Series rule: 40 years for May 1941 to November 1965 issues, 30 years for December 1965 to June 1980
- Timeline: TreasuryDirect's timeline dates the rule to 1989
January to November 1965 issues also stopped in 2005, after 40 years, at $732.32 to $936.44 per $100. A January 1965 and a January 1975 $100 bond both stopped on January 1, 2005, at $936.44 and $526.28. See when savings bonds mature and stop earning interest, final maturity for every series.
Which 1975 Issue Month Is Worth the Most: December, at $134.75 per $25
A December 1975 Series E bond is worth $134.75 per $25 ($539.00 per $100) in November 2026, the highest value of any 1975 issue month. The 12 months rank 47th to 68th of the 175 Series E issue months that earned for 30 years.
Values rise or hold from month to month in 1975, in 5 groups: $131.57 for January to April, $132.83 for May, $133.15 for June to October, $134.46 for November and $134.75 for December. That is $3.18 more per $25 ($12.72 per $100) from January to December.
Table 2: The five 1975 value groups and the months next to them, November 2026
Table 2 groups the issue months that share one value.
| Issue months | Months | $25 value | $100 value | Change per $25 | Interest stopped | Year page |
|---|---|---|---|---|---|---|
| December 1974 | 1 | $131.59 | $526.36 | Dec 1, 2004 | 1974 Series E savings bond value | |
| January to April 1975 | 4 | $131.57 | $526.28 | minus $0.02 | Jan 1 to Apr 1, 2005 | this page |
| May 1975 | 1 | $132.83 | $531.32 | +$1.26 | May 1, 2005 | |
| June to October 1975 | 5 | $133.15 | $532.60 | +$0.32 | Jun 1 to Oct 1, 2005 | |
| November 1975 | 1 | $134.46 | $537.84 | +$1.31 | Nov 1, 2005 | |
| December 1975 | 1 | $134.75 | $539.00 | +$0.29 | Dec 1, 2005 | |
| January 1976 | 1 | $134.76 | $539.04 | +$0.01 | Jan 1, 2006 | 1976 Series E savings bond value |
Note: inside 1975 the value rises or holds from one issue month to the next. The only fall in this window is between December 1974 and January 1975 (2 cents per $25). The Bicentennial design was issued from May 1, 1975; such bonds have the value of their month.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
How 1975 Values Meet December 1974 and January 1976
A January 1975 bond is worth 2 cents per $25 less than a December 1974 bond ($131.57 against $131.59), and a December 1975 bond 1 cent less than a January 1976 bond ($134.75 against $134.76).
Every 1976 bond is worth more than any 1975 bond, and inside 1975 no month is worth less than the month before. The file's largest one-month drop is $55.91 per $25 (November to December 1965).
What a 1975 Bond Cost and How Much Interest It Earned
A 1975 Series E bond cost 75% of its face value, $18.75 for a $25 bond and $75 for a $100 bond, and its value grew until 2005 (31 CFR 316.2(b)).
It never sold at one-half of face. Interest was paid only inside the redemption value (31 CFR 315.30): $451.28 to $464.00 on a $100 bond, or 7.02 to 7.19 times the price.
Which Face Values Were Issued in 1975: Eight, From $25 to $10,000
Treasury's calculator prices 1975 Series E bonds in 8 face values, all valid for every 1975 issue month: $25, $50, $75, $100, $200, $500, $1,000 and $10,000. The list gives each issue price and value range.
- $25: $18.75; $131.57 to $134.75
- $50: $37.50; $263.14 to $269.50
- $75: $56.25; $394.71 to $404.25
- $100: $75; $526.28 to $539.00
- $200: $150; $1,052.56 to $1,078.00
- $500: $375; $2,631.40 to $2,695.00
- $1,000: $750; $5,262.80 to $5,390.00
- $10,000: $7,500; $52,628.00 to $53,900.00
Treasury's calculator and 31 CFR 316.2(b) list no $5,000 Series E, so a $5,000 bond dated 1975 is Series H.
Which Savings Bonds Were Sold in 1975: Series E, Series H and Two Retirement Bonds
A savings bond bought in 1975 is one of 4 kinds: Series E (75% of face), Series H (face value, interest paid every six months), a U.S. Retirement Plan Bond (face value) or a U.S. Individual Retirement Bond (face value, new on January 1, 1975).
Individual Retirement Bonds came in $50, $75, $100 and $500. They reach maturity when the owner reaches 70 1/2 (31 CFR 346.1(b)) and are cashed by mail with FS Form 1522.
Table 3: Savings bonds sold in 1975
Table 3 compares the four kinds of savings bonds Treasury sold in 1975.
| Kind | Sold in 1975 | Price | Face values | Interest | Stopped earning | Paid today | Where to cash |
|---|---|---|---|---|---|---|---|
| Series E (Bicentennial design issued from May 1) | all year | 75% of face | $25 to $10,000 (Table 1) | added to the value | 2005 (30 years) | Table 1 value | bank or FS Form 1522 |
| Series H savings bonds | all year | face value | $500, $1,000, $5,000, $10,000 | paid every six months | 30 years after issue (2005, our calculation) | face value | FS Form 1522 only (31 CFR 321.7(a)) |
| Retirement Plan Bonds | all year | face value | $50, $100, $500, $1,000 | not stated in our sources | by the 60th month after the owner's death (31 CFR 341.1(b)); some may still earn | not in our data | FS Form 1522 by mail |
| Individual Retirement Bonds | from January 1, 1975 | face value | $50, $75, $100, $500 | not stated in our sources | when the owner reaches 70 1/2, or 5 years after death but no later than that month (31 CFR 346.1(b)); some may still earn | not in our data | FS Form 1522 by mail; 10% penalty may apply before 59 1/2 (TreasuryDirect) |
Not sold in 1975: Savings Notes (ended October 31, 1970, 31 CFR 342.0) and savings stamps (sales ended June 30, 1970, 31 CFR 316.6(c)).
Sources: 31 CFR 316.2(b), 316.8(b), 332.8, 341.1(b), 346.1(b), 321.7(a); TreasuryDirect historical and retired bonds page (as of November 11, 2026). A "bank" here is a financial institution that cashes savings bonds.
The Bicentennial Series E Bond of 1975: Same Value as Any E Bond of Its Month
A Bicentennial-design Series E bond is worth exactly what any E bond of the same issue month and face value is worth, $132.83 to $134.75 per $25 ($531.32 to $539.00 per $100) for the May to December 1975 issue months in November 2026.
TreasuryDirect's timeline dates the design from May 1, 1975, when President Ford bought the first printed bond from Treasury Secretary Simon, until December 1976. Treasury's value file lists E bonds only by issue month and face value.
How to Find the Exact Value of Your 1975 Savings Bond
Treasury prices a 1975 Series E bond by its issue month and face value; within 1975 the month moves the value by at most $3.18 per $25, so the face value matters most. Our savings bond calculator, built on Treasury's published value files, prices paper Series E bonds.
- Check that the series is E.
- Read the issue date on a paper savings bond: month and year, upper right (31 CFR 316.2(c)(2), (d)).
- Ignore the validation date, lower right.
- Read the face value.
- Find the row and column in Table 1.
TreasuryDirect's calculator marks E bonds "MA". E bonds issued on or after January 1, 1974 must carry a Social Security number (31 CFR 316.2(c)(1)), but neither it nor the owner's name sets the value.
Cashing a 1975 Savings Bond and Reporting Its Interest
A 1975 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds for the paper bond routes.
Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022), and may not charge the presenter (31 CFR 321.23(c)).
You can cash by mail with FS Form 1522 (Revised April 2026; PDF, TreasuryDirect). Send it with the bond to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150.
Payment is by direct deposit only. TreasuryDirect lists processing times of three months or longer (five if the bond is not in your name) as of November 11, 2026.
A request of $1,000 or less needs a copy of your ID (a December 1975 $100 bond plus a $75 bond: $943.25). Above $1,000, a notary or certifying officer must certify your signature, as for any 1975 $200 bond ($1,052.56 to $1,078.00).
Tax Year 2005: When Interest on a 1975 Bond Was Reportable
Interest on a 1975 bond that was never cashed became reportable for tax year 2005, the year of its final maturity, unless reported earlier (31 CFR 316.9; IRS Publication 550).
The interest is value minus price, $451.28 on a January 1975 $100 bond, exempt from state and local tax (31 CFR 316.9(a)).
The payer reports $10 or more in box 3 of Form 1099-INT for savings bonds when the bond is paid. Ask a tax professional about a missed 2005 report; see federal tax on savings bond interest.
Lost, Found or Inherited 1975 Bonds
Five situations change what an owner or heir does with a 1975 bond: lost, inherited, inherited with unreported interest, found, or in Treasury's records only.
Table 4: Lost, found or inherited 1975 bonds
| Situation | Rule for a 1975 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)): since 2011 for 1975 issues (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records for 1974 to 1993 were digitized, a phase completed in February 2022 (about 91% of the matured unredeemed balance). Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Inherited, interest never reported | Income in respect of a decedent applies only if the owner died before the bond's 2005 final maturity. If the owner died later, the interest was reportable for 2005 on the owner's own return (26 CFR 1.454-1(a)(1)); ask a tax professional about a missed report. | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check the series letter, then the owner name, Social Security number, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | A bond over 3 years past final maturity may be shared with a State that has an information-sharing agreement (31 U.S.C. 3105(f)); none is publicly known as of November 11, 2026 (89 FR 102735, December 18, 2024). | unclaimed savings bonds |
Other Issue Years and Face Values
The same tables exist for the neighboring issue years and for every face value.
- 1965 Series E savings bond value (January to November issues also stopped in 2005, after 40 years)
- 1970 Series E savings bond value (December 1970, the highest 30-year value)
- 1974 Series E savings bond value
- 1976 Series E savings bond value (Bicentennial design until December 1976)
- $25 savings bond worth
- $50 savings bond worth
- $75 savings bond worth
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $5,000 savings bond worth (Series H in 1975)
- $10,000 savings bond worth
1975 Savings Bond FAQ
How much is a $25 savings bond from 1975 worth today?
A $25 savings bond from 1975 is worth $131.57 to $134.75 in November 2026, by issue month. It cost $18.75.
How much is a $100 savings bond from 1975 worth after 30 years?
Every $100 Series E bond issued in 1975 reached final maturity after 30 years and is worth $526.28 (January to April) to $539.00 (December) in November 2026. For any series, see what a $100 savings bond is worth after 30 years.
How much is a $50 savings bond from 1975 worth?
A $50 Series E bond from 1975 is worth $263.14 to $269.50 in November 2026. It cost $37.50.
How much is a $1,000 savings bond from 1975 worth?
A $1,000 Series E bond from 1975 is worth $5,262.80 to $5,390.00 in November 2026. It cost $750. By mail it needs a certified signature.
Do 50-year-old savings bonds from 1975 expire?
No: a 1975 savings bond, now 50 years 11 months to 51 years 10 months old, does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745). It has earned nothing since 2005.
Has the value of a 1975 bond changed since 2005?
No: a 1975 bond's value has not changed since its final maturity in 2005. The files show one figure per month through May 2027, so a 2020 or 2022 chart gives the same value.
Is a 1975 Bicentennial savings bond worth more to a collector?
Treasury pays a 1975 Bicentennial bond its redemption value, $132.83 to $134.75 per $25 in November 2026, and no collector premium. It pays only the registered owner or a person entitled (31 CFR 315.39(b)).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.