A $25 paper savings bond is almost always a Series E bond, worth $90.59 to $234.11 in November 2026, depending on its issue month from May 1941 to June 1980.
It cost $18.75 when new, which is 75% of its face value (the amount printed on the bond). No paper Series EE bond was ever issued for $25.
These values come from Treasury's Savings Bonds Value Files for redemption month November 2026, the month in which a bond is cashed. Treasury changes values on the 1st of a month, but a $25 E value no longer changes at all.
Values for November 2026
How Much Is a $25 Series E Savings Bond Worth Today?
A $25 Series E bond is worth $90.59 to $234.11 in November 2026, by issue month from May 1941 to June 1980. It was bought for $18.75, or 75% of face (31 CFR 316.2(b)). Every E bond stopped earning interest by June 2010, so each value is final.
Table 1 gives the lowest and highest $25 value for each issue year. Any savings bond calculator needs the issue month, and you can price one exact month with our savings bond calculator, built on Treasury's published value files.
Table 1: What a $25 Series E savings bond is worth in November 2026, by issue year (lowest to highest issue month)
| Issue year | Issue months | Value of a $25 bond, November 2026 | Stopped earning (life) |
|---|---|---|---|
| 1941 | May to Dec | $90.59 to $94.35 | May to Dec 1981 (40 years) |
| 1942 | Jan to Dec | $94.35 to $99.95 | Jan to Dec 1982 (40 years) |
| 1943 | Jan to Dec | $99.95 to $105.09 | Jan to Dec 1983 (40 years) |
| 1944 | Jan to Dec | $105.09 to $110.47 | Jan to Dec 1984 (40 years) |
| 1945 | Jan to Dec | $110.47 to $117.28 | Jan to Dec 1985 (40 years) |
| 1946 | Jan to Dec | $117.28 to $123.38 | Jan to Dec 1986 (40 years) |
| 1947 | Jan to Dec | $123.38 to $131.41 | Jan to Dec 1987 (40 years) |
| 1948 | Jan to Dec | $131.09 to $136.69 | Jan to Dec 1988 (40 years) |
| 1949 | Jan to Dec | $136.69 to $147.06 | Jan to Dec 1989 (40 years) |
| 1950 | Jan to Dec | $147.06 to $154.26 | Jan to Dec 1990 (40 years) |
| 1951 | Jan to Dec | $162.60 to $170.65 | Jan to Dec 1991 (40 years) |
| 1952 | Jan to Dec | $170.66 to $178.14 | Jan to Dec 1992 (40 years) |
| 1953 | Jan to Dec | $163.38 to $178.14 | Jan to Dec 1993 (40 years) |
| 1954 | Jan to Dec | $168.86 to $177.53 | Jan to Dec 1994 (40 years) |
| 1955 | Jan to Dec | $177.53 to $186.79 | Jan to Dec 1995 (40 years) |
| 1956 | Jan to Dec | $186.79 to $199.56 | Jan to Dec 1996 (40 years) |
| 1957 | Jan to Dec | $180.97 to $205.08 | Jan to Dec 1997 (40 years) |
| 1958 | Jan to Dec | $183.12 to $189.34 | Jan to Dec 1998 (40 years) |
| 1959 | Jan to Dec | $186.01 to $191.53 | Jan to Dec 1999 (40 years) |
| 1960 | Jan to Dec | $188.50 to $197.18 | Jan to Dec 2000 (40 years) |
| 1961 | Jan to Dec | $197.18 to $206.75 | Jan to Dec 2001 (40 years) |
| 1962 | Jan to Dec | $206.75 to $215.22 | Jan to Dec 2002 (40 years) |
| 1963 | Jan to Dec | $215.22 to $224.55 | Jan to Dec 2003 (40 years) |
| 1964 | Jan to Dec | $224.55 to $234.11 | Jan to Dec 2004 (40 years) |
| 1965 | Jan to Dec | $128.12 to $234.11 | Jan to Nov 2005 (40 years); Dec 1995 (30 years) |
| 1966 | Jan to Dec | $121.94 to $128.13 | Jan to Dec 1996 (30 years) |
| 1967 | Jan to Dec | $125.86 to $131.28 | Jan to Dec 1997 (30 years) |
| 1968 | Jan to Dec | $131.28 to $137.28 | Jan to Dec 1998 (30 years) |
| 1969 | Jan to Dec | $133.42 to $138.60 | Jan to Dec 1999 (30 years) |
| 1970 | Jan to Dec | $137.00 to $140.01 | Jan to Dec 2000 (30 years) |
| 1971 | Jan to Dec | $126.06 to $126.95 | Jan to Dec 2001 (30 years) |
| 1972 | Jan to Dec | $125.88 to $128.33 | Jan to Dec 2002 (30 years) |
| 1973 | Jan to Dec | $128.48 to $131.76 | Jan to Dec 2003 (30 years) |
| 1974 | Jan to Dec | $128.48 to $131.59 | Jan to Dec 2004 (30 years) |
| 1975 | Jan to Dec | $131.57 to $134.75 | Jan to Dec 2005 (30 years) |
| 1976 | Jan to Dec | $134.76 to $138.04 | Jan to Dec 2006 (30 years) |
| 1977 | Jan to Dec | $128.09 to $139.70 | Jan to Dec 2007 (30 years) |
| 1978 | Jan to Dec | $106.67 to $128.45 | Jan to Dec 2008 (30 years) |
| 1979 | Jan to Dec | $108.28 to $110.62 | Jan to Dec 2009 (30 years) |
| 1980 | Jan to Jun | $110.62 to $111.75 | Jan to Jun 2010 (30 years) |
| Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $25 bond are the file's $25-unit values as published. Rules and history: Series E savings bonds. |
The Most Valuable $25 E Bonds and the 1965 Drop
The most valuable $25 E bonds are the December 1964 and January 1965 issues, at $234.11 each in November 2026.
A November 1965 issue is worth $184.03 because it had a 40-year life, while a December 1965 issue is worth $128.12 with a 30-year life (31 CFR 316.8(b)). October and November 1965 issues are both $184.03.
In all, 57 issue months are worth $200 or more: June to November 1957, and March 1961 to May 1965. Every other $25 E issue month is worth less than $200, and the lowest value is $90.59 for May 1941.
$25 War Bonds From 1941 to 1945
A $25 Series E bond issued May 1941 to December 1945, the years it was sold as a Defense Savings Bond (1941) or War Savings Bond (1942 to 1945), is worth $90.59 to $117.28 in November 2026.
Treasury pays the same as for any $25 E bond of that month, with no collector premium. See what war bonds are worth now for the wider picture.
The 24 issue months from May 1941 to April 1943 are the only $25 E bonds under $100. They are worth $90.59 to $99.95, while later war-bond issues reach $117.28.
Why the Exact Issue Month Matters for a $25 E Bond
Two $25 E bonds issued a month apart can differ by $24.10, because Treasury prices each issue month separately: November 1957 is worth $205.07 and December 1957 $180.97. Neighboring months can also share one value, as June to October 1944 issues all do at $107.70. Look up the exact issue month, never the year alone.
Is There a $25 Series EE Savings Bond?
No paper Series EE savings bond was issued for $25: 31 CFR 351.40 lists paper EE denominations from $50 to $10,000, each sold at half of face. Patriot Bonds (paper EE issued December 2001 to December 2011) and paper I bonds (31 CFR 359.25) also start at $50.
A paper EE bond bought for $25 is a $50 bond, so read the face value printed on it, not the price you paid. A $50 EE bond is worth $27.38 to $167.40 in November 2026, and the page on how much a $50 savings bond is worth lists every issue month.
The figure $25 appears in two other places. Treasury's value files price a $25 face unit, which is how every other face value is figured.
And $25 is the smallest electronic EE or I purchase in TreasuryDirect (Treasury's online account system), sold at face to the cent (31 CFR 351.61); an electronic bond's value shows only in the owner's account.
Which Savings Bond Series Came in a $25 Denomination?
Five kinds of savings bonds came in a $25 denomination: Series E, Savings Notes (Freedom Shares), Series A to D, Series F and Series J. A $25 Series E bond cost $18.75.
A $25 Savings Note cost $20.25 (81% of face) and was sold only together with a Series E bond of the same or greater face (31 CFR 342.0).
Four Savings Note months in our data are worth $135.70 to $156.28 in November 2026: May 1967, December 1967, January 1969 and October 1970. For other months use TreasuryDirect's Savings Bond Calculator, which prices Savings Notes.
Series A to D (75% of face, March 1935 to April 1941), Series F (74%, May 1941 to April 1952) and Series J (72%, May 1952 to April 1957) pay exactly $25 face.
TreasuryDirect sends owners of these bonds to FS Form 1522 by mail, and banks may not pay Series F or J (31 CFR 321.7(a)).
The table lists every savings bond series Treasury issued with a $25 face value, and the paper series that never came in $25.
Table 2: Which series came in $25, what it cost and what it is worth
| Series | Issue dates | Price of a $25 bond | Worth in November 2026 |
|---|---|---|---|
| Series E (including war bonds) | May 1941 to Jun 1980 | $18.75 (75% of face) | $90.59 to $234.11 (Table 1) |
| Savings Notes (Freedom Shares) | May 1967 to Oct 1970 | $20.25 (81% of face) | May 1967 $153.33; Dec 1967 $156.28; Jan 1969 $135.70; Oct 1970 $138.70 |
| Series A, B, C and D | Mar 1935 to Apr 1941 | 75% of face | $25 (paid at face value) |
| Series F | May 1941 to Apr 1952 | 74% of face | $25 (paid at face value) |
| Series J | May 1952 to Apr 1957 | 72% of face | $25 (paid at face value) |
| Series EE, including Patriot Bonds | Paper, Jan 1980 to Dec 2011 | not issued in $25 (smallest $50, cost $25) | see the $50 page above |
| Series I (paper) | Sep 1998 to 2024 (paper) | not issued in $25 (smallest $50) | not applicable |
Sources: 31 CFR 316.2(b) (Series E), 342.2(c) (Savings Notes), 315.35(b) (Series A to D, F, J), 351.40 (EE), 359.25 (I); TreasuryDirect historical bonds page; Savings Bonds Value Files. 31 CFR 321.7(a) also lists Series A to D as bank-payable, but TreasuryDirect sends them by mail. Series G, H, HH and K, Retirement Plan Bonds and Individual Retirement Bonds had no $25 denomination. Electronic bonds start at $25 but carry no denomination; their value shows in the owner's account: electronic savings bonds. All series: types of US savings bonds.
How to Find the Exact Value of Your $25 Savings Bond
Read the series and issue month on the bond, then look that month up in Table 1. Treasury values a $25 bond by series, face value and issue month, and does not need the serial number. The five steps below find the value of one $25 paper bond.
- Read the series letter on the bond: E, or the "Savings Note" title; Series A to D, F and J pay face.
- Read the issue month and year. On a Series E bond it sits in the upper right; the validation date in the lower right does not set the value.
- Find the issue year in Table 1.
- Open the year page or our calculator for the exact month.
- Check the month the value applies to; this page shows November 2026.
The value files publish a $25 unit, so the value of a $25 bond is the unit value itself. TreasuryDirect's Savings Bond Calculator is Treasury's free tool and also prices Savings Notes.
To read a paper savings bond, see how to read a paper savings bond for where the series letter and issue date are printed.
Does a $25 Savings Bond Still Earn Interest?
No paper $25 savings bond earns interest in November 2026. Series E stopped by June 2010, Savings Notes by October 2000, and Series A to D, F and J at the end of their 10-year or 12-year terms.
Interest still accrues on EE bonds issued December 1996 and later and on I bonds, but none of those came as a $25 paper bond.
Treasury's files show each $25 E value unchanged in every redemption month they cover after final maturity, May 1992 to May 2027, so waiting adds nothing. A $25 E bond pays the same amount in May 2027 as it does today.
Cashing a $25 Savings Bond and the Tax on Its Interest
You cash a $25 bond at a bank that redeems savings bonds or by mail with FS Form 1522, and its interest is taxed federally, not by states.
Series E bonds and Savings Notes go to a bank or by mail; Series A to D, F and J go by mail. The page on how to cash savings bonds compares the routes.
Banks may cash paper savings bonds but are not required to (FS Publication 0022, revised October 2022). Treasury's ceiling for paying on an ID document alone is $1,000 (31 CFR 321, Appendix, item 11(a)), far above $25. Each bank sets its own policy.
FS Form 1522 (the form, PDF, TreasuryDirect, revised April 2026) needs a notary or certifying officer (for example, a bank officer who certifies signatures) only when your bonds total more than $1,000. At $1,000 or less you sign and enclose a copy of a driver's license, passport, state ID or military ID.
Four $25 E bonds issued December 1964 or January 1965 total $936.44 in November 2026, so they stay under the line. Mail the form to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150; Treasury pays by direct deposit only.
Interest is the redemption value minus the purchase price ($18.75 for a $25 E bond). It is exempt from state and local income tax (31 U.S.C. 3124(a)) and federally taxed for the year of cashing, disposition or final maturity, whichever comes first (26 CFR 1.454-1(a)(1), IRS Publication 550), unless reported yearly (26 U.S.C. 454(a)).
For E bonds, final maturity fell between 1981 and 2010, so a tax professional can advise on earlier years. Form 1099-INT is issued for $10 or more of interest. See are savings bonds taxable for federal tax on savings bond interest.
When to Cash and Where
A $25 paper bond gains nothing by waiting, and no savings bond expires (Executive Order 13968, 85 FR 83745, December 23, 2020). Timing is your choice. Bank policies differ, so compare banks that cash savings bonds.
Without a bank, you can cash a paper bond by mail with FS Form 1522. A $25 E bond can also be converted to electronic through SmartExchange, Treasury's conversion service (31 CFR 363.161); conversion is one way and not needed to cash it.
Values for Other Face Values
Other face values run from $10 to $10,000, and the value pages are listed below. Series E came in $10 for issue dates June 1944 to March 1950. Our calculator prices paper EE bonds and Series E bonds from $10 to $10,000.
- $10 savings bond: Series E only
- $50 savings bond
- $75 savings bond
- $100 savings bond
- $200 savings bond
- $500 savings bond
- $1,000 savings bond
- $5,000 savings bond
- $10,000 savings bond
$25 Savings Bond FAQ
How much is a $25 savings bond worth after 30 years?
A $25 Series E bond issued December 1965 to June 1980 earned interest for exactly 30 years and is worth $106.67 to $140.01 in November 2026. Issues from May 1941 to November 1965 earned for 40 years and are worth $90.59 to $234.11. The rules on when savings bonds stop earning interest differ by series.
How much was a $25 savings bond worth in 2020 or 2022?
A $25 Series E bond was worth the same in 2020 and 2022 as in November 2026, $90.59 to $234.11 by issue month. Every E bond had stopped earning by June 2010, and Treasury's files show each value unchanged in every redemption month they cover, May 1992 to May 2027.
How much is a $25 war bond from 1944 worth?
A $25 war bond issued in 1944 is worth $105.09 to $110.47 in November 2026, depending on the issue month. It stopped earning interest in 1984, so its value is final. Five of its issue months, June to October, share one value of $107.70.
What is a 25-year-old savings bond worth?
A paper savings bond that turned 25 years old in November 2026 is a Series EE bond issued November 2001, worth $60.68 for a $50 bond and $121.36 for a $100 bond; it earns until November 1, 2031. The last $25 E bonds date from June 1980. See the 2001 Series EE savings bond values.
Can you still cash a $25 savings bond from the 1950s?
Yes: savings bonds never expire, and Treasury pays a Series E bond at any time after two months from issue (31 CFR 315.35(c)). A $25 E bond issued 1950 to 1959 is worth $147.06 to $205.08 in November 2026. For bonds from a drawer or attic, see found old savings bonds.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.