A $50 Series EE savings bond issued in 2001 is worth $60.42 to $61.46 in November 2026, and a $100 bond $120.84 to $122.92, depending on the issue month. Every 2001 EE bond still earns interest until January 1 to December 1, 2031, and its original maturity came at 17 years, in 2018.
The values come from Treasury's Savings Bonds Value Files for redemption month November 2026 and change on the 1st of each month.
Values for November 2026
How Much Is a 2001 Series EE Savings Bond Worth in November 2026?
A 2001 paper Series EE savings bond is worth $60.42 (a $50 bond issued October 2001) to $12,292.00 (a $10,000 bond issued January 2001) in November 2026.
Paper EE bonds sold for half of face value (the amount printed on the bond), and each was worth at least face at original maturity in 2018 (31 CFR 351.32(b)(1)), so all are above face. No electronic EE bond existed in 2001; electronic EE began in TreasuryDirect in 2002 (76 FR 66855).
The rules of Series EE savings bonds cover each issue period.
Table 1: What a 2001 paper Series EE savings bond is worth in November 2026, by issue month and face value
| Issue month | $50 | $75 | $100 | $200 | $500 | $1,000 | $5,000 | $10,000 | Stops earning |
|---|---|---|---|---|---|---|---|---|---|
| January 2001 | $61.46 | $92.19 | $122.92 | $245.84 | $614.60 | $1,229.20 | $6,146.00 | $12,292.00 | Jan 1, 2031 |
| February 2001 | $61.30 | $91.95 | $122.60 | $245.20 | $613.00 | $1,226.00 | $6,130.00 | $12,260.00 | Feb 1, 2031 |
| March 2001 | $61.12 | $91.68 | $122.24 | $244.48 | $611.20 | $1,222.40 | $6,112.00 | $12,224.00 | Mar 1, 2031 |
| April 2001 | $60.96 | $91.44 | $121.92 | $243.84 | $609.60 | $1,219.20 | $6,096.00 | $12,192.00 | Apr 1, 2031 |
| May 2001 | $61.28 | $91.92 | $122.56 | $245.12 | $612.80 | $1,225.60 | $6,128.00 | $12,256.00 | May 1, 2031 |
| June 2001 | $61.10 | $91.65 | $122.20 | $244.40 | $611.00 | $1,222.00 | $6,110.00 | $12,220.00 | Jun 1, 2031 |
| July 2001 | $60.94 | $91.41 | $121.88 | $243.76 | $609.40 | $1,218.80 | $6,094.00 | $12,188.00 | Jul 1, 2031 |
| August 2001 | $60.76 | $91.14 | $121.52 | $243.04 | $607.60 | $1,215.20 | $6,076.00 | $12,152.00 | Aug 1, 2031 |
| September 2001 | $60.60 | $90.90 | $121.20 | $242.40 | $606.00 | $1,212.00 | $6,060.00 | $12,120.00 | Sep 1, 2031 |
| October 2001 | $60.42 | $90.63 | $120.84 | $241.68 | $604.20 | $1,208.40 | $6,042.00 | $12,084.00 | Oct 1, 2031 |
| November 2001 | $60.68 | $91.02 | $121.36 | $242.72 | $606.80 | $1,213.60 | $6,068.00 | $12,136.00 | Nov 1, 2031 |
| December 2001 | $60.50 | $90.75 | $121.00 | $242.00 | $605.00 | $1,210.00 | $6,050.00 | $12,100.00 | Dec 1, 2031 |
Note: the table shows every paper EE face value in 31 CFR 351.40; your bond's face value is printed on it. December 2001 includes bonds with the Patriot Bond inscription: same value (December 2001 Patriot Bond value).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25.
How Much Is a $50 or $100 Savings Bond From 2001 Worth?
A $50 savings bond from 2001 is worth $60.42 to $61.46 in November 2026, and a $100 bond $120.84 to $122.92. They cost $25 and $50. January 2001 bonds are worth the most and October 2001 bonds the least. A $100 January 2001 bond holds $72.92 of interest.
When 2001 EE Bonds Stop Earning Interest in 2031
Every 2001 Series EE bond stops earning interest between January 1 and December 1, 2031, 30 years after its issue month. That date is final maturity (31 CFR 351.5, eCFR).
- January 2001 issues: January 1, 2031
- December 2001 issues: December 1, 2031
- After final maturity: value fixed, no deadline to cash (EO 13968, 85 FR 83745)
The rules on when savings bonds stop earning interest differ by series. Treasury's file ends in May 2027, before these dates.
December 2001 Bonds With the "Patriot Bond" Inscription
A December 2001 bond may carry the "Patriot Bond" inscription, and it is worth exactly what any December 2001 EE bond is worth: $121.00 per $100 in November 2026.
Patriot Bonds are paper EE bonds issued December 2001 to December 2011; December 2001 is the first of 121 Patriot months, which run from $54.76 to $121.00 per $100, and it is the highest. Earlier 2001 months are plain EE bonds.
Which EE Rules Apply to 2001 Bonds?
Every 2001 EE bond follows the rules Treasury set for EE bonds issued May 1997 through April 2005, so all 12 issue months share one method.
Table 2: The EE rules behind every 2001 bond
| Attribute | 2001 Series EE bonds (all 12 issue months) |
|---|---|
| Rules (TreasuryDirect page) | EE bonds issued May 1997 through April 2005 |
| Price | Half of face ($25 for a $50 bond) |
| How interest is set | 90% of the 6-month average of 5-year Treasury yields, reset May 1 and November 1, applied from each bond's next 6-month period; no fixed rate |
| When interest is added | Monthly, compounded semiannually |
| Original maturity | 17 years (January to December 2018), worth at least double the price (face, for paper) |
| Extension | To 30 years; "we use the same method unless we announce a different method" (TreasuryDirect) |
| Final maturity (interest stops) | January 1 to December 1, 2031 |
| Minimum holding period | 6 months (issue dates on or before January 1, 2003); long past |
| 3-month early-cash penalty (under 5 years) | Applies to EE issued from May 1, 1997; no 2001 bond is under 5 years, and Treasury's values already include it |
| Rates announced in 2001 | 4.50% (periods starting on or after May 1, 2001); 4.07% (on or after November 1, 2001) |
| Rate for 6-month periods starting on or after November 1, 2026 | 4.02% |
| Regulation | 31 CFR 351.29 to 351.33 |
Sources: TreasuryDirect EE page "May 1997 through April 2005" (as of November 11, 2026); 31 CFR Part 351 (eCFR, current as of November 9, 2026); Savings Bonds Value Files, November 2026.
Original Maturity at 17 Years, in 2018
2001 EE bonds reached original maturity after 17 years, between January and December 2018, when each was worth at least double its price (face, for paper; 31 CFR 351.29, 351.32(b)). The 20-year guarantee covers only EE bonds issued June 2003 and later.
What Interest Rate Does a 2001 EE Bond Earn?
A 2001 EE bond earns 4.02% for each 6-month period that starts on or after November 1, 2026, Treasury's rate (TreasuryDirect, as of November 1, 2026). It is 90% of the 6-month average of 5-year Treasury yields, reset each May 1 and November 1 and credited monthly (31 CFR 351.13, 351.30). No fixed rate exists.
Treasury announced 4.50% for periods starting on or after May 1, 2001, and 4.07% from November 1, 2001. See savings bond interest rates by issue date.
Why January 2001 Bonds Are Worth the Most and October 2001 Bonds the Least
January 2001 bonds are worth the most ($122.92 per $100) and October 2001 bonds the least ($120.84) in November 2026 because each issue month starts its 6-month periods in a different month and takes each announced rate at a different time (31 CFR 351.30). The two are $2.08 apart.
From January to April, and from May to October, each later month is $0.32 or $0.36 less. May ($122.56) steps up $0.64 from April, and November ($121.36) steps up $0.52 from October.
How 2001 Values Change From November 2026 to May 2027
Every 2001 EE bond gains value on the 1st of each month from November 2026 to May 2027 in Treasury's current value file. A $100 January 2001 bond goes from $122.92 to $125.28 by May 2027, an October bond from $120.84 to $122.96. Six-month gains run $2.12 to $2.48.
Table 3: A $100 2001 EE bond, November 2026 to May 2027
| Issue month | Nov 2026 | Dec 2026 | Jan 2027 | Feb 2027 | Mar 2027 | Apr 2027 | May 2027 |
|---|---|---|---|---|---|---|---|
| January 2001 | $122.92 | $123.28 | $123.64 | $124.04 | $124.48 | $124.88 | $125.28 |
| April 2001 | $121.92 | $122.24 | $122.60 | $122.92 | $123.28 | $123.64 | $124.04 |
| May 2001 | $122.56 | $122.96 | $123.36 | $123.80 | $124.20 | $124.60 | $125.04 |
| October 2001 | $120.84 | $121.20 | $121.52 | $121.88 | $122.20 | $122.56 | $122.96 |
| November 2001 | $121.36 | $121.76 | $122.16 | $122.56 | $123.00 | $123.40 | $123.80 |
| December 2001 | $121.00 | $121.36 | $121.76 | $122.16 | $122.56 | $123.00 | $123.40 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25. Later months are Treasury's scheduled values in the same file. Rates for periods starting after April 2027 are not yet announced.
How to Find the Exact Value of Your 2001 Savings Bond
Treasury prices a 2001 EE bond by its series, face value and issue month; the serial number is not needed. Our savings bond calculator, built on Treasury's published value files, uses them.
- Check the series: EE, or I.
- Read the issue date on a paper savings bond.
- Read the face value.
- Find the row and column in Table 1.
- Check the as-of month.
TreasuryDirect's calculator is Treasury's free tool. A paper bond bought at face value in 2001 is Series I, and Table 1 does not apply.
A $50 I bond issued November 2001 is worth $156.98 in November 2026, a $100 one $313.96. Fixed rates belong to Series I (3.40%, 3.00% or 2.00% for 2001 issues); EE bonds have none.
How 2001 Values Compare With 2000 and 2002 Issues
2001 values meet their neighbors at both ends of the year. January 2001 ($122.92 per $100) sits just below December 2000 ($123.28), and December 2001 ($121.00) just above January 2002 ($120.68). Bonds from 2000 stop earning in 2030 and bonds from 2002 in 2032.
Table 4: What a $100 EE bond issued 1999 to 2002 is worth in November 2026
| Issue months | $100 value | Status | Year page |
|---|---|---|---|
| January to December 1999 | $124.32 to $126.24 | Earns until Jan 1 to Dec 1, 2029 | 1999 |
| January to December 2000 | $123.04 to $124.76 | Earns until Jan 1 to Dec 1, 2030 | 2000 |
| December 2000 | $123.28 | Earns until Dec 1, 2030 | 2000, above |
| January 2001 | $122.92 | Earns until Jan 1, 2031 | This page |
| December 2001 | $121.00 | Earns until Dec 1, 2031 | This page |
| January 2002 | $120.68 | Earns until Jan 1, 2032 | 2002, below |
| January to December 2002 | $118.12 to $120.68 | Earns until Jan 1 to Dec 1, 2032 | 2002 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25.
Cashing a 2001 Savings Bond and Reporting Its Interest
A 2001 paper EE bond is cashed at a bank that redeems savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds.
Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022). FS Form 1522 (Revised April 2026, PDF from TreasuryDirect) needs your signature and a copy of your driver's license, passport, state ID or military ID when the bonds on the form total $1,000 or less, such as one $500 bond ($604.20 to $614.60).
Above $1,000 in total, such as one $1,000 bond ($1,208.40 to $1,229.20), a notary or certifying officer must certify your signature.
Mail it to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150; payment takes 3 months or longer if you are named on the bonds, and 5 months or longer for bonds not in your name (TreasuryDirect, November 11, 2026). See cash by mail with FS Form 1522.
Tax Year 2031: When Interest on a 2001 Bond Is Reportable
Interest on a 2001 bond that is never cashed is reportable for tax year 2031, the year of its final maturity, unless the owner reports it yearly (26 CFR 1.454-1(a)(1); IRS Publication 550). Interest is the value minus the $50 price: $72.92 on a $100 January 2001 bond in November 2026.
State and local income tax does not apply (31 U.S.C. 3124(a)). If you cash or reissue the bond earlier, the interest is reportable for that earlier year (26 CFR 1.454-1(a)(1); IRS Publication 550). See federal tax on savings bond interest; a tax professional decides individual cases.
Payers report $10 or more of interest on Form 1099-INT for savings bonds. Education costs can exclude interest (IRC 135, Form 8815); the 2026 phase-out is $101,800 to $116,800 single, $152,650 to $182,650 joint (education savings bond program).
Lost, Found or Inherited 2001 Bonds, and 2001 I and HH Bonds
A lost 2001 bond is claimed with FS Form 1048 (Revised March 2026), and from 2037 the claim needs the serial number (31 CFR 353.29(c); 2037 is our calculation). Use the FS Form 1048 claim for lost savings bonds.
A bond passes to the surviving "OR" co-owner or POD (payable-on-death) beneficiary, else the estate (31 CFR 353.70); see savings bonds after death or found old savings bonds.
A paper I bond issued in 2001 earns until 2031 (31 CFR 359.5; our calculation); see Series I savings bonds. A 2001 bond paying interest every 6 months is Series HH, which stopped in 2021 (our calculation); only Treasury cashes Series HH savings bonds.
Other Issue Years and Face Values
Value tables for other issue years and face values follow.
- 1999 Series EE savings bond value
- 2000 Series EE savings bond value
- 2002 Series EE savings bond value
- $50 savings bond worth (all years)
- $100 savings bond worth (all years)
- $1,000 savings bond worth (all years)
- Banks that cash savings bonds
2001 Savings Bond FAQ
How much is a $100 savings bond from 2001 worth after 30 years?
A $100 savings bond from 2001 reaches 30 years in 2031, and Treasury has not yet published its final value. It is worth $120.84 to $122.92 in November 2026, and January 2001 is scheduled at $125.28 in May 2027. Other years: $100 savings bond worth.
How much is a $1,000 savings bond from 2001 worth?
A $1,000 savings bond from 2001 is worth $1,208.40 to $1,229.20 in November 2026. It cost $500; cashing one by mail needs signature certification.
When did 2001 EE bonds mature, and did they double in 20 years?
2001 EE bonds reached original maturity after 17 years, in 2018, and final maturity comes after 30 years, in 2031. At 17 years each was worth at least twice its price (face, for paper), not twice its face. See when savings bonds mature.
Is it worth keeping a 2001 EE bond after 20 years?
A 2001 EE bond earns interest until its final maturity in 2031 and nothing after it, and it never expires. See when to cash savings bonds for cashing dates.
What do I do with a Patriot bond from December 2001?
A Patriot Bond from December 2001 is valued, cashed and taxed like any December 2001 Series EE bond: $121.00 per $100 in November 2026, earning until December 1, 2031. Later years: Patriot Bonds.
How much is a 20 year old $50 savings bond worth today?
A $50 Series EE bond issued in 2006, the year that turns 20 in 2026, is worth $50.90 to $53.00 in November 2026. A 2001 $50 bond, about 25 years old, is worth $60.42 to $61.46 ($50 savings bond worth).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.