A $50 Series EE savings bond issued in 2006 is worth $50.90 to $53.00 in November 2026, and a $100 bond $101.80 to $106.00, by issue month. Every 2006 bond reaches its 20-year original maturity in 2026 and earns until January 1 to December 1, 2036.
Values come from Treasury's Savings Bonds Value Files and change on the 1st of each month.
Values for November 2026
How Much Is a 2006 Series EE Savings Bond Worth in November 2026?
A 2006 paper Series EE bond is worth $50.90 (a $50 bond issued December 2006) to $10,600.00 (a $10,000 bond issued May 2006) in November 2026. Paper EE bonds sold for half of face, and every 2006 month is above face by $1.80 to $6.00 per $100.
Table 1 gives the redemption value (what Treasury pays) by issue month and face value. The rules for Series EE savings bonds set one fixed rate for each 6-month issue period.
Table 1: 2006 Series EE savings bond value by issue month and face value, November 2026
| Issue month | Fixed rate | $50 | $75 | $100 | $200 | $500 | $1,000 | $5,000 | $10,000 | Reaches 20 years | Stops earning |
|---|---|---|---|---|---|---|---|---|---|---|---|
| January 2006 | 3.20% | $51.34 | $77.01 | $102.68 | $205.36 | $513.40 | $1,026.80 | $5,134.00 | $10,268.00 | Jan 1, 2026 | Jan 1, 2036 |
| February 2006 | 3.20% | $51.20 | $76.80 | $102.40 | $204.80 | $512.00 | $1,024.00 | $5,120.00 | $10,240.00 | Feb 1, 2026 | Feb 1, 2036 |
| March 2006 | 3.20% | $51.06 | $76.59 | $102.12 | $204.24 | $510.60 | $1,021.20 | $5,106.00 | $10,212.00 | Mar 1, 2026 | Mar 1, 2036 |
| April 2006 | 3.20% | $50.94 | $76.41 | $101.88 | $203.76 | $509.40 | $1,018.80 | $5,094.00 | $10,188.00 | Apr 1, 2026 | Apr 1, 2036 |
| May 2006 | 3.70% | $53.00 | $79.50 | $106.00 | $212.00 | $530.00 | $1,060.00 | $5,300.00 | $10,600.00 | May 1, 2026 | May 1, 2036 |
| June 2006 | 3.70% | $52.84 | $79.26 | $105.68 | $211.36 | $528.40 | $1,056.80 | $5,284.00 | $10,568.00 | Jun 1, 2026 | Jun 1, 2036 |
| July 2006 | 3.70% | $52.68 | $79.02 | $105.36 | $210.72 | $526.80 | $1,053.60 | $5,268.00 | $10,536.00 | Jul 1, 2026 | Jul 1, 2036 |
| August 2006 | 3.70% | $52.52 | $78.78 | $105.04 | $210.08 | $525.20 | $1,050.40 | $5,252.00 | $10,504.00 | Aug 1, 2026 | Aug 1, 2036 |
| September 2006 | 3.70% | $52.36 | $78.54 | $104.72 | $209.44 | $523.60 | $1,047.20 | $5,236.00 | $10,472.00 | Sep 1, 2026 | Sep 1, 2036 |
| October 2006 | 3.70% | $52.20 | $78.30 | $104.40 | $208.80 | $522.00 | $1,044.00 | $5,220.00 | $10,440.00 | Oct 1, 2026 | Oct 1, 2036 |
| November 2006 | 3.60% | $51.04 | $76.56 | $102.08 | $204.16 | $510.40 | $1,020.80 | $5,104.00 | $10,208.00 | Nov 1, 2026 | Nov 1, 2036 |
| December 2006 | 3.60% | $50.90 | $76.35 | $101.80 | $203.60 | $509.00 | $1,018.00 | $5,090.00 | $10,180.00 | Dec 1, 2026 | Dec 1, 2036 |
The table shows every paper EE face value in 31 CFR 351.40; your bond prints its face value, and which of these were sold in 2006 is not established. Bonds with the Patriot Bond inscription have the same value as any EE bond of their issue month: see the 2006 Patriot Bond value.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25.
How Much Is a $50 or $100 Savings Bond From 2006 Worth?
A $50 savings bond from 2006 is worth $50.90 to $53.00 in November 2026, and a $100 bond $101.80 to $106.00. These bonds cost $25 and $50. May 2006 is the highest month and December 2006 the lowest, not January. A $50 bond issued in March 2006, the month asked about in a July 2025 question-and-answer thread, is worth $51.06.
2006 Bonds With the "Patriot Bond" Inscription
A 2006 Series EE bond may carry the "Patriot Bond" inscription, and it is worth exactly what any EE bond of the same issue month is worth. Patriot Bonds are paper EE bonds issued from December 2001 to December 2011, so all 12 months of 2006 fall inside that window.
When 2006 EE Bonds Stop Earning Interest in 2036
Every 2006 Series EE bond stops earning interest between January 1 and December 1, 2036, 30 years after its issue month (31 CFR 351.5).
- January 2006 issues: interest stops January 1, 2036.
- December 2006 issues: interest stops December 1, 2036.
- Final maturity: the value then stays fixed, and no deadline to cash applies (Executive Order 13968, 85 FR 83745).
Treasury's file ends in May 2027, so it holds no 2036 values.
The Three Fixed Rates Behind 2006 Values
Every 2006 EE bond earns the fixed rate Treasury announced for its 6-month issue period. The rate is 3.20% for January to April issues (announced November 1, 2005), 3.70% for May to October (May 1, 2006) and 3.60% for November and December (November 1, 2006).
The rules date from May 1, 2005 (70 FR 17288; 31 CFR 351.34, 351.35). The 3.70% rate is the highest of the 44 EE fixed rates announced from May 2005 to November 2026.
The table lists the terms that apply to every Series EE bond issued in 2006.
Table 2: The EE rules behind every 2006 bond
| Attribute | 2006 Series EE bonds (all 12 issue months) |
|---|---|
| Rules (TreasuryDirect page) | EE bonds issued May 2005 and later |
| Price | Paper: half of face ($25 for a $50 bond); electronic: face |
| How interest is set | Fixed rate announced for the 6-month issue period: 3.20% (January to April 2006 issues, announced November 1, 2005); 3.70% (May to October 2006, announced May 1, 2006); 3.60% (November and December 2006, announced November 1, 2006) |
| When interest is added | Monthly, compounded semiannually |
| Original maturity | 20 years (January 1 to December 1, 2026); paper worth at least face, electronic at least double the price |
| Years 20 to 30 | Treasury may change the rate or method if it announces it before the bond is 20; no announcement as of November 11, 2026 |
| Final maturity (interest stops) | January 1 to December 1, 2036 |
| Minimum holding period | 12 months (issue dates on or after February 1, 2003); long past |
| 3-month early-cash penalty (under 5 years) | Applies to EE issued from May 1, 1997; no 2006 bond is under 5 years, and Treasury's values already include it |
| Regulation | 31 CFR 351.34, 351.35; 70 FR 17288 (April 5, 2005) |
Sources: TreasuryDirect EE page "May 2005 and later" (as of November 11, 2026); 31 CFR Part 351 (eCFR, current as of November 9, 2026); Savings Bonds Value Files, November 2026.
Treasury sets a new rate each May 1 and November 1. See savings bond interest rates by issue date for every fixed rate since May 2005.
Why May 2006 Bonds Are Worth More Than April 2006 Bonds
A May 2006 bond is worth $4.12 more per $100 than an April 2006 bond in November 2026 because its fixed rate is 3.70%, not 3.20%. The May bond is worth $106.00 and the April bond $101.88.
From October to November 2006 the change runs the other way: $104.40 to $102.08 ($2.32), when the rate drops to 3.60%. Within a rate period, a later month is worth $0.24 to $0.32 less per $100.
2006 Bonds Reach Their 20-Year Date in 2026
Every 2006 paper EE bond reaches its 20-year original maturity in 2026, and Treasury guarantees it is worth at least its face value on that date (31 CFR 351.35(f)(1)). TreasuryDirect states: "This is true for any EE bond bought as far back as June 2003."
No 2006 bond gets a step to face, because every month is already above face. A December 2006 $100 bond goes from $101.80 to $102.08 on December 1, 2026, a normal monthly step of $0.28.
A 2025 answers site claimed such a $100 bond is worth $200 at 20 years; the paper guarantee is face. See when savings bonds mature and stop earning interest.
What a 2006 Bond Earns After 20 Years
Treasury has announced no new rate or method for 2006 EE bonds after their 20-year date as of November 11, 2026. It may change the rate for the last 10 years only by announcing it before a bond turns 20 (TreasuryDirect).
Treasury's file still adds value past 20 years: a January 2006 $100 bond is worth $102.68 in November 2026 and $104.32 in May 2027. The page names no rate for years 20 to 30.
How 2006 Values Change From November 2026 to May 2027
Every 2006 EE bond gains value on the 1st of each month from November 2026 to May 2027 in Treasury's current value file. A $100 May 2006 bond rises from $106.00 to $107.96, and a December 2006 bond from $101.80 to $103.60. Six-month gains run from $1.64 to $1.96 per $100.
Table 3: A $100 2006 EE bond, November 2026 to May 2027
| Issue month | Nov 2026 | Dec 2026 | Jan 2027 | Feb 2027 | Mar 2027 | Apr 2027 | May 2027 |
|---|---|---|---|---|---|---|---|
| January 2006 | $102.68 | $102.96 | $103.24 | $103.52 | $103.80 | $104.08 | $104.32 |
| May 2006 | $106.00 | $106.32 | $106.64 | $106.96 | $107.32 | $107.64 | $107.96 |
| November 2006 | $102.08 | $102.40 | $102.68 | $103.00 | $103.32 | $103.60 | $103.92 |
| December 2006 | $101.80 | $102.08 | $102.40 | $102.68 | $103.00 | $103.32 | $103.60 |
Later months are Treasury's scheduled values; rates after April 2027 are not yet announced.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25.
How to Find the Exact Value of Your 2006 Savings Bond
Treasury prices a 2006 EE bond by its series, face value and issue month; the serial number is not needed. Treasury's free calculator and our savings bond calculator, built on Treasury's published value files, use those inputs.
- Check that the bond says Series EE, not I.
- Read the issue date; see how to read the issue date on a paper savings bond.
- Read the face value.
- Find the row and column in Table 1.
- Check the value month: November 2026.
How 2006 Values Compare With 2004, 2005, 2007 and 2008 Issues
2006 values sit between their neighbors at both ends of the year. January 2006 ($102.68 per $100) is just below December 2005 ($102.96), and December 2006 ($101.80) is just above January 2007 ($101.48).
Table 4: A $100 EE bond issued 2004 to 2008, November 2026
| Issue months | $100 value, November 2026 | Rules | Status | Year page |
|---|---|---|---|---|
| January to December 2004 | $107.00 to $110.80 | 90% of 5-year yields; 20 years | Earns until 2034 | 2004 Series EE savings bond value |
| January to December 2005 | $102.96 to $106.72 | 90% of 5-year yields to April; fixed rate from May | Earns until 2035 | 2005 Series EE savings bond value |
| December 2005 | $102.96 | Fixed 3.20% | Earns until December 1, 2035 | 2005 |
| January 2006 | $102.68 | Fixed 3.20% | Earns until January 1, 2036 | This page |
| December 2006 | $101.80 | Fixed 3.60% | Earns until December 1, 2036 | This page |
| January 2007 | $101.48 | Fixed 3.60% | Earns until January 1, 2037 | 2007 |
| January to December 2007 | $87.84 to $101.48 | Fixed rate; May to December below face until 2027 | Earns until 2037 | 2007 Series EE savings bond value |
| January to December 2008 | $63.00 to $87.64 | Fixed rate; below face until 2028 | Earns until 2038 | 2008 Series EE savings bond value |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25.
Cashing a 2006 Savings Bond and Reporting Its Interest
A 2006 paper EE bond is cashed at a bank that redeems savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds for both routes. Banks may cash paper bonds but are not required to (FS Publication 0022, Rev. October 2022).
FS Form 1522 (revised April 2026; the form, PDF, TreasuryDirect) needs a notary or certifying officer only above $1,000. One $500 bond ($509.00 to $530.00 in November 2026) needs none; one $1,000 bond ($1,018.00 to $1,060.00) does.
Mail it to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150; payment is by direct deposit and takes three months or longer for bonds in your name and five months or longer for bonds not in your name (TreasuryDirect, November 11, 2026). You can cash by mail with FS Form 1522.
Tax Year 2036: When Interest on a 2006 Bond Is Reportable
Interest on a 2006 bond is federally taxable in the year you cash it or for tax year 2036, whichever comes first, unless the owner reports it yearly (26 CFR 1.454-1(a)(1); IRS Publication 550).
Interest on a $100 May 2006 bond cashed in November 2026 is $56.00. It is exempt from state and local income tax (31 U.S.C. 3124(a)). See federal tax on savings bond interest.
Form 1099-INT for savings bonds reports $10 or more of interest. The Form 8815 exclusion (IRC 135) phases out at $101,800 to $116,800 single and $152,650 to $182,650 joint in 2026 (Rev. Proc. 2025-32); see the education savings bond program and ask a tax professional.
Lost, Inherited or Electronic 2006 Bonds, and 2006 I Bonds
A lost 2006 bond is claimed with FS Form 1048 (revised March 2026), and from 2042 the claim needs the serial number (31 CFR 353.29(c)). See the FS Form 1048 claim for lost savings bonds. A surviving co-owner or POD beneficiary takes the bond, otherwise the estate; see savings bonds after death.
An electronic 2006 EE bond was sold at face, is worth at least double its price at 20 years (31 CFR 351.35(f)) and shows a value only in the account. See electronic savings bonds and TreasuryDirect accounts.
A 2006 paper I bond (sold at face) has a fixed rate of 1.00% (January to April issues) or 1.40% (May to December).
The composite rate announced for November 2026 to April 2027 is 5.10% or 5.51%, applied for 6 months from each bond's next rate month (TreasuryDirect). The Gulf Coast Recovery Bond is a paper I bond issued from March 29, 2006. See Series I savings bonds.
Other Issue Years and Face Values
- 2003 Series EE savings bond value
- 2009 Series EE savings bond value
- $50 savings bond worth, all years
- $100 savings bond worth, all years
- $500 savings bond worth, all years
- $1,000 savings bond worth, all years
- Banks that cash savings bonds
2006 Savings Bond FAQ
How much is a $100 savings bond from 2006 worth after 30 years?
A $100 savings bond from 2006 reaches 30 years in 2036, and its final value is not in Treasury's value files yet. See the $100 savings bond worth for other years.
How much is a $100 savings bond from 2006 worth after 20 years?
A $100 paper EE bond from 2006 is worth $101.80 to $106.00 in November 2026, in the year it reaches 20 years. Treasury guarantees $100, not $200.
How long do 2006 EE bonds earn interest?
A 2006 EE bond earns interest for 30 years, until January 1 to December 1, 2036. See when EE bonds stop earning interest.
Should I cash in my 2006 EE bonds now?
A 2006 EE bond earns interest until its final maturity in 2036 and nothing after it. No penalty applies, and the bond never expires. Timing rules are on when to cash savings bonds.
Are 30 year old savings bonds worth anything?
A savings bond that has reached 30 years keeps its final value and can still be cashed: it stops earning but never expires (Executive Order 13968, 85 FR 83745).
How much would a savings bond be worth from 2008?
A 2008 Series EE bond is worth $63.00 to $87.64 per $100 of face in November 2026, below face until it reaches 20 years in 2028. See the 2008 Series EE savings bond value.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.