ClaimMyBonds is a private, independent guide to US savings bonds for owners and heirs: what a bond is worth, how to cash it, and how to find or claim it. It is not the government and has no link to Treasury, TreasuryDirect or any state.
Its readers are owners of paper bonds, heirs, executors and trustees. The guide answers 3 questions in order: what a bond is worth, where to cash it, and how to find or claim a lost or inherited bond, each with the free route first. Every page builds on what US savings bonds are and how they work.
Who Runs ClaimMyBonds: A Private Company, Not the Government
ClaimMyBonds is a private company and an independent publisher; it is not Treasury, the Bureau of the Fiscal Service, TreasuryDirect, a state unclaimed property office or Treasury Hunt.
The Fiscal Service is the Treasury bureau that runs savings bonds; TreasuryDirect is Treasury's website for electronic bonds. The 6 rows below show what ClaimMyBonds is not, and what that means for you.
| Not this | What it means for you | Source |
|---|---|---|
| Treasury or the Bureau of the Fiscal Service | ClaimMyBonds cannot pay, reissue or replace a bond; Treasury pays only the owner or the person entitled | 31 CFR 353.39(b) |
| TreasuryDirect | ClaimMyBonds has no access to TreasuryDirect accounts; TreasuryDirect states there are no Treasury-approved apps or third-party websites for account access | TreasuryDirect Contact Us (checked 2026-11-11) |
| Treasury Hunt | The Treasury search tool has not been available since September 30, 2025; ClaimMyBonds is not a replacement. Read why Treasury Hunt is closed | TreasuryDirect Treasury Hunt page |
| A state unclaimed property office | ClaimMyBonds holds no state records; states use bond data only to locate owners | 31 CFR 323.11(c); 89 FR 102735 |
| A Treasury-approved or licensed service | No Treasury rule approves, licenses or sets fees for any private helper | No Treasury rule (31 CFR Parts 315, 353, 360) |
| A place to send bonds or personal data | ClaimMyBonds never asks for Social Security numbers, serial numbers, bond scans, ID documents or payment on the site | ClaimMyBonds site rule |
What ClaimMyBonds is not, as of November 2026. Source column: the rule or page that sets it.
The plain design follows federal law. Under 31 U.S.C. 333, nobody may use Treasury names, including "United States Savings Bond", in a way that suggests Treasury approval or endorsement. A disclaimer does not cure that misuse.
The FTC Impersonation Rule, 16 CFR Part 461, in force since April 1, 2024, bars anyone from posing as, or claiming a link to, a government agency. ClaimMyBonds therefore uses no seal, eagle, flag, look-alike form or government-style banner, and never calls itself "official".
Why ClaimMyBonds Exists: Treasury Hunt Closed and No Name Search Replaced It
ClaimMyBonds exists because Treasury Hunt, Treasury's free search for unredeemed savings bonds, has not been available since September 30, 2025, and no online name search replaced it.
Matured bonds are bonds past final maturity that no longer earn interest. TreasuryDirect says: "As of September 30, 2025, the Treasury Hunt® tool is no longer available." It gives no reason.
Owners claim lost, stolen or destroyed bonds on FS Form 1048 (Rev. March 2026). Under 89 FR 102735 (December 18, 2024), a state gets owners' names and addresses only through an information-sharing agreement with Treasury, and only to locate owners. No state is publicly known to have one as of November 11, 2026.
On September 30, 2026, the Fiscal Data savings bonds report counted 103,064,737 matured savings bonds of all series still unredeemed. It counts bonds, not dollars. Owners or heirs can still claim these unclaimed savings bonds.
What the ClaimMyBonds Savings Bond Guide Covers
The ClaimMyBonds savings bond guide covers 7 subjects, from what a bond is worth to which FS form an heir files. The 7 sections of the guide are listed below.
- Savings bond calculator: what a paper EE or E bond is worth in the current redemption month.
- Types of US savings bonds: every series from A to I, with issue dates and final maturity.
- How to cash savings bonds: at a bank, by mail with FS Form 1522, or online for electronic bonds.
- Find lost or missing savings bonds: what owners and heirs can do now that Treasury Hunt is closed.
- Savings bonds after death: how heirs cash or reissue a relative's bonds.
- Federal tax on savings bond interest: when interest is taxed and how it is reported.
- Savings bond forms: which FS form you need and where to get it.
The guide leaves out 4 topics: buying I bonds as an investment, other unclaimed property such as bank accounts or insurance, marketable Treasury securities, and corporate, municipal, bail and surety bonds. It also never names other websites.
How ClaimMyBonds Is Paid: Claim Help, With the Free Route First
ClaimMyBonds is paid only through its own claim-help service, and every page that mentions it states the free route first. Claiming from Treasury and from state programs costs nothing, Treasury charges no fee, and the forms are free.
A bank that cashes a bond for Treasury may not charge you (31 CFR 321.23(c)). Notary and postage costs can still apply.
ClaimMyBonds is a private company, not the government. Its paid claim help covers the paperwork, tracing and follow-up, for a flat fee plus a success fee, both invoiced only after the client has been paid; the amounts are on request.
The site has no advertising or paid placements, and no bank or form-filling site pays ClaimMyBonds. The site never asks for Social Security numbers, serial numbers, bond scans, ID documents or payment.
Treasury pays a bond only to the registered owner or the person entitled (31 CFR 353.39(b); Parts 315 and 360 match). Savings bonds cannot be transferred or pledged (31 CFR 353.15, 353.16), so a helper is never paid out of a bond.
No Treasury regulation sets or caps a helper's fee, and Treasury approves or licenses no paid service, ours included. The savings bond claim help page lists what the service covers.
How ClaimMyBonds Sources and Checks Savings Bond Facts
ClaimMyBonds takes every savings bond fact from a primary source: TreasuryDirect, the Bureau of the Fiscal Service and Fiscal Data, eCFR, the Federal Register, govinfo, the IRS, state agencies and court dockets. Wikipedia and news reports are never the source of a fact.
Values come from the Fiscal Data Savings Bonds Value Files, last updated November 2, 2026, and always name their redemption month. Bank policies come only from the bank's own page, with the date checked. A fact no primary source confirms is left out.
The ClaimMyBonds Editorial Team writes every page; no page claims a named expert, attorney or CPA wrote or reviewed it. The guide states what rules say and is not legal or tax advice. Each step is set out in how ClaimMyBonds checks every value, date and rule.
Contact ClaimMyBonds and Read the Other Trust Pages
The ClaimMyBonds Editorial Team reads editorial@claimmybonds.com, for corrections and questions about a page or how the site works. Never send Social Security numbers, serial numbers or bond scans by email. Four other trust pages explain how ClaimMyBonds works.
- Contact ClaimMyBonds
- Editorial policy: sources, independence and corrections
- Privacy notice
- Terms for the claim help service
Questions About ClaimMyBonds
Is ClaimMyBonds a government website?
No: ClaimMyBonds is a private company, not a government website, and it is not part of Treasury or TreasuryDirect. Treasury Retail Securities Services, the Treasury office for paper bonds, takes mail at P.O. Box 9150, Minneapolis, MN 55480-9150. It answers 844-284-2676 Monday to Friday, 8am to 6pm ET (TreasuryDirect).
Can ClaimMyBonds look up savings bonds in my name?
No: ClaimMyBonds cannot search Treasury's records and has no list of bond owners. A state with an 89 FR 102735 agreement may not give owner names to the public or third parties without Treasury's prior written approval (31 CFR 323.11(c)). No private company can offer "Treasury's list". The guide to finding lost bonds covers what owners can do instead.
Do I need to pay someone to claim savings bonds?
No: an owner or heir can claim savings bonds without paying Treasury, the bank or the state any fee, and the forms are free. Paid help is optional, and notary or postage costs can still apply. No Treasury rule caps what savings bond recovery services charge, and Treasury pays only the owner or the person entitled.