A $1,000 Series EE or Series E savings bond is worth $547.60 to $9,364.40 in November 2026: EE $547.60 to $3,348.00, E $3,623.60 to $9,364.40.
These redemption values (what Treasury pays on cashing) come from Treasury's Savings Bonds Value Files and change only on the 1st of a month. A $1,000 H or HH bond is worth its $1,000 face value.
Values for November 2026
How Much Is a $1,000 Series EE Savings Bond Worth Today?
A $1,000 Series EE savings bond is worth $547.60 to $3,348.00 in November 2026, by issue month (January 1980 to December 2011).
Paper EE bonds sold for half of face value (the amount printed on the bond), so a $1,000 EE bond cost $500, and every one is worth more than it cost. May to October 1980 issues are worth the most.
Table 1 gives each issue year's range; for one month, use our savings bond calculator, built on Treasury's published value files.
Table 1: What a $1,000 Series EE savings bond is worth in November 2026, by issue year (lowest to highest issue month)
| Issue year | Value of a $1,000 bond, November 2026 | Earning interest? | Interest stops (final maturity) | Note |
|---|---|---|---|---|
| 1980 | $3,068.80 to $3,348.00 | No | Jan 2010 to Dec 2010 | highest values (May to October 1980) |
| 1981 | $2,938.00 to $3,068.80 | No | Jan 2011 to Dec 2011 | |
| 1982 | $2,803.20 to $2,938.00 | No | Jan 2012 to Dec 2012 | |
| 1983 | $2,306.40 to $2,803.20 | No | Jan 2013 to Dec 2013 | |
| 1984 | $2,306.40 (every month) | No | Jan 2014 to Dec 2014 | |
| 1985 | $2,306.40 (every month) | No | Jan 2015 to Dec 2015 | |
| 1986 | $2,073.60 to $2,306.40 | No | Jan 2016 to Dec 2016 | |
| 1987 | $2,073.60 (every month) | No | Jan 2017 to Dec 2017 | |
| 1988 | $2,073.60 (every month) | No | Jan 2018 to Dec 2018 | |
| 1989 | $2,073.60 (every month) | No | Jan 2019 to Dec 2019 | |
| 1990 | $2,073.60 (every month) | No | Jan 2020 to Dec 2020 | |
| 1991 | $2,073.60 (every month) | No | Jan 2021 to Dec 2021 | |
| 1992 | $2,073.60 (every month) | No | Jan 2022 to Dec 2022 | |
| 1993 | $1,641.20 to $2,073.60 | No | Jan 2023 to Dec 2023 | |
| 1994 | $1,641.20 (every month) | No | Jan 2024 to Dec 2024 | |
| 1995 | $1,235.60 to $1,641.20 | No | Jan 2025 to Dec 2025 | rules changed May 1995 |
| 1996 | $1,252.40 to $1,286.40 | December issue only | Jan 2026 to Dec 2026 | December issue: $1,286.40 from December 1, 2026 (note 1) |
| 1997 | $1,266.00 to $1,298.40 | Yes | Jan 2027 to Dec 2027 | |
| 1998 | $1,261.60 to $1,282.80 | Yes | Jan 2028 to Dec 2028 | |
| 1999 | $1,243.20 to $1,262.40 | Yes | Jan 2029 to Dec 2029 | |
| 2000 | $1,230.40 to $1,247.60 | Yes | Jan 2030 to Dec 2030 | |
| 2001 | $1,208.40 to $1,229.20 | Yes | Jan 2031 to Dec 2031 | $1,000 Patriot Bond value from December 2001 |
| 2002 | $1,181.20 to $1,206.80 | Yes | Jan 2032 to Dec 2032 | |
| 2003 | $1,111.20 to $1,178.00 | Yes | Jan 2033 to Dec 2033 | |
| 2004 | $1,070.00 to $1,108.00 | Yes | Jan 2034 to Dec 2034 | |
| 2005 | $1,029.60 to $1,067.20 | Yes | Jan 2035 to Dec 2035 | |
| 2006 | $1,018.00 to $1,060.00 | Yes | Jan 2036 to Dec 2036 | |
| 2007 | $878.40 to $1,014.80 | Yes | Jan 2037 to Dec 2037 | April: $1,005.60; May to December below $1,000 |
| 2008 | $630.00 to $876.40 | Yes | Jan 2038 to Dec 2038 | below $1,000 until 2028 |
| 2009 | $564.80 to $629.60 | Yes | Jan 2039 to Dec 2039 | below $1,000 until 2029 |
| 2010 | $550.80 to $629.60 | Yes | Jan 2040 to Dec 2040 | below $1,000 until 2030 |
| 2011 | $547.60 to $592.40 | Yes | Jan 2041 to Dec 2041 | below $1,000 until 2031; lowest: December 2011 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $1,000 bond are the file's $25-unit value times 40. Rules for each issue period: Series EE savings bonds.
Note 1: the December 1996 issue earns until December 1, 2026, then stops.
Why a $1,000 EE Bond From 2007 to 2011 Is Worth Less Than $1,000
A $1,000 EE bond from May 2007 to December 2011 is worth less than $1,000 because paper EE bonds sold for half of face and reach face only at original maturity, 20 years after issue.
These 56 issue months are worth $547.60 to $964.40 in November 2026. Treasury guarantees face value at original maturity (31 CFR 351.35(f)(1)). The May 2007 bond ($964.40 now) reaches $1,000.00 in May 2027: face value, not $2,000.
Table 2: $1,000 EE bonds worth less than $1,000 in November 2026, and when each reaches $1,000
| Issue months | Value, November 2026 | Reaches $1,000 |
|---|---|---|
| May to December 2007 | $878.40 to $964.40 | May to December 2027 |
| January to December 2008 | $630.00 to $876.40 | January to December 2028 |
| January to December 2009 | $564.80 to $629.60 | January to December 2029 |
| January to December 2010 | $550.80 to $629.60 | January to December 2030 |
| January to December 2011 | $547.60 to $592.40 | January to December 2031 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $1,000 bond are the file's $25-unit value times 40.
Which $1,000 EE Bonds Have Stopped Earning Interest
Every $1,000 EE bond issued January 1980 through November 1996 has stopped earning interest and keeps its final value, $1,235.60 to $3,348.00 in November 2026. Final maturity (the date interest stops) comes 30 years after issue.
- January 1980 to November 1996 issues: stopped.
- December 1996 issues: earning until December 1, 2026.
- January to April 1997 issues: earning until January to April 2027.
The rules on when savings bonds stop earning interest cover every series.
Why $1,000 EE Bonds From Different Issue Periods Differ by Hundreds of Dollars
Two $1,000 EE bonds issued a month apart can differ by more than $400 because each issue period has its own rules: April 1995 is worth $1,641.20 in November 2026, May 1995 $1,235.60.
The guaranteed minimum rate sets three plateaus: $2,306.40 (March 1983 to October 1986 issues), $2,073.60 (November 1986 to February 1993) and $1,641.20 (March 1993 to April 1995).
May 2003 is worth $1,175.60 and June 2003 $1,130.00, because the guarantee moved from 17 to 20 years. April 2007 is worth $1,005.60 and May 2007 $964.40, because the fixed rate set at issue fell from 3.60% to 3.40%.
$1,000 Patriot Bonds (2001 to 2011)
A $1,000 Patriot Bond is a paper Series EE bond issued December 2001 to December 2011 with a "Patriot Bond" inscription. It is worth $547.60 to $1,210.00 in November 2026, like a plain EE bond of that month; see the $1,000 Patriot Bond value.
How Much Is a $1,000 Series E Savings Bond Worth?
A $1,000 Series E savings bond is worth $3,623.60 to $9,364.40 in November 2026, and that value no longer changes. It cost $750.00. Issued May 1941 to June 1980, every E bond had stopped earning by June 2010, and Treasury pays one "at any time after two months from issue date" (31 CFR 315.35(c)).
Old savings bonds are Series E, never "EE". The rules for Series E savings bonds give final maturity by issue period.
Table 3: What a $1,000 Series E savings bond is worth in November 2026, by issue year (values are final and no longer change)
| Issue year | Issue months | Value of a $1,000 bond, November 2026 | Stopped earning (final maturity) | Life (years) |
|---|---|---|---|---|
| 1941 | May to Dec | $3,623.60 to $3,774.00 | May to Dec 1981 | 40 |
| 1942 | Jan to Dec | $3,774.00 to $3,998.00 | Jan to Dec 1982 | 40 |
| 1943 | Jan to Dec | $3,998.00 to $4,203.60 | Jan to Dec 1983 | 40 |
| 1944 | Jan to Dec | $4,203.60 to $4,418.80 | Jan to Dec 1984 | 40 |
| 1945 | Jan to Dec | $4,418.80 to $4,691.20 | Jan to Dec 1985 | 40 |
| 1946 | Jan to Dec | $4,691.20 to $4,935.20 | Jan to Dec 1986 | 40 |
| 1947 | Jan to Dec | $4,935.20 to $5,256.40 | Jan to Dec 1987 | 40 |
| 1948 | Jan to Dec | $5,243.60 to $5,467.60 | Jan to Dec 1988 | 40 |
| 1949 | Jan to Dec | $5,467.60 to $5,882.40 | Jan to Dec 1989 | 40 |
| 1950 | Jan to Dec | $5,882.40 to $6,170.40 | Jan to Dec 1990 | 40 |
| 1951 | Jan to Dec | $6,504.00 to $6,826.00 | Jan to Dec 1991 | 40 |
| 1952 | Jan to Dec | $6,826.40 to $7,125.60 | Jan to Dec 1992 | 40 |
| 1953 | Jan to Dec | $6,535.20 to $7,125.60 | Jan to Dec 1993 | 40 |
| 1954 | Jan to Dec | $6,754.40 to $7,101.20 | Jan to Dec 1994 | 40 |
| 1955 | Jan to Dec | $7,101.20 to $7,471.60 | Jan to Dec 1995 | 40 |
| 1956 | Jan to Dec | $7,471.60 to $7,982.40 | Jan to Dec 1996 | 40 |
| 1957 | Jan to Dec | $7,238.80 to $8,203.20 | Jan to Dec 1997 | 40 |
| 1958 | Jan to Dec | $7,324.80 to $7,573.60 | Jan to Dec 1998 | 40 |
| 1959 | Jan to Dec | $7,440.40 to $7,661.20 | Jan to Dec 1999 | 40 |
| 1960 | Jan to Dec | $7,540.00 to $7,887.20 | Jan to Dec 2000 | 40 |
| 1961 | Jan to Dec | $7,887.20 to $8,270.00 | Jan to Dec 2001 | 40 |
| 1962 | Jan to Dec | $8,270.00 to $8,608.80 | Jan to Dec 2002 | 40 |
| 1963 | Jan to Dec | $8,608.80 to $8,982.00 | Jan to Dec 2003 | 40 |
| 1964 | Jan to Dec | $8,982.00 to $9,364.40 | Jan to Dec 2004 | 40 |
| 1965 | Jan to Dec | $5,124.80 to $9,364.40 | Jan to Nov 2005; Dec 1995 | 40 (Jan to Nov), 30 (Dec) |
| 1966 | Jan to Dec | $4,877.60 to $5,125.20 | Jan to Dec 1996 | 30 |
| 1967 | Jan to Dec | $5,034.40 to $5,251.20 | Jan to Dec 1997 | 30 |
| 1968 | Jan to Dec | $5,251.20 to $5,491.20 | Jan to Dec 1998 | 30 |
| 1969 | Jan to Dec | $5,336.80 to $5,544.00 | Jan to Dec 1999 | 30 |
| 1970 | Jan to Dec | $5,480.00 to $5,600.40 | Jan to Dec 2000 | 30 |
| 1971 | Jan to Dec | $5,042.40 to $5,078.00 | Jan to Dec 2001 | 30 |
| 1972 | Jan to Dec | $5,035.20 to $5,133.20 | Jan to Dec 2002 | 30 |
| 1973 | Jan to Dec | $5,139.20 to $5,270.40 | Jan to Dec 2003 | 30 |
| 1974 | Jan to Dec | $5,139.20 to $5,263.60 | Jan to Dec 2004 | 30 |
| 1975 | Jan to Dec | $5,262.80 to $5,390.00 | Jan to Dec 2005 | 30 |
| 1976 | Jan to Dec | $5,390.40 to $5,521.60 | Jan to Dec 2006 | 30 |
| 1977 | Jan to Dec | $5,123.60 to $5,588.00 | Jan to Dec 2007 | 30 |
| 1978 | Jan to Dec | $4,266.80 to $5,138.00 | Jan to Dec 2008 | 30 |
| 1979 | Jan to Dec | $4,331.20 to $4,424.80 | Jan to Dec 2009 | 30 |
| 1980 | Jan to Jun | $4,424.80 to $4,470.00 | Jan to Jun 2010 | 30 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $1,000 bond are the file's $25-unit value times 40. Life: 40 years through November 1965, 30 years from December 1965 (31 CFR 316.8(b)).
The Most Valuable $1,000 E Bonds and the 1965 Drop
The most valuable $1,000 E bonds are the December 1964 and January 1965 issues, at $9,364.40 each in November 2026. A November 1965 bond is worth $7,361.20 and a December 1965 bond $5,124.80, because the life drops from 40 to 30 years. The top 30-year E bond, December 1970, is $5,600.40.
$1,000 War Bonds From 1941 to 1945
A $1,000 Series E bond issued May 1941 to December 1945, when it was sold as a Defense or War Savings Bond, is worth $3,623.60 to $4,691.20 in November 2026, like any $1,000 E bond of that month (December 1941 to August 1945: $3,774.00 to $4,533.20). Treasury pays no collector premium; see war bonds worth now.
How Much Did a $1,000 Savings Bond Cost, and Which Series Came in $1,000?
A $1,000 savings bond cost $500 as a paper Series EE bond, $750.00 as a Series E bond and $1,000 as a paper Series I, H or HH bond. Eleven kinds came in $1,000, counting Series A to D as one. Savings Notes and Individual Retirement Bonds had no $1,000 denomination.
The table lists every savings bond series Treasury issued with a $1,000 face value.
Table 4: Which series came in $1,000, what it cost and what it is worth
| Series | Issue dates | Price of a $1,000 bond | Worth in November 2026 | Cashed |
|---|---|---|---|---|
| Series EE (paper, including Patriot Bonds) | Jan 1980 to Dec 2011 | $500 (half of face) | $547.60 to $3,348.00 (Table 1) | bank or mail |
| Series E (including war bonds) | May 1941 to Jun 1980 | $750.00 (75% of face) | $3,623.60 to $9,364.40 (Table 3) | bank or mail |
| Series I savings bonds (paper) | Sep 1998 to Dec 2011 (note 2) | $1,000 (face) | by issue month; November 2001 issue: $3,139.60 | bank or mail |
| Series H savings bonds | Jun 1952 to Dec 1979 | face | $1,000 (face) | mail only |
| Series HH savings bonds | Jan 1980 to Aug 2004 (cash sales until 1982) | face | $1,000 (face); all stopped Aug 2024 | Treasury only, by mail |
| Series A, B, C and D savings bonds | Mar 1935 to Apr 1941 | 75% of face | $1,000 (face) | mail (note 3) |
| Series F, G, J and K savings bonds | F, G 1941 to Apr 1952; J, K May 1952 to Apr 1957 | F 74%, J 72%; G, K face | F, J $1,000; G face plus a final $1.25 per $100; K face plus a final $6.90 per $500 | mail only |
| Retirement plan bonds | Jan 1963 to Apr 1982 | face | not shown on this page |
Sources: 31 CFR 351.40, 316.2(b), 359.25, 332, 352.2, 315.35(b) and (d), 341; TreasuryDirect. All series: types of US savings bonds.
Note 2: sold over the counter and through payroll. The $1,000 denomination of tax-refund paper I bonds (2010 to 2024) is not established in a primary source, and the November 2001 value is based on Treasury's Savings Bond Calculator ($25-unit value times 40), not our tables.
Note 3: Treasury's rule 31 CFR 321.7(a) also lists Series A to D among bonds a bank may pay.
$1,000 Series H and HH Bonds Are Worth Face Value
A $1,000 Series H or HH bond is worth exactly its $1,000 face value, because both paid interest every six months instead of adding it to the bond.
The last H bond stopped in December 2009, and all HH bonds stopped in August 2024 (TreasuryDirect HH page). Both go by mail with FS Form 1522 and are paid by direct deposit; banks may not pay them (31 CFR 321.9(b)).
How to Find the Exact Value of Your $1,000 Savings Bond
Treasury values a $1,000 bond by series, face value and issue month, with no serial number. A paper bond shows all three (how to read a paper savings bond). Five steps find one value.
- Read the series: E, EE or I.
- Read the issue month (E bonds: upper right).
- Find the year in Table 1 or Table 3.
- Open the year page or our calculator.
- Check the as-of month.
A $1,000 bond is forty $25 units; "the effect of rounding off the value of the $12.50 unit increases at higher denominations" (31 CFR 351.16). TreasuryDirect's calculator is Treasury's free tool and prices paper I bonds.
These tables price paper bonds (half of face): a paper $1,000 EE bond from May 2010 is worth $629.60. Electronic EE bonds, bought at face, are valued in the TreasuryDirect account (electronic savings bonds).
What Happens to a $1,000 Bond's Value in the Coming Months
A $1,000 EE bond that still earns interest rises or holds on the 1st of each month; stopped EE bonds and all E, H and HH bonds stay fixed. By May 2027, 19 of 181 earning issue months hold at least once. The May 2007 bond reaches $1,000.00 in May 2027.
Table 5: Six $1,000 EE bonds, November 2026 to May 2027
| Issue month | Nov 2026 | Dec 2026 | Jan 2027 | Feb 2027 | Mar 2027 | Apr 2027 | May 2027 |
|---|---|---|---|---|---|---|---|
| December 1996 | $1,266.00 | $1,286.40 | $1,286.40 | $1,286.40 | $1,286.40 | $1,286.40 | $1,286.40 |
| January 1997 | $1,266.00 | $1,266.00 | $1,286.40 | $1,286.40 | $1,286.40 | $1,286.40 | $1,286.40 |
| May 1997 | $1,298.40 | $1,302.80 | $1,307.20 | $1,311.20 | $1,315.60 | $1,320.00 | $1,324.40 |
| January 2003 | $1,178.00 | $1,181.20 | $1,184.40 | $1,188.40 | $1,192.40 | $1,196.40 | $1,200.40 |
| May 2007 | $964.40 | $967.20 | $970.00 | $972.40 | $975.20 | $978.00 | $1,000.00 |
| December 2011 | $547.60 | $548.00 | $548.40 | $548.40 | $548.80 | $549.20 | $549.20 |
Future months are Treasury's scheduled values in the current value files; rates for periods starting after April 2027 are not yet announced. Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $1,000 bond are the file's $25-unit value times 40.
Cashing a $1,000 Savings Bond: Signature, ID and Tax Rules
A $1,000 bond is cashed at a bank or by mail with FS Form 1522, and above $1,000 both routes ask for more than an ID document. Banks may pay E, EE and I; H, HH, F, G, J and K go by mail (how to cash savings bonds).
Banks may cash paper bonds but need not (FS Publication 0022). Treasury's guide says paying over $1,000 on an ID document alone "should be particularly avoided" (31 CFR 321, Appendix item 11(a)). One $1,000 E bond, or one EE bond issued through April 2007, is above it.
FS Form 1522 (revised April 2026; the form, PDF, TreasuryDirect) asks for a notary or certifying officer (an official such as a bank officer) when the request totals more than $1,000; at $1,000 or less, enclose a copy of a driver's license, passport, state ID or military ID.
Above the line: every E, G and K bond and every EE bond issued January 1980 to April 2007 (lowest $1,005.60).
At or below it, mailed alone: EE bonds from May 2007 and bonds paid at exactly face (A to D, F, H, HH, J). Mail to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150.
Interest (value minus price) is exempt from state and local income tax (31 U.S.C. 3124(a)). It is federally taxed for the year of cashing or final maturity, whichever is first, unless reported yearly (26 U.S.C. 454(a)); a bond that reached final maturity in an earlier year belongs to that year.
Form 1099-INT reports $10 or more. See are savings bonds taxable; ask a tax professional about your return.
When to Cash and Where
A stopped $1,000 bond gains nothing by waiting; one still earning rises or holds monthly. No savings bond expires (Executive Order 13968, 85 FR 83745). Policies differ among banks that cash savings bonds; otherwise cash it by mail with FS Form 1522.
Values for Other Face Values
Other face values and rates:
- How much a $25 savings bond is worth: Series E only
- How much a $50 savings bond is worth
- How much a $75 savings bond is worth
- How much a $100 savings bond is worth
- How much a $200 savings bond is worth
- How much a $500 savings bond is worth
- How much a $5,000 savings bond is worth: no Series E
- How much a $10,000 savings bond is worth
- Savings bond interest rates by issue date: the rate each issue month earns
Our calculator prices any other face value.
$1,000 Savings Bond FAQ
How much would a $1,000 savings bond be worth in 20 years?
A paper $1,000 EE bond issued June 2003 or later is worth at least $1,000 at 20 years, not $2,000: it cost $500, and the guarantee doubles the price. June 2003 to November 2006 issues are worth $1,018.80 to $1,130.00 now.
How much is a $1,000 savings bond worth after 30 years?
A $1,000 EE bond issued January 1980 to November 1996 has reached 30 years and is worth $1,235.60 to $3,348.00 in November 2026, its final value. See when savings bonds stop earning interest.
What is the value of a 1998 $1,000 savings bond?
A 1998 $1,000 EE bond is worth $1,261.60 to $1,282.80 in November 2026 and earns until 2028; see the 1998 Series EE savings bond value.
When can a $1,000 savings bond be cashed?
Every paper $1,000 EE, E and I bond can be cashed now, as each is past the 12-month minimum. The 3-month penalty for bonds under 5 years cannot reach paper EE, which is all older; a tax-refund paper I bond under 5 years old loses 3 months of interest. See when you can cash savings bonds.
What interest rate does a $1,000 savings bond earn?
A $1,000 EE bond issued May 1997 to April 2005 earns 4.02% for 6-month periods starting on or after November 1, 2026. January 1980 to November 1996 EE and all E, H and HH bonds earn nothing; see savings bond interest rates by issue date.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.