A $200 Series EE or Series E savings bond is worth $109.52 to $1,872.88 in November 2026, by series and issue month.
A $200 Series EE bond is worth $109.52 to $669.60, and a $200 Series E bond $853.36 to $1,872.88. Only three series ever came in $200: Series E, paper Series EE and paper Series I.
These redemption values (the dollars Treasury pays when you cash a bond) come from its Savings Bonds Value Files for November 2026 and change only on the 1st of a month.
Values for November 2026
How Much Is a $200 Series EE Savings Bond Worth Today?
A $200 Series EE savings bond is worth $109.52 to $669.60 in November 2026, by issue month from January 1980 to December 2011. Paper EE bonds sold for half of face value (the amount printed on the bond), so a $200 EE bond cost $100. May to October 1980 issues are worth the most.
Table 1 gives the lowest and highest $200 value per issue year. For one exact month, use our savings bond calculator, built on Treasury's published value files.
Table 1: What a $200 Series EE savings bond is worth in November 2026, by issue year (lowest to highest issue month)
| Issue year | Value of a $200 bond, November 2026 | Earning interest? | Interest stops (final maturity) | Note |
|---|---|---|---|---|
| 1980 | $613.76 to $669.60 | No | Jan 2010 to Dec 2010 | highest: May to October, $669.60 |
| 1981 | $587.60 to $613.76 | No | Jan 2011 to Dec 2011 | |
| 1982 | $560.64 to $587.60 | No | Jan 2012 to Dec 2012 | |
| 1983 | $461.28 to $560.64 | No | Jan 2013 to Dec 2013 | |
| 1984 | $461.28 (every month) | No | Jan 2014 to Dec 2014 | |
| 1985 | $461.28 (every month) | No | Jan 2015 to Dec 2015 | |
| 1986 | $414.72 to $461.28 | No | Jan 2016 to Dec 2016 | |
| 1987 | $414.72 (every month) | No | Jan 2017 to Dec 2017 | |
| 1988 | $414.72 (every month) | No | Jan 2018 to Dec 2018 | |
| 1989 | $414.72 (every month) | No | Jan 2019 to Dec 2019 | |
| 1990 | $414.72 (every month) | No | Jan 2020 to Dec 2020 | |
| 1991 | $414.72 (every month) | No | Jan 2021 to Dec 2021 | |
| 1992 | $414.72 (every month) | No | Jan 2022 to Dec 2022 | |
| 1993 | $328.24 to $414.72 | No | Jan 2023 to Dec 2023 | |
| 1994 | $328.24 (every month) | No | Jan 2024 to Dec 2024 | |
| 1995 | $247.12 to $328.24 | No | Jan 2025 to Dec 2025 | rules changed May 1995 |
| 1996 | $250.48 to $257.28 | December issue only (note 1) | Jan 2026 to Dec 2026 | December issue $253.20, $257.28 from December 1, 2026 |
| 1997 | $253.20 to $259.68 | Yes | Jan 2027 to Dec 2027 | |
| 1998 | $252.32 to $256.56 | Yes | Jan 2028 to Dec 2028 | |
| 1999 | $248.64 to $252.48 | Yes | Jan 2029 to Dec 2029 | |
| 2000 | $246.08 to $249.52 | Yes | Jan 2030 to Dec 2030 | |
| 2001 | $241.68 to $245.84 | Yes | Jan 2031 to Dec 2031 | Patriot Bonds from December 2001 |
| 2002 | $236.24 to $241.36 | Yes | Jan 2032 to Dec 2032 | |
| 2003 | $222.24 to $235.60 | Yes | Jan 2033 to Dec 2033 | |
| 2004 | $214.00 to $221.60 | Yes | Jan 2034 to Dec 2034 | |
| 2005 | $205.92 to $213.44 | Yes | Jan 2035 to Dec 2035 | |
| 2006 | $203.60 to $212.00 | Yes | Jan 2036 to Dec 2036 | November issue 20 years old on November 1, 2026 ($204.16) |
| 2007 | $175.68 to $202.96 | Yes | Jan 2037 to Dec 2037 | May to December below $200 (Table 2) |
| 2008 | $126.00 to $175.28 | Yes | Jan 2038 to Dec 2038 | below $200 until 2028 |
| 2009 | $112.96 to $125.92 | Yes | Jan 2039 to Dec 2039 | below $200 until 2029 |
| 2010 | $110.16 to $125.92 | Yes | Jan 2040 to Dec 2040 | below $200 until 2030 |
| 2011 | $109.52 to $118.48 | Yes | Jan 2041 to Dec 2041 | below $200 until 2031; lowest: December, $109.52 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $200 bond are the file's $25-unit value times 8. Rules for each issue period: Series EE savings bonds.
Note 1: the December 1996 issue earns until December 1, 2026, then stops.
Why Is My $200 Savings Bond Worth Less Than $200?
A $200 EE bond from May 2007 to December 2011 is worth less than $200 because it sold for $100 and reaches face only at original maturity, 20 years after issue. Original maturity is the date a bond first reaches face. These 56 issue months are worth $109.52 to $192.88 in November 2026.
Treasury guarantees at least face value at original maturity (31 CFR 351.35(f)(1)), so each value steps up to $200.00 when the bond turns 20: May 2007, $192.88 now, reaches it in May 2027. January to April 2007 issues stand at $201.12 to $202.96.
Table 2: $200 EE bonds worth less than $200 in November 2026, and when each reaches $200
| Issue months | Value, November 2026 | Reaches $200 |
|---|---|---|
| May to December 2007 | $175.68 to $192.88 | May to December 2027 |
| January to December 2008 | $126.00 to $175.28 | January to December 2028 |
| January to December 2009 | $112.96 to $125.92 | January to December 2029 |
| January to December 2010 | $110.16 to $125.92 | January to December 2030 |
| January to December 2011 | $109.52 to $118.48 | January to December 2031 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $200 bond are the file's $25-unit value times 8. Only the May 2007 step falls inside the current value files.
Which $200 EE Bonds Have Stopped Earning Interest
Every $200 EE bond issued January 1980 through November 1996 has stopped earning interest and keeps its final value, $247.12 to $669.60. Final maturity, when interest stops, comes 30 years after issue (31 CFR 351.5).
- January 1980 to November 1996 issues: stopped, values fixed.
- December 1996 issues: earn until December 1, 2026, then $257.28.
- January to April 1997 issues: earn until January to April 2027.
The rules on when savings bonds stop earning interest give final maturity for every series.
Why $200 EE Bonds Issued a Month Apart Have Different Values
Two $200 EE bonds issued a month apart can differ by more than $80 because each issue period has its own rules: April 1995 is worth $328.24 and May 1995 $247.12.
Guaranteed minimum rates set three plateaus: $461.28 (March 1983 to October 1986 issues), $414.72 (November 1986 to February 1993) and $328.24 (March 1993 to April 1995).
May 2003 ($235.12) and June 2003 ($226.00) differ because original maturity changed from 17 to 20 years. April 2007 ($201.12) and May 2007 ($192.88) differ because the fixed rate set at issue fell from 3.60% to 3.40%.
$200 Patriot Bonds (2001 to 2011)
A $200 Patriot Bond is a paper Series EE bond with a "Patriot Bond" inscription, issued December 2001 to December 2011. The $200 Patriot Bond value follows the EE table: its 121 issue months run $109.52 to $242.00 in November 2026.
How Much Is a $200 Series E Savings Bond Worth?
A $200 Series E savings bond is worth $853.36 to $1,872.88 in November 2026, and that value no longer changes. It cost $150.00 (75% of face).
Treasury's Savings Bond Calculator accepts $200 E issue dates from October 1945 to June 1980, and Treasury's 1991 history of savings bonds records the $200 as added in 1945 as a memorial to President Roosevelt. Every $200 E bond stopped earning by June 2010, and none has a cash deadline (31 CFR 315.35(c)).
Table 3 lists each issue year; 360 of the 417 issue months are worth more than $1,000, the line that decides signature certification.
Table 3: What a $200 Series E savings bond is worth in November 2026, by issue year (values are final)
| Issue year | Issue months | Value of a $200 bond, November 2026 | Stopped earning | One bond above $1,000? |
|---|---|---|---|---|
| 1945 | Oct to Dec | $906.64 to $938.24 | Oct to Dec 1985 | No |
| 1946 | All 12 | $938.24 to $987.04 | 1986 | No |
| 1947 | All 12 | $987.04 to $1,051.28 | 1987 | June to December issues |
| 1948 | All 12 | $1,048.72 to $1,093.52 | 1988 | Yes |
| 1949 | All 12 | $1,093.52 to $1,176.48 | 1989 | Yes |
| 1950 | All 12 | $1,176.48 to $1,234.08 | 1990 | Yes |
| 1951 | All 12 | $1,300.80 to $1,365.20 | 1991 | Yes |
| 1952 | All 12 | $1,365.28 to $1,425.12 | 1992 | Yes |
| 1953 | All 12 | $1,307.04 to $1,425.12 | 1993 | Yes |
| 1954 | All 12 | $1,350.88 to $1,420.24 | 1994 | Yes |
| 1955 | All 12 | $1,420.24 to $1,494.32 | 1995 | Yes |
| 1956 | All 12 | $1,494.32 to $1,596.48 | 1996 | Yes |
| 1957 | All 12 | $1,447.76 to $1,640.64 | 1997 | Yes |
| 1958 | All 12 | $1,464.96 to $1,514.72 | 1998 | Yes |
| 1959 | All 12 | $1,488.08 to $1,532.24 | 1999 | Yes |
| 1960 | All 12 | $1,508.00 to $1,577.44 | 2000 | Yes |
| 1961 | All 12 | $1,577.44 to $1,654.00 | 2001 | Yes |
| 1962 | All 12 | $1,654.00 to $1,721.76 | 2002 | Yes |
| 1963 | All 12 | $1,721.76 to $1,796.40 | 2003 | Yes |
| 1964 | All 12 | $1,796.40 to $1,872.88 | 2004 | Yes |
| 1965 | All 12 | $1,024.96 to $1,872.88 | 2005 (Jan to Nov), 1995 (Dec) | Yes |
| 1966 | All 12 | $975.52 to $1,025.04 | 1996 | January, February and December issues |
| 1967 | All 12 | $1,006.88 to $1,050.24 | 1997 | Yes |
| 1968 | All 12 | $1,050.24 to $1,098.24 | 1998 | Yes |
| 1969 | All 12 | $1,067.36 to $1,108.80 | 1999 | Yes |
| 1970 | All 12 | $1,096.00 to $1,120.08 | 2000 | Yes |
| 1971 | All 12 | $1,008.48 to $1,015.60 | 2001 | Yes |
| 1972 | All 12 | $1,007.04 to $1,026.64 | 2002 | Yes |
| 1973 | All 12 | $1,027.84 to $1,054.08 | 2003 | Yes |
| 1974 | All 12 | $1,027.84 to $1,052.72 | 2004 | Yes |
| 1975 | All 12 | $1,052.56 to $1,078.00 | 2005 | Yes |
| 1976 | All 12 | $1,078.08 to $1,104.32 | 2006 | Yes |
| 1977 | All 12 | $1,024.72 to $1,117.60 | 2007 | Yes |
| 1978 | All 12 | $853.36 to $1,027.60 | 2008 | January and February issues |
| 1979 | All 12 | $866.24 to $884.96 | 2009 | No |
| 1980 | Jan to Jun | $884.96 to $894.00 | Jan to Jun 2010 | No |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $200 bond are the file's $25-unit value times 8. Life: 40 years through November 1965 issues, 30 years from December 1965 (31 CFR 316.8(b)). Series E rules: Series E savings bonds.
The Most Valuable $200 E Bonds and the 1965 Drop
The most valuable $200 E bonds, the December 1964 and January 1965 issues, are worth $1,872.88 each. A November 1965 bond (40-year life) is worth $1,472.24; a December 1965 bond (30-year life), $1,024.96 (31 CFR 316.8(b)). The top 30-year E is December 1970, $1,120.08; the lowest is May 1978, $853.36.
Is There a $200 War Bond?
A $200 war-year bond can only date from October to December 1945, because Treasury's calculator accepts no earlier $200 Series E issue date. Those three months closed the 1942 to 1945 War Savings Bond years and are worth $906.64 to $938.24 in November 2026, like any $200 E bond of the same month; Treasury adds no collector premium. See war bonds worth now for the 1941 to 1945 window.
How Much Did a $200 Savings Bond Cost, and Which Series Came in $200?
A $200 savings bond cost $100 as a paper Series EE bond, $150.00 as a Series E bond and $200 as a paper Series I bond, the only three series sold in $200.
No $200 bond exists in Series A to D, F, G, H, HH, J or K, Savings Notes or the two retirement bond series.
Electronic EE and I bonds sell at face from $25, so an electronic "$200" holding is not a denomination.
Table 4: What a $200 savings bond cost, and which series came in $200
The table lists every series Treasury issued with a $200 face value.
| Series | Issue dates with a $200 bond | Price of a $200 bond | Worth in November 2026 |
|---|---|---|---|
| Series EE (paper, including Patriot Bonds) | Jan 1980 to Dec 2011 | $100 (half of face) | $109.52 to $669.60 (Table 1) |
| Series E | Oct 1945 to Jun 1980 (calculator window) | $150.00 (75% of face) | $853.36 to $1,872.88 (Table 3) |
| Series I savings bonds (paper) | Sep 1998 to Dec 2011 (note 1) | $200 (face) | By issue month; Nov 2001 issue: $627.92 |
Bank or mail: Series E, EE and I at a bank or by FS Form 1522. Note 1: sold over the counter and through payroll; whether tax-refund paper I bonds (2010 to 2024) came in $200 is not established in a primary source. Face values elsewhere: Series A to D $25 to $1,000, F $25 to $10,000, G $100 to $10,000, H and HH from $500, J $25 to $100,000, K from $500, Savings Notes $25 to $100, Retirement Plan Bonds $50 to $1,000 and Individual Retirement Bonds $50 to $500. Sources: 31 CFR 351.40; 316.2(b); 359.25; TreasuryDirect calculator; Value Files. All series: types of US savings bonds.
How to Find the Exact Value of Your $200 Savings Bond
Treasury values a $200 bond by series, face value and issue month, not by serial number.
- Read the series: E, EE or I.
- Read the issue month (upper right on Series E), not the validation date.
- Find the year in Table 1 or 3, or the series in Table 4.
- Price single months in our calculator.
- Check the value month: November 2026.
The issue date is the first day of the month of purchase; see how to read a paper savings bond. A $200 bond is eight $25 units, so the file's unit value is multiplied by 8 (31 CFR 351.16).
What Happens to a $200 Bond's Value in the Coming Months
A $200 EE bond that still earns interest rises or holds on the 1st of each month; stopped EE bonds and every E bond stay fixed.
In Table 5, December 1996 steps to $257.28 on December 1, 2026, and May 2007 reaches $200.00 in May 2027. Of 181 earning issue months, 19 hold at least once by May 2027.
Table 5: Six $200 EE bonds, November 2026 to May 2027
| Issue month | Nov 2026 | Dec 2026 | Jan 2027 | Feb 2027 | Mar 2027 | Apr 2027 | May 2027 |
|---|---|---|---|---|---|---|---|
| December 1996 | $253.20 | $257.28 | $257.28 | $257.28 | $257.28 | $257.28 | $257.28 |
| January 1997 | $253.20 | $253.20 | $257.28 | $257.28 | $257.28 | $257.28 | $257.28 |
| May 1997 | $259.68 | $260.56 | $261.44 | $262.24 | $263.12 | $264.00 | $264.88 |
| November 2006 | $204.16 | $204.80 | $205.36 | $206.00 | $206.64 | $207.20 | $207.84 |
| May 2007 | $192.88 | $193.44 | $194.00 | $194.48 | $195.04 | $195.60 | $200.00 |
| December 2011 | $109.52 | $109.60 | $109.68 | $109.68 | $109.76 | $109.84 | $109.84 |
Future months are Treasury's scheduled values in the current value files; rates for periods starting after April 2027 are not yet announced. Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $200 bond are the file's $25-unit value times 8.
Cashing a $200 Savings Bond and the Tax on Its Interest
A $200 bond is cashed at a bank that redeems savings bonds or by mail with FS Form 1522, and its interest is taxed federally, not by states. Compare the routes in how to cash savings bonds.
A bank accepts an ID document alone for payments of $1,000 or less (FS Publication 0022, revised October 2022).
FS Form 1522 (revised April 2026; the form, PDF, TreasuryDirect) needs a signature certified by a notary or certifying officer only when the request totals over $1,000. One $200 EE bond never crosses that line; most $200 E bonds do.
Table 6: One $200 bond and the $1,000 line, November 2026
The table shows which single $200 bonds cross the $1,000 line.
| One $200 bond | Value, November 2026 | By mail, FS Form 1522 | At a bank, ID document alone |
|---|---|---|---|
| Series EE, any issue month (Jan 1980 to Dec 2011) | $109.52 to $669.60 | Signature plus ID copy | $1,000 or less: ID can be enough |
| Series E, Jun 1947 to Feb 1966 and Dec 1966 to Feb 1978 (360 months) | $1,006.80 to $1,872.88 | Certified signature | Above $1,000: not on ID alone |
| Series E, Oct 1945 to May 1947, Mar to Nov 1966, Mar 1978 to Jun 1980 (57 months) | $853.36 to $996.56 | Signature plus ID copy | $1,000 or less: ID can be enough |
| Paper Series I | By issue month (Nov 2001 issue: $627.92) | Depends on value | Depends on value |
Certified signature means a notary or certifying officer; see savings bond signature certification for who may certify. An ID copy means a driver's license, passport, state ID or military ID. FS Form 1522 tests the total current value of one request, so several bonds in one request add up; FS Publication 0022 tests the payment in one transaction. Other bank routes: an account held 12 months, or identification by another person. Sources: FS Form 1522; FS Publication 0022; 31 CFR 321.7(a); Value Files, November 2026.
Mail FS Form 1522 to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150; Treasury pays by direct deposit only.
Interest, the bond's value minus its price, is free of state and local income tax (31 U.S.C. 3124(a)).
It is federally taxed in the year of cashing or final maturity, whichever comes first, unless you report it yearly (26 U.S.C. 454(a)); a bond past final maturity in an earlier year belongs to that year. See are savings bonds taxable; a tax professional advises on your return.
Where to Cash a $200 Bond
Banks may pay $200 E, EE and paper I bonds, and every $200 bond can also go to Treasury by mail. Banks need not cash a bond; policies differ (banks that cash savings bonds). Cash it by mail with FS Form 1522. A relative's bonds? See found old savings bonds.
Values for Other Face Values
Other face values run from $10 (Series E) to $10,000.
- How much a $25 savings bond is worth
- How much a $50 savings bond is worth
- How much a $75 savings bond is worth
- How much a $100 savings bond is worth
- How much a $500 savings bond is worth
- How much a $1,000 savings bond is worth
- How much a $5,000 savings bond is worth
- Savings bond interest rates by issue date
$200 Savings Bond FAQ
How much is a 20 year old $200 savings bond worth?
A $200 EE bond issued in November 2006, now 20 years old, is worth $204.16 in November 2026. Every $200 EE bond issued June 2003 to November 2006 is at $203.76 to $226.00; the guarantee is $200 (double the $100 price) at original maturity, not double face value.
How much is a $200 Series EE savings bond worth after 30 years?
A $200 EE bond that has reached 30 years is worth $247.12 to $669.60 in November 2026; the November 1996 issue reached 30 years on November 1, 2026, at $257.28. Every $200 E bond is worth $853.36 to $1,872.88; see when savings bonds stop earning interest.
Is it worth keeping a $200 EE bond after 20 years?
A $200 EE bond keeps earning after 20 years until final maturity at 30 years, and a stopped one gains nothing by waiting. No early-cashing penalty applies (31 CFR 351.31, 351.35(e)). No savings bond expires (Executive Order 13968). The decision is yours; see when you can cash savings bonds.
What interest rate does a $200 savings bond earn?
A $200 EE bond issued May 1997 to April 2005 earns 4.02% for 6-month periods starting on or after November 1, 2026. Stopped EE bonds and every E bond earn nothing. Treasury may change the rate for the last 10 years of May 2005 and later EE bonds if it announces so before year 20 (TreasuryDirect); a change is not established. A paper I bond keeps its own fixed rate. See savings bond interest rates by issue date.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.