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How Much Is a $75 Savings Bond Worth? Values by Series and Issue Year

A $75 Series EE or Series E savings bond is worth $41.07 to $702.33 in November 2026, by series and issue month. A $75 Series EE bond is worth $41.07 to $251.10, and a $75 Series E bond $320.01 to $702.33. Five kinds of savings bonds came in $75.

These values come from Treasury's Savings Bonds Value Files for redemption month November 2026. The redemption value is what Treasury pays when you cash a bond. A bond still earning interest changes value only on the 1st of a month.

Values for November 2026

How Much Is a $75 Series EE Savings Bond Worth Today?

A $75 Series EE savings bond is worth $41.07 to $251.10 in November 2026, by issue month from January 1980 to December 2011. A paper EE bond sold for half of its face value (the amount printed on the bond), so a $75 bond cost $37.50.

Table 1 gives the lowest and highest $75 value for each issue year; one value means every month of that year is the same. For one exact month, price the bond with our savings bond calculator, built on Treasury's published value files.

Table 1: What a $75 Series EE savings bond is worth in November 2026, by issue year (lowest to highest issue month), as priced in Treasury's value files

Issue year Value of a $75 bond, November 2026 Earning interest? Interest stops (final maturity) Note
1980 $230.16 to $251.10 No Jan 2010 to Dec 2010 highest $75 EE values (May to October 1980, $251.10)
1981 $220.35 to $230.16 No Jan 2011 to Dec 2011
1982 $210.24 to $220.35 No Jan 2012 to Dec 2012
1983 $172.98 to $210.24 No Jan 2013 to Dec 2013
1984 $172.98 (every month) No Jan 2014 to Dec 2014
1985 $172.98 (every month) No Jan 2015 to Dec 2015
1986 $155.52 to $172.98 No Jan 2016 to Dec 2016
1987 $155.52 (every month) No Jan 2017 to Dec 2017
1988 $155.52 (every month) No Jan 2018 to Dec 2018
1989 $155.52 (every month) No Jan 2019 to Dec 2019
1990 $155.52 (every month) No Jan 2020 to Dec 2020
1991 $155.52 (every month) No Jan 2021 to Dec 2021
1992 $155.52 (every month) No Jan 2022 to Dec 2022
1993 $123.09 to $155.52 No Jan 2023 to Dec 2023
1994 $123.09 (every month) No Jan 2024 to Dec 2024
1995 $92.67 to $123.09 No Jan 2025 to Dec 2025 rules changed May 1995
1996 $93.93 to $96.48 December issue only (note 1) Jan 2026 to Dec 2026
1997 $94.95 to $97.38 Yes Jan 2027 to Dec 2027
1998 $94.62 to $96.21 Yes Jan 2028 to Dec 2028
1999 $93.24 to $94.68 Yes Jan 2029 to Dec 2029
2000 $92.28 to $93.57 Yes Jan 2030 to Dec 2030
2001 $90.63 to $92.19 Yes Jan 2031 to Dec 2031 Patriot Bonds from December 2001
2002 $88.59 to $90.51 Yes Jan 2032 to Dec 2032
2003 $83.34 to $88.35 Yes Jan 2033 to Dec 2033 20-year original maturity from June 2003
2004 $80.25 to $83.10 Yes Jan 2034 to Dec 2034
2005 $77.22 to $80.04 Yes Jan 2035 to Dec 2035
2006 $76.35 to $79.50 Yes Jan 2036 to Dec 2036
2007 $65.88 to $76.11 Yes Jan 2037 to Dec 2037 May to December issues below $75
2008 $47.25 to $65.73 Yes Jan 2038 to Dec 2038 below $75 until 2028
2009 $42.36 to $47.22 Yes Jan 2039 to Dec 2039 below $75 until 2029
2010 $41.31 to $47.22 Yes Jan 2040 to Dec 2040 below $75 until 2030
2011 $41.07 to $44.43 Yes Jan 2041 to Dec 2041 below $75 until 2031; lowest: December 2011, $41.07

Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $75 bond are the file's $25-unit value times 3. Rules for each issue period: Series EE savings bonds.

Note 1: the December 1996 issue earns until December 1, 2026, then stops.

Why a $75 EE Bond From 2007 to 2011 Is Worth Less Than $75

A $75 EE bond from May 2007 to December 2011 is worth less than $75 because it reaches face only at original maturity, 20 years after issue.

These 56 issue months are worth $41.07 to $72.33 in November 2026, above the $37.50 cost. Treasury guarantees face at original maturity (31 CFR 351.35(f)(1)), and May 2007 reaches $75.00 in May 2027.

Table 2: $75 EE bonds worth less than $75 in November 2026, and when each reaches $75

Issue months Value, November 2026 Reaches $75
May to December 2007 $65.88 to $72.33 May to December 2027
January to December 2008 $47.25 to $65.73 January to December 2028
January to December 2009 $42.36 to $47.22 January to December 2029
January to December 2010 $41.31 to $47.22 January to December 2030
January to December 2011 $41.07 to $44.43 January to December 2031

Note: only the May 2007 step is inside the current value files, $72.33 in November 2026 and $75.00 in May 2027. Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $75 bond are the file's $25-unit value times 3.

Which $75 EE Bonds Have Stopped Earning Interest

Every $75 EE bond issued January 1980 through November 1996 has stopped earning interest and keeps its final value. Interest stops at final maturity, the date 30 years after issue (31 CFR 351.5). Three groups stand out in November 2026:

  • January 1980 to November 1996: stopped, $92.67 to $251.10.
  • December 1996: earns until December 1, 2026.
  • January to April 1997: earns until January to April 2027.

Issues from May 1997 on keep earning until the 30-year dates in Table 1, which run from May 2027 to December 2041. Final maturity differs by series and issue period, as the page on when savings bonds mature and stop earning interest shows.

Why $75 EE Bonds Issued a Month Apart Have Different Values

Two $75 EE bonds issued a month apart can differ by more than $30 because each issue period has its own rules. In November 2026, April 1995 is worth $123.09 and May 1995 $92.67; February 1983 is $210.24 and March 1983 $172.98.

Three further steps follow. October 1986 is worth $172.98 and November 1986 $155.52, and February 1993 is $155.52 against $123.09 for March 1993. April 2007 ($75.42) steps down to May 2007 ($72.33) because the fixed rate fell from 3.60% to 3.40%.

$75 Patriot Bonds (2001 to 2011)

A $75 Patriot Bond is a paper Series EE bond with a "Patriot Bond" inscription, issued December 2001 to December 2011. It has the terms of any EE bond of its month, so the $75 Patriot Bond value is $41.07 to $90.75 across 121 issue months in November 2026.

How Much Is a $75 Series E Savings Bond Worth?

A $75 Series E savings bond is worth $320.01 to $702.33 in November 2026, and that value no longer changes. It cost $56.25, or 75% of face (31 CFR 316.2(b)). Treasury's calculator accepts $75 E issue dates from May 1964 to June 1980; all stopped earning by June 2010.

Table 3: What a $75 Series E savings bond is worth in November 2026, by issue year (values are final and no longer change); Treasury's calculator accepts $75 Series E issue dates from May 1964

Issue year Issue months Value of a $75 bond, November 2026 Stopped earning (final maturity) Life (years)
1964 May to Dec $683.31 to $702.33 May to Dec 2004 40
1965 Jan to Dec $384.36 to $702.33 Jan to Nov 2005; Dec 1995 40 (Jan to Nov), 30 (Dec)
1966 Jan to Dec $365.82 to $384.39 Jan to Dec 1996 30
1967 Jan to Dec $377.58 to $393.84 Jan to Dec 1997 30
1968 Jan to Dec $393.84 to $411.84 Jan to Dec 1998 30
1969 Jan to Dec $400.26 to $415.80 Jan to Dec 1999 30
1970 Jan to Dec $411.00 to $420.03 Jan to Dec 2000 30
1971 Jan to Dec $378.18 to $380.85 Jan to Dec 2001 30
1972 Jan to Dec $377.64 to $384.99 Jan to Dec 2002 30
1973 Jan to Dec $385.44 to $395.28 Jan to Dec 2003 30
1974 Jan to Dec $385.44 to $394.77 Jan to Dec 2004 30
1975 Jan to Dec $394.71 to $404.25 Jan to Dec 2005 30
1976 Jan to Dec $404.28 to $414.12 Jan to Dec 2006 30
1977 Jan to Dec $384.27 to $419.10 Jan to Dec 2007 30
1978 Jan to Dec $320.01 to $385.35 Jan to Dec 2008 30
1979 Jan to Dec $324.84 to $331.86 Jan to Dec 2009 30
1980 Jan to Jun $331.86 to $335.25 Jan to Jun 2010 30

Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $75 bond are the file's $25-unit value times 3. All issue years: Series E savings bonds.

The Most Valuable $75 E Bonds and the 1965 Drop

The most valuable $75 E bonds are the December 1964 and January 1965 issues, at $702.33 each in November 2026. November 1965 is worth $552.09 and December 1965 $384.36, as life fell from 40 to 30 years (31 CFR 316.8(b)). The top 30-year E is December 1970 ($420.03).

Is There a $75 War Bond?

There is no $75 war bond in Treasury's calculator, which accepts $75 Series E issue dates only from May 1964. The 1941 to 1945 Series E bonds, covered in what war bonds are worth now, ended decades earlier. May 1964, the first $75 E month, is worth $683.31.

How Much Did a $75 Savings Bond Cost, and Which Series Came in $75?

A $75 savings bond cost $37.50 (paper Series EE), $56.25 (Series E), $60.75 (Savings Note) or $75 (paper Series I bond or Individual Retirement Bond), the five kinds sold in $75. Savings Notes (Freedom Shares) came only with a Series E bond.

Table 4: Which series came in $75, what it cost and what it is worth

Series Issue dates Price of a $75 bond Worth in November 2026 Source
Series EE (paper, including Patriot Bonds) Jan 1980 to Dec 2011 (note 2) $37.50 (half of face) $41.07 to $251.10 (Table 1) 31 CFR 351.40; Savings Bonds Value Files
Series E $75 issue dates May 1964 to Jun 1980 (Treasury's calculator) $56.25 (75% of face) $320.01 to $702.33 (Table 3) 31 CFR 316.2(b); Savings Bonds Value Files
Series I savings bonds (paper) Sep 1998 to Dec 2011 $75 (face) by issue month; use Treasury's Savings Bond Calculator 31 CFR 359.25
Savings Notes (Freedom Shares) May 1967 to Oct 1970, only with a Series E bond of the same or greater face $60.75 (81% of face) not shown on this page; use Treasury's Savings Bond Calculator 31 CFR 342.0, 342.2
Individual Retirement Bonds Jan 1975 to Apr 1982 $75 (face) not shown on this page; may still earn interest 31 CFR 346; TreasuryDirect historical bonds

Note 2: Series A, B, C, D, F, G, H, HH, J, K and Retirement Plan Bonds had no $75 denomination. The regulations we checked do not state when each paper EE denomination began.

Paper I bonds were sold over the counter and through payroll. Electronic EE and I bonds sell at face for any amount from $25 to the cent, so they have no fixed denominations. All series: types of US savings bonds.

How to Find the Exact Value of Your $75 Savings Bond

Treasury values a $75 bond by series, face value and issue month, and the serial number is not needed. Read those three on the bond, then follow the five steps below.

  1. Read the series: E, EE or I.
  2. Read the issue month and year.
  3. Find the year in Table 1 or Table 3.
  4. Enter series, $75 and issue month in our calculator (E and EE), or in Treasury's Savings Bond Calculator (I bonds).
  5. Check the value's month: November 2026.

Treasury's value files price a $25 unit of face, so a $75 value is three times the $25-unit value. December 2011 is $13.69 times 3, or $41.07 (31 CFR 351.16). Where each series prints the issue date differs, and how to read a paper savings bond shows each layout.

What Happens to a $75 Bond's Value in the Coming Months

A $75 EE bond that still earns interest rises or holds on the 1st of each month; stopped EE bonds and E bonds keep their value. Of the 181 issue months still earning, 19 hold at least once by May 2027.

Table 5: Six $75 EE bonds, November 2026 to May 2027

Issue month Nov 2026 Dec 2026 Jan 2027 Feb 2027 Mar 2027 Apr 2027 May 2027
December 1996 $94.95 $96.48 $96.48 $96.48 $96.48 $96.48 $96.48
January 1997 $94.95 $94.95 $96.48 $96.48 $96.48 $96.48 $96.48
January 2003 $88.35 $88.59 $88.83 $89.13 $89.43 $89.73 $90.03
June 2004 $81.81 $82.05 $82.32 $82.59 $82.86 $83.16 $83.43
May 2007 $72.33 $72.54 $72.75 $72.93 $73.14 $73.35 $75.00
December 2011 $41.07 $41.10 $41.13 $41.13 $41.16 $41.19 $41.19

Note: future months are Treasury's scheduled values in the current value files, which run to May 2027; rates for periods starting after April 2027 are not yet announced. Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $75 bond are the file's $25-unit value times 3.

Cashing a $75 Savings Bond and the Tax on Its Interest

You cash a $75 bond at a bank that redeems savings bonds or by mail with FS Form 1522, and its interest is taxed by the federal government, not by states. See how to cash savings bonds. Treasury charges no fee, and the forms are free.

FS Form 1522 (revised April 2026; the form, PDF, TreasuryDirect) needs a notary or certifying officer to certify your signature only when a request totals more than $1,000 in current value. For $1,000 or less, you sign and enclose a copy of your ID.

At a bank, an identification document alone covers payments of $1,000 or less (FS Publication 0022, revised October 2022), a limit one $75 bond never reaches. By mail, send the form to Treasury Retail Securities Services, Treasury's office for paper bonds:

Treasury Retail Securities Services
P.O. Box 9150
Minneapolis, MN 55480-9150

Interest is the value minus the price, $37.50 for a $75 EE bond. State and local income tax does not apply (31 U.S.C. 3124(a)).

Federal tax falls in the year you cash the bond, dispose of it or it reaches final maturity, whichever is first (26 CFR 1.454-1(a)(1); IRS Publication 550, 2025). Yearly reporting is an option (26 U.S.C. 454(a)).

For a bond that reached final maturity in an earlier year, that earlier year is the one the rule names. Form 1099-INT covers interest of $10 or more. See are savings bonds taxable for the rule; a tax professional advises on individual returns.

Where to Cash a $75 Bond

Banks may pay $75 E, EE and paper I bonds and Savings Notes, and every $75 bond can go to Treasury by mail (31 CFR 321.7(a)).

Banks need not cash them; compare banks that cash savings bonds. Mail Individual Retirement Bonds with FS Form 1522. No bond expires (Executive Order 13968, 85 FR 83745); see when to cash savings bonds.

Values for Other Face Values

The face value printed on the bond sets which table applies, and all tables use the same Value Files. Our calculator prices every face value for paper EE and E bonds. The list gives each face value and the rate page.

$75 Savings Bond FAQ

How much is a $75 savings bond worth after 30 years?

A $75 EE bond that has reached 30 years is worth $92.67 to $251.10 in November 2026, its final value. Every $75 E bond is past 30 or 40 years, at $320.01 to $702.33 in November 2026; neither earns more.

How much is a $75 savings bond worth after 20 years?

A $75 EE bond issued June 2003 or later is worth at least $75 at 20 years, double its $37.50 price. The 42 issue months from June 2003 to November 2006 are past 20 years, at $76.41 to $84.75 in November 2026.

How much is a $75 savings bond from 2008 worth?

A 2008 $75 EE bond is worth $47.25 to $65.73 in November 2026, by issue month. It stays below $75 until it turns 20 in 2028 and keeps earning until 2038. The 2008 Series EE savings bond page lists each month.

What interest rate does a $75 savings bond earn?

A $75 EE bond issued May 1997 to April 2005 earns 4.02% for 6-month periods starting on or after November 1, 2026. Issues from May 2005 to December 2011 keep the fixed rate set at issue. EE bonds issued January 1980 to November 1996 and every E bond earn nothing. See savings bond interest rates by issue date.

How long does a $75 savings bond take to mature?

A $75 EE bond reaches original maturity after 8 to 20 years and final maturity after 30 years, by issue date. A $75 E bond stopped earning after 40 years (issued through November 1965) or 30 years (December 1965 on). See original maturity and final maturity.


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