A 1993 Series EE savings bond is worth $103.68 per $50 of face value in November 2026 if issued in January or February, and $82.06 if issued March to December.
A $100 bond is worth $207.36 or $164.12. Each bond cost half of its face value (the amount printed on it). All 1993 bonds stopped earning interest in 2023, so these values are final.
The values come from Treasury's Savings Bonds Value Files, where 1993 is unchanged from November 2026 to May 2027. Your bond's issue month decides which applies.
Values for November 2026
How Much Is a 1993 Series EE Savings Bond Worth in November 2026?
A 1993 paper Series EE bond is worth $82.06 (a $50 bond issued March to December) to $20,736.00 (a $10,000 bond issued January or February) in November 2026. Each of the 8 paper face values has two 1993 values.
Table 1 lists every issue month and face value. The rules of Series EE savings bonds by issue date are on our series page.
Table 1: 1993 Series EE savings bond value by issue month and face value, November 2026
| Issue month | $50 | $75 | $100 | $200 | $500 | $1,000 | $5,000 | $10,000 | Original maturity | Stopped earning |
|---|---|---|---|---|---|---|---|---|---|---|
| January 1993 | $103.68 | $155.52 | $207.36 | $414.72 | $1,036.80 | $2,073.60 | $10,368.00 | $20,736.00 | Jan 1, 2005 | Jan 1, 2023 |
| February 1993 | $103.68 | $155.52 | $207.36 | $414.72 | $1,036.80 | $2,073.60 | $10,368.00 | $20,736.00 | Feb 1, 2005 | Feb 1, 2023 |
| New issue terms from March 1993 | ||||||||||
| March 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Mar 1, 2011 | Mar 1, 2023 |
| April 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Apr 1, 2011 | Apr 1, 2023 |
| May 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | May 1, 2011 | May 1, 2023 |
| June 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Jun 1, 2011 | Jun 1, 2023 |
| July 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Jul 1, 2011 | Jul 1, 2023 |
| August 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Aug 1, 2011 | Aug 1, 2023 |
| September 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Sep 1, 2011 | Sep 1, 2023 |
| October 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Oct 1, 2011 | Oct 1, 2023 |
| November 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Nov 1, 2011 | Nov 1, 2023 |
| December 1993 | $82.06 | $123.09 | $164.12 | $328.24 | $820.60 | $1,641.20 | $8,206.00 | $16,412.00 | Dec 1, 2011 | Dec 1, 2023 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25.
Values are shown for every paper EE face value in 31 CFR 351.40; the face value is printed on your bond. Every 1993 bond has stopped earning interest, so these values are final.
How Much Is a $50 or $100 Savings Bond From 1993 Worth?
A $50 savings bond from 1993 is worth $103.68 (January or February issue) or $82.06 (March to December issue) in November 2026. A $100 bond, which cost $50, is worth $207.36 or $164.12. That is 4.15 times its price for January or February ($157.36 of interest) and 3.28 times for March to December ($114.12). These are also the 30-year values.
Why Every 1993 EE Bond Has Stopped Earning Interest
Every 1993 Series EE bond reached final maturity, the date interest stops, between January 1 and December 1, 2023, 30 years after its issue month. Four stages are listed below (31 CFR 351.5).
- Issue: January to December 1993
- Original maturity: 12 years (January, February) or 18 years (March to December)
- Extensions: 10 years, then 8 or 2 (31 CFR 351.19; dates derived)
- Final maturity: 30 years, in 2023
The value is fixed, yet a bond never expires (Executive Order 13968, 85 FR 83745). See when savings bonds mature and stop earning interest.
Why January and February 1993 Bonds Are Worth More Than Later 1993 Bonds
January and February 1993 bonds are worth more because they belong to an earlier issue group with different terms.
The file prices November 1986 to February 1993 issues at $51.84 per $25 of face value and March 1993 to April 1995 issues at $41.03. The gap is $43.24 per $100 bond. Only 1993 has both groups.
Table 2 shows the issue-month blocks that share one value.
Table 2: The two 1993 value groups and the years around them, November 2026
| Issue months | Months in block | $100 value, November 2026 | Guarantee, original maturity, extensions | Stopped earning | Year page |
|---|---|---|---|---|---|
| November 1986 to December 1992 | 74 (of the 76-month group) | $207.36 | 6%, 12 years; extensions 10 + 8 years | Nov 2016 to Dec 2022 | 1992 Series EE savings bond value |
| January and February 1993 | 2 (last of the 76-month group) | $207.36 | 6%, 12 years; extensions 10 + 8 years | Jan, Feb 2023 | this page |
| March to December 1993 | 10 (first of the 26-month group) | $164.12 | 4%, 18 years; extensions 10 + 2 years | Mar to Dec 2023 | this page |
| January 1994 to April 1995 | 16 | $164.12 | 4%, 18 years; extensions 10 + 2 years | Jan 2024 to Apr 2025 | 1994 Series EE savings bond value |
| May to October 1995 | 6 | $123.56 | market rates, 6-month crediting, 17 years | May to Oct 2025 | 1995 Series EE savings bond value |
Stopped-earning dates are 30 years after issue (31 CFR 351.5); terms from 31 CFR 351.19 and 351.24; month counts are our count of the value file.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25.
January and February 1993: 6% Guarantee and 12-Year Original Maturity
January and February 1993 EE bonds carried a 6% guaranteed rate, compounded semiannually, for a 12-year original maturity, and earned the higher of that guarantee and a market-based value. The market-based value is 85% of 6-month averages of 5-year Treasury yields (31 CFR 351.20; TreasuryDirect).
They reached face value, double their price, in 2005. Extensions entered in 2005 earned 4% or the minimum then in effect (31 CFR 351.21(a)(2)). See the savings bond interest rates by issue date.
March to December 1993: 4% Guarantee and 18-Year Original Maturity
March to December 1993 EE bonds carried a 4% guaranteed rate, compounded semiannually, for an 18-year original maturity, the longest of any EE bond issued before May 1995. The same higher-of rule applied.
They reached face value in 2011, as the first ten months of their group. Extensions entered in 2011 earned the same 4% or minimum then in effect (31 CFR 351.21(a)(2)).
How 1993 Values Match the 1992 and 1994 Issue Years
January and February 1993 bonds are worth the same as every 1992 bond, and March to December 1993 bonds the same as every 1994 bond.
Issue groups run across calendar years, so a $100 bond is worth $207.36 or $164.12. The groups cover 76 and 26 issue months. May 1995 issues moved to new terms (31 CFR 351.24), $123.56.
How to Find the Exact Value of Your 1993 Savings Bond
Treasury prices a 1993 EE bond by its face value and issue month, and for 1993 the month decides which of two values applies. Our savings bond calculator, built on Treasury's published value files, takes the same inputs.
- Check the bond says Series EE.
- Read the issue date on a paper savings bond, always the 1st of a month (31 CFR 351.42).
- Note January or February versus March to December.
- Find the row and face column in Table 1.
- Check the as-of month.
TreasuryDirect's Savings Bond Calculator is a free Treasury tool; it does not check ownership.
Which Savings Bonds Were Issued in 1993: Series EE and Series HH
A savings bond issued in 1993 is one of 2 series: a Series EE bond, bought at half of face, or a Series HH bond, issued at face value ($500 to $10,000) in exchange for Series E or EE bonds or Savings Notes.
An HH bond paid its interest to the owner. Electronic EE bonds began in 2002, so every 1993 EE bond is paper. A 1993 HH bond stopped earning in 2013 (derived) and is worth face value. Table 3 compares them.
Table 3: Series EE and Series HH bonds issued in 1993
| Attribute | Series EE (1993) | Series HH (1993) |
|---|---|---|
| Price | half of face | issued at face, by exchange only |
| Face values | every paper EE face value in 31 CFR 351.40 ($50 to $10,000) | $500, $1,000, $5,000, $10,000 |
| Interest | added to the bond's value | paid to the owner (Series HH savings bonds) |
| Life | 30 years (stopped Jan to Dec 2023) | 20 years (stopped 2013, derived from 31 CFR 352.2) |
| Worth in November 2026 | Table 1 ($207.36 or $164.12 per $100) | face value |
| Where to cash | a bank that cashes savings bonds, or FS Form 1522 by mail | Treasury only, FS Form 1522 by mail, direct deposit only |
| 3-month early-cash penalty | never applied (EE May 1997 and later only) | not applicable |
Series E bonds were sold until June 1980, Series I bonds from September 1998 and Patriot Bonds from December 2001; a bond dated 1993 is none of these. Sources: 31 CFR 351.40, 352.0, 352.2; TreasuryDirect Series HH page (as of November 11, 2026).
Cashing a 1993 Savings Bond and Reporting Its Interest
A 1993 paper EE bond is cashed at a bank that redeems savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds.
Banks may cash bonds but need not (FS Publication 0022, Rev. October 2022). TreasuryDirect says a paper bond is cashed for its whole value (as of November 11, 2026).
FS Form 1522 (Revised April 2026, PDF from TreasuryDirect) needs signature certification only when the total value is over $1,000. One March to December $500 bond ($820.60) needs an ID copy only; one January or February $500 bond ($1,036.80) needs a notary or certifying officer.
Mail it to P.O. Box 9150, Minneapolis, MN 55480-9150; direct-deposit payment takes 3 months or longer for bonds in your name and 5 months or longer for bonds not in your name (TreasuryDirect Contact Us, as of November 11, 2026). Read the mail route.
Tax Year 2023: When Interest on a 1993 Bond Was Reportable
Interest on a 1993 bond that was never cashed was reportable for tax year 2023, the year of its final maturity, unless the owner reported it yearly (26 CFR 1.454-1(a)(1); IRS Publication 550). Interest is value minus price, $157.36 or $114.12 per $100 bond, taxed federally only (31 U.S.C. 3124(a)).
The rule names the year of cashing or final maturity, whichever came first (26 U.S.C. 454); ask a tax professional about a 2023 return that omitted it. See federal tax on savings bond interest.
Inherited deferred interest is income in respect of a decedent unless on the final return (26 U.S.C. 691); see taxes on inherited savings bonds.
Lost, Found or Inherited 1993 Bonds
A lost 1993 bond is claimed with FS Form 1048 (Revised March 2026), a free form. See FS Form 1048.
A claim 6 years or more after final maturity needs the serial number (31 CFR 353.29(c)); 1993 bonds reach that point during 2029 (derived), so note where the serial number is printed. Treasury Hunt, a discontinued Treasury tool, closed in 2025.
The surviving "OR" co-owner or POD (payable-on-death) beneficiary takes the bond, else the estate (savings bonds after death). Found one? Read what to do step by step.
Under 31 U.S.C. 3105(f), Treasury can share records with a State under an agreement once a bond is more than 3 years past final maturity; 1993 bonds pass that point during 2026, December 1993 issues on December 1, 2026 (derived).
No State is publicly known to have one as of November 11, 2026 (89 FR 102735); see what States can receive.
Other Issue Years and Face Values
Other years and face values are listed below.
- 1992 Series EE savings bond value
- 1994 Series EE savings bond value
- 1991 Series EE savings bond value
- $50 savings bond worth, all years
- $100 savings bond worth, all years
- Banks that cash savings bonds
- When to cash savings bonds
1993 Savings Bond FAQ
How much is a $1,000 savings bond from 1993 worth?
A $1,000 savings bond from 1993 is worth $2,073.60 in November 2026 if issued in January or February and $1,641.20 if issued March to December. Either amount is over $1,000, so mail cashing needs a notary or certifying officer. Other years: $1,000 savings bond worth.
How much is a $500 savings bond from 1993 worth after 30 years?
A $500 Series EE bond from 1993 is worth $1,036.80 (January or February) or $820.60 (March to December) in November 2026, its final value, reached in 2023. Other years: $500 savings bond worth.
Why is a 1993 $50 EE bond worth $82.06 and not double its face value?
A March to December 1993 $50 EE bond is worth $82.06 because the guarantee was double the purchase price, which equals face ($50), reached at 18 years. It reached $50 in 2011 and earned until 2023. A January or February bond is worth $103.68. The 20-year point applies only to EE issued June 2003 and later.
How long did a 1993 EE bond take to mature?
A 1993 EE bond reached face value after 12 years (January, February; 2005) or 18 years (March to December; 2011) and stopped earning after 30 years, in 2023. Other periods are under final maturity of savings bonds.
How much would a $1,000 savings bond from 1994 be worth today?
A $1,000 Series EE bond from 1994 is worth $1,641.20 in November 2026 in every issue month, the same as a March to December 1993 bond. See the 1994 Series EE bonds.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.