A 1980 Series EE savings bond is worth $306.88 to $334.80 per $100 of face value in November 2026, depending on its issue month. Face value is the amount printed on the bond. A $50 bond is worth $153.44 to $167.40, and every 1980 EE bond stopped earning in 2010.
The figures come from Treasury's Savings Bonds Value Files and stay flat through May 2027. A bond marked "Series E" and dated January to June 1980 is a different bond, worth more.
Values for November 2026
How Much Is a 1980 Series EE Savings Bond Worth in November 2026?
A 1980 paper Series EE bond is worth $153.44 to $33,480.00 in November 2026, depending on face value and issue month. The low end is a $50 bond from November or December. The high end is a $10,000 bond from May to October, if issued in that face.
The table covers all 8 paper face values, with original maturity (when a bond first reached at least face value) and the stop date. The rules of Series EE savings bonds by issue date cover other years.
Table 1: What a 1980 paper Series EE savings bond is worth in November 2026, by issue month and face value
| Issue month | $50 | $75 | $100 | $200 | $500 | $1,000 | $5,000 | $10,000 | Original maturity | Stopped earning |
|---|---|---|---|---|---|---|---|---|---|---|
| January 1980 | $165.74 | $248.61 | $331.48 | $662.96 | $1,657.40 | $3,314.80 | $16,574.00 | $33,148.00 | Jan 1, 1991 | Jan 1, 2010 |
| February 1980 | $165.74 | $248.61 | $331.48 | $662.96 | $1,657.40 | $3,314.80 | $16,574.00 | $33,148.00 | Feb 1, 1991 | Feb 1, 2010 |
| March 1980 | $165.74 | $248.61 | $331.48 | $662.96 | $1,657.40 | $3,314.80 | $16,574.00 | $33,148.00 | Mar 1, 1991 | Mar 1, 2010 |
| April 1980 | $165.74 | $248.61 | $331.48 | $662.96 | $1,657.40 | $3,314.80 | $16,574.00 | $33,148.00 | Apr 1, 1991 | Apr 1, 2010 |
| May 1980 | $167.40 | $251.10 | $334.80 | $669.60 | $1,674.00 | $3,348.00 | $16,740.00 | $33,480.00 | May 1, 1991 | May 1, 2010 |
| June 1980 | $167.40 | $251.10 | $334.80 | $669.60 | $1,674.00 | $3,348.00 | $16,740.00 | $33,480.00 | Jun 1, 1991 | Jun 1, 2010 |
| July 1980 | $167.40 | $251.10 | $334.80 | $669.60 | $1,674.00 | $3,348.00 | $16,740.00 | $33,480.00 | Jul 1, 1991 | Jul 1, 2010 |
| August 1980 | $167.40 | $251.10 | $334.80 | $669.60 | $1,674.00 | $3,348.00 | $16,740.00 | $33,480.00 | Aug 1, 1991 | Aug 1, 2010 |
| September 1980 | $167.40 | $251.10 | $334.80 | $669.60 | $1,674.00 | $3,348.00 | $16,740.00 | $33,480.00 | Sep 1, 1991 | Sep 1, 2010 |
| October 1980 | $167.40 | $251.10 | $334.80 | $669.60 | $1,674.00 | $3,348.00 | $16,740.00 | $33,480.00 | Oct 1, 1991 | Oct 1, 2010 |
| November 1980 | $153.44 | $230.16 | $306.88 | $613.76 | $1,534.40 | $3,068.80 | $15,344.00 | $30,688.00 | Nov 1, 1989 | Nov 1, 2010 |
| December 1980 | $153.44 | $230.16 | $306.88 | $613.76 | $1,534.40 | $3,068.80 | $15,344.00 | $30,688.00 | Dec 1, 1989 | Dec 1, 2010 |
May to October 1980: the highest-valued Series EE issue months. Values are shown for every paper EE face value in 31 CFR 351.40; the face value is printed on your bond. Every 1980 EE bond has stopped earning interest, so these values are final.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Each value is the file's value for a $25 unit of face, multiplied by the number of $25 units in the face value.
How Much Is a $100 Savings Bond From 1980 Worth?
A $100 Series EE savings bond from 1980 is worth $331.48 (January to April issues), $334.80 (May to October) or $306.88 (November and December) in November 2026. It cost $50, so a May to October bond is worth 6.70 times its price ($284.80 of interest). These are also the "after 30 years" values.
Why Every 1980 EE Bond Has Stopped Earning Interest
Every 1980 Series EE bond reached final maturity between January 1 and December 1, 2010, 30 years after issue, and has stopped earning interest (31 CFR 351.5). EE began in January 1980, so January 1980 bonds were the first EE bonds to stop earning (derived). The last Series E bonds stopped in June 2010.
The four dates below mark the life of a 1980 EE bond.
- Issue: 1980, at half of face.
- Original maturity: 1991 (January to October issues) or 1989 (November, December).
- Extensions: 10 then 9 years, or 10 then 11 years (31 CFR 351.19).
- Final maturity: January 1 to December 1, 2010.
Savings bonds never expire or carry a cash deadline (Executive Order 13968, 85 FR 83745). See when savings bonds mature and stop earning interest.
Why 1980 EE Bonds Have Three Different Values
1980 EE bonds have three values because Treasury's value file prices three groups of issue months differently: $82.87 per $25 of face for January to April, $83.70 for May to October and $76.72 for November and December. The November break lines up with the 8%, 9-year terms that began that month.
January to April and May to October had the same 7%, 11-year terms, so their $3.32 gap per $100 is a file fact with no stated cause. November and December share $306.88 per $100 with January to April 1981.
Table 2: Three 1980 value groups and the block that follows, November 2026
| Issue months | Months | $100 value, November 2026 | Guarantee, original maturity | Reached face | Stopped earning | Year page |
|---|---|---|---|---|---|---|
| January to April 1980 | 4 | $331.48 | 7%, 11 years | Jan to Apr 1991 | Jan to Apr 2010 | this page |
| May to October 1980 | 6 | $334.80 | 7%, 11 years | May to Oct 1991 | May to Oct 2010 | this page |
| November and December 1980 | 2 | $306.88 | 8%, 9 years | Nov, Dec 1989 | Nov, Dec 2010 | this page |
| January to April 1981 | 4 | $306.88 | 8%, 9 years | Jan to Apr 1990 | Jan to Apr 2011 | 1981 Series EE bonds |
| May 1981 to October 1982 | 18 | $293.80 | 9%, 8 years | May 1989 to Oct 1990 | May 2011 to Oct 2012 | 1982 Series EE savings bond value |
Stopped-earning dates are 30 years after issue (31 CFR 351.5). Terms and original maturity come from 31 CFR 351.19 and TreasuryDirect's 1980 through 1995 page; month counts are our count of the value file. No EE bond was issued before January 1980.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. The $100 value is the file's $25-unit value multiplied by 4.
The 7% and 8% Guarantees: Two Sets of 1980 Terms
January to October 1980 EE bonds carried a 7% guaranteed rate for an 11-year original maturity, and November and December 1980 bonds 8% for 9 years, compounded semiannually (TreasuryDirect; 31 CFR 351.19, 351.20). Each bond earned the higher of that value and a market-based value.
October 1980 bonds reached original maturity in October 1991, December 1980 bonds in December 1989, 22 months apart. The first extension began in 1989 to 1991, in the 6% window of 31 CFR 351.21(a)(1) (derived). See savings bond interest rates by issue date.
May to October 1980: The Highest-Valued EE Issue Months
The six highest-valued Series EE issue months of all 384 paper months are May to October 1980, each worth $334.80 per $100 in November 2026. The next four are January to April 1980 at $331.48, so the 10 most valuable EE issue months all fall in January to October 1980.
How to Find the Exact Value of Your 1980 Savings Bond
Treasury prices a 1980 EE bond by its series, face value and issue month; the serial number is not needed. Our savings bond calculator, built on Treasury's published value files, prices paper EE and E bonds.
Five steps give the exact value of a 1980 bond.
- Check the series letter: EE, E or HH.
- Read the issue date; see how to read the issue date on a paper savings bond.
- Read the face value.
- Find your issue month and face value in Table 1.
- Check the as-of month.
1980 bonds are punch card or machine-readable stock (31 CFR Part 321, Appendix), so the layout may differ.
TreasuryDirect's calculator, Treasury's free tool, shows past months back to January 1996 and does not check ownership.
Series E, EE or HH: Three Series Carry a 1980 Issue Date
Three savings bond series sold to the public carry a 1980 issue date: Series EE, Series E and Series HH. EE sold at half of face, E (January to June 1980) at 75%, HH at face.
Series E sales ended June 30, 1980, and Series H sales December 31, 1979 (31 CFR 316.1; 31 CFR Part 332), so no H bond carries a 1980 date.
U.S. Retirement Plan Bonds (31 CFR 341) and Individual Retirement Bonds (31 CFR 346.1(b)) were also issued until April 30, 1982, at face, and are cashed by mail with FS Form 1522.
The same month differs by series: a January 1980 $100 E bond is worth $442.48 and a January 1980 $100 EE bond $331.48 in November 2026. Both step up at May 1980 in the file; we state no cause.
The table separates the three series and names the one that ended just before.
Table 3: Savings bonds with a 1980 issue date
| Bond | Issued in 1980 | Price | Worth in November 2026 |
|---|---|---|---|
| Series EE, issued 1980 | Jan to Dec 1980; first EE month January 1980 | Half of face; faces in 31 CFR 351.40, $50 to $10,000 (see the Table 1 note) | Table 1: $306.88 to $334.80 per $100 |
| 1980 Series E savings bond value | Jan to Jun 1980, payroll and employee plans only | 75% of face; $25 to $10,000 | $442.48 (Jan to Apr) to $447.00 (May, Jun) per $100 |
| Series HH savings bonds | From Jan 1980, for cash or in exchange for E or EE bonds | Face; $500 to $10,000 | Face value (note 1) |
| Series H savings bonds | None: the offer ended Dec 31, 1979 | Face | Face value (note 2) |
Note 1: Series HH interest was paid every 6 months, at 6.5% a year at launch for January to October 1980 issues, raised to 7.5% from November 1980 and 8.5% from May 1981 (31 CFR 352.2(e)(1)); cash sales ran until 1982, and the 20-year term puts final maturity in 2000 (derived from 31 CFR 352.2(c)).
Note 2: Series H bonds issued February 1957 to December 1979 ran 30 years, the last to December 2009 (31 CFR Part 332).
Series E stopped earning 30 years after issue, January to June 2010 (31 CFR 316.8(b)). Sources: 31 CFR 351.5, 351.40, 316.1, 316.2(b); Savings Bonds Value Files (E values from the Series E file).
Series I bonds began in September 1998, so no I bond carries a 1980 issue date. For Series E generally, see Series E savings bonds, 1941 to 1980.
How to Redeem a 1980 EE Bond and Report Its Interest
You redeem a 1980 paper EE bond at a bank that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds. Banks may cash paper bonds but are not required to (FS Publication 0022, Revised October 2022).
FS Form 1522 (Revised April 2026) needs only an ID copy when the bonds total $1,000 or less: six January to April $50 bonds, $994.44. Above $1,000, a notary or certifying officer (an officer who certifies signatures) must certify it: six May to October $50 bonds ($1,004.40) or any $500 bond.
Mail it to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150, with direct deposit details; allow 3 months or longer (TreasuryDirect, November 11, 2026). See cash by mail with FS Form 1522.
Tax Year 2010: When Interest on a 1980 Bond Was Reportable
Interest on a 1980 bond that was never cashed was reportable for tax year 2010, the year of its final maturity, unless reported yearly (26 CFR 1.454-1(a)(1); 26 U.S.C. 454; IRS Publication 550).
It is $284.80 per $100 for May to October bonds, and exempt from state tax (31 U.S.C. 3124(a)). Ask a tax professional about a 2010 return that omitted it, and see federal tax on savings bond interest.
Interest the owner deferred until death is income in respect of a decedent, taxed to the person who acquires the bond, unless it was reported on the final return (IRS Publication 550; 26 U.S.C. 691).
For a 1980 bond, that interest became reportable in 2010; see taxes on inherited savings bonds. The education exclusion needs EE bonds issued after 1989, so no 1980 bond qualifies (26 U.S.C. 135; Education Savings Bond Program and Form 8815).
Lost, Found or Inherited 1980 Bonds
A lost 1980 bond is claimed with FS Form 1048 (Revised March 2026), and the claim now needs the bond's serial number. Use the FS Form 1048 claim for lost savings bonds.
Claims filed 6 or more years after final maturity need the savings bond serial number (31 CFR 353.29(c)); for 1980 bonds that point passed in 2016 (derived). Treasury Hunt ended September 30, 2025.
After an owner's death, the surviving "OR" co-owner or POD (payable-on-death) beneficiary becomes owner; otherwise the estate does, and estate requests take 5 months or longer (TreasuryDirect, November 11, 2026). Heirs follow inherited savings bonds after death; see found old savings bonds for bonds from a drawer.
Every 1980 bond was more than 3 years past final maturity by the end of 2013 (derived), within 31 U.S.C. 3105(f). No State agreement for bond records was publicly known on November 11, 2026 (89 FR 102735); see SECURE 2.0 and savings bonds.
Other Issue Years and Face Values
Value tables for other years and face values:
- 1981 Series EE savings bond value
- 1985 Series EE savings bond value
- $100 savings bond worth
- $10,000 savings bond worth
- Banks that cash savings bonds
- When to cash savings bonds
1980 Savings Bond FAQ
Do 1980 savings bonds still increase in value?
A 1980 EE bond has earned nothing since its final maturity in 2010, and its value stays the same each month. Treasury sets no cash deadline.
How much is a $50 savings bond from 1980 worth after 30 years?
A $50 Series EE bond from 1980 is worth $165.74 (January to April), $167.40 (May to October) or $153.44 (November, December) in November 2026. See $50 savings bond worth.
How much is a $200 savings bond from 1980 worth after 30 years?
A $200 Series EE bond from 1980 is worth $662.96, $669.60 or $613.76 in November 2026, by the same three groups. See $200 savings bond worth.
How long do EE bonds earn interest?
Every EE bond earns interest for 30 years from its issue date (31 CFR 351.5). The 1980 bonds stopped in 2010, the last paper EE bonds stop in December 2041. See final maturity of savings bonds.
How much would a savings bond be worth from 2008?
A 2008 Series EE bond is worth $63.00 to $87.64 per $100 in November 2026, below face, and still earns interest; it reaches face in 2028 (31 CFR 351.35(f)(1)). See the savings bond from 2008.
How much is a savings bond from 1981 worth?
A 1981 Series EE bond is worth $293.80 to $306.88 per $100 in November 2026. It shares $306.88 with November and December 1980. See the savings bond from 1981.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.