A 1970 Series E savings bond is worth $137.00 to $140.01 per $25 of face value (the amount printed on the bond) in November 2026, by issue month.
That is $548.00 to $560.04 for a $100 bond and $54,800.00 to $56,004.00 for a $10,000 bond. Every 1970 bond stopped earning interest in 2000, after 30 years, so these values are final.
December 1970 is the highest value of any Series E bond that earned for 30 years. The figures come from Treasury's Savings Bonds Value Files for every face value. A bond dated 1970 is Series E, never Series EE.
Values for November 2026 (final values)
How Much Is a 1970 Series E Savings Bond Worth in November 2026?
A 1970 Series E bond is worth $137.00 (a $25 bond issued in January) to $56,004.00 (a $10,000 bond issued in December) in November 2026. For the rules of the series, see Series E savings bonds, 1941 to 1980.
Redemption value is what Treasury pays when you cash the bond. Your bond's issue month picks the row and its face value picks the column in Table 1. The last column gives the date interest stopped.
Table 1: What a 1970 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $75 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|---|
| January 1970 | $137.00 | $274.00 | $411.00 | $548.00 | $1,096.00 | $2,740.00 | $5,480.00 | $54,800.00 | Jan 1, 2000 |
| February 1970 | $137.34 | $274.68 | $412.02 | $549.36 | $1,098.72 | $2,746.80 | $5,493.60 | $54,936.00 | Feb 1, 2000 |
| March 1970 | $137.36 | $274.72 | $412.08 | $549.44 | $1,098.88 | $2,747.20 | $5,494.40 | $54,944.00 | Mar 1, 2000 |
| April 1970 | $137.36 | $274.72 | $412.08 | $549.44 | $1,098.88 | $2,747.20 | $5,494.40 | $54,944.00 | Apr 1, 2000 |
| May 1970 | $137.36 | $274.72 | $412.08 | $549.44 | $1,098.88 | $2,747.20 | $5,494.40 | $54,944.00 | May 1, 2000 |
| June 1970 | $138.00 | $276.00 | $414.00 | $552.00 | $1,104.00 | $2,760.00 | $5,520.00 | $55,200.00 | Jun 1, 2000 |
| July 1970 | $139.36 | $278.72 | $418.08 | $557.44 | $1,114.88 | $2,787.20 | $5,574.40 | $55,744.00 | Jul 1, 2000 |
| August 1970 | $139.69 | $279.38 | $419.07 | $558.76 | $1,117.52 | $2,793.80 | $5,587.60 | $55,876.00 | Aug 1, 2000 |
| September 1970 | $139.69 | $279.38 | $419.07 | $558.76 | $1,117.52 | $2,793.80 | $5,587.60 | $55,876.00 | Sep 1, 2000 |
| October 1970 | $139.69 | $279.38 | $419.07 | $558.76 | $1,117.52 | $2,793.80 | $5,587.60 | $55,876.00 | Oct 1, 2000 |
| November 1970 | $139.69 | $279.38 | $419.07 | $558.76 | $1,117.52 | $2,793.80 | $5,587.60 | $55,876.00 | Nov 1, 2000 |
| December 1970 | $140.01 | $280.02 | $420.03 | $560.04 | $1,120.08 | $2,800.20 | $5,600.40 | $56,004.00 | Dec 1, 2000 (highest 30-year E value) |
Note: the calculator prices 8 face values for 1970 ($25, $50, $75, $100, $200, $500, $1,000 and $10,000), all valid in every month. Prices are 75% of face (31 CFR 316.2(b)). Final maturity: 31 CFR 316.8(b). Every 1970 bond stopped earning interest in 2000, after 30 years, and these values are final.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1970 Savings Bond Is Series E, Never Series EE
A savings bond dated 1970 is never Series EE, which began in January 1980; most 1970 bonds are Series E, sold May 1941 to June 1980, and the others are Series H, Savings Notes or Retirement Plan Bonds. Read how Series EE savings bonds sold from 1980 differ.
Why Every 1970 Bond Stopped Earning Interest in 2000
Every 1970 Series E bond reached final maturity, the date interest stops, on the 1st of its issue month in 2000, after 30 years (31 CFR 316.8(b)). To date any bond, add 30 years to its issue date; none earns interest today.
- 1970 issues: 30 years, stopped January 1 to December 1, 2000
- Rule group: June 1969 to November 1973 issues
- Series rule: 40 years to November 1965 issues, 30 years from December 1965
- Timeline: TreasuryDirect's timeline dates the rule to 1989
The 1960 issues also stopped in 2000, after 40 years, at $754.00 to $788.72 per $100. See when savings bonds mature and stop earning interest for every series.
Which 1970 Issue Month Is Worth the Most: December, the Highest 30-Year Series E Value
A December 1970 Series E bond is worth $140.01 per $25 ($560.04 per $100) in November 2026, the highest value of all 175 Series E issue months that earned for 30 years.
Five of the six highest 30-year months are 1970 months (August to November at $139.69, and December). The other is June 1977, at $139.70, second only to December 1970.
January 1970, at $137.00, is the highest floor of any 30-year year (1966 to 1980): the lowest month of every other year in that span is below it. Values rise $3.01 per $25 ($12.04 per $100) from January to December 1970.
Table 2: The seven 1970 value groups and the months next to them, November 2026
| Issue months | Months | $25 value | $100 value | Change per $25 | Interest stopped | Year page |
|---|---|---|---|---|---|---|
| December 1969 | 1 | $135.72 | $542.88 | Dec 1, 1999 | 1969 Series E savings bond value | |
| January 1970 | 1 | $137.00 | $548.00 | +$1.28 | Jan 1, 2000 | this page |
| February 1970 | 1 | $137.34 | $549.36 | +$0.34 | Feb 1, 2000 | |
| March to May 1970 | 3 | $137.36 | $549.44 | +$0.02 | Mar 1 to May 1, 2000 | |
| June 1970 | 1 | $138.00 | $552.00 | +$0.64 | Jun 1, 2000 | |
| July 1970 | 1 | $139.36 | $557.44 | +$1.36 | Jul 1, 2000 | |
| August to November 1970 | 4 | $139.69 | $558.76 | +$0.33 | Aug 1 to Nov 1, 2000 | |
| December 1970 | 1 | $140.01 | $560.04 | +$0.32 | Dec 1, 2000 | |
| January 1971 | 1 | $126.30 | $505.20 | minus $13.71 | Jan 1, 2001 | 1971 Series E savings bond value |
Note: December 1970 has the highest value among the 175 Series E issue months that earned interest for 30 years (December 1965 to June 1980). The drop to January 1971 ($13.71 per $25) is the seventh largest between two consecutive issue months in Treasury's Series E value file, which covers May 1941 to June 1980.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
Every 1970 Bond Is Worth More Than Any 1971 Bond
Every 1970 bond is worth more than any 1971 bond: the value file drops $13.71 per $25 between December 1970 and January 1971 issues, from $140.01 to $126.30.
It is the seventh largest of 469 one-month steps in the Series E file and the second largest of 174 steps among 30-year months ($560.04 to $505.20 per $100).
Both years earned for 30 years in the same group of 31 CFR 316.8(b), so the life rule does not explain the drop.
What a 1970 Bond Cost and How Much Interest It Earned
A 1970 Series E bond cost 75% of its face value, $18.75 for a $25 bond and $75 for a $100 bond, and its value grew until 2000 (31 CFR 316.2(b)).
It never sold at one-half of face. Interest was paid only inside the redemption value (31 CFR 315.30): $473.00 to $485.04 on a $100 bond, or 7.31 to 7.47 times the price.
Which Face Values Were Issued in 1970: Eight, From $25 to $10,000
Treasury's calculator prices 1970 Series E bonds in 8 face values, all valid for every 1970 issue month. Each line gives the issue price and the 1970 value range.
- $25: $18.75; $137.00 to $140.01
- $50: $37.50; $274.00 to $280.02
- $75: $56.25; $411.00 to $420.03
- $100: $75; $548.00 to $560.04
- $200: $150; $1,096.00 to $1,120.08
- $500: $375; $2,740.00 to $2,800.20
- $1,000: $750; $5,480.00 to $5,600.40
- $10,000: $7,500; $54,800.00 to $56,004.00
No $5,000 Series E appears in 31 CFR 316.2(b), so a $5,000 bond dated 1970 is Series H.
Which Savings Bonds Were Sold in 1970: Series E, Series H, Savings Notes and Retirement Plan Bonds
A savings bond bought in 1970 is one of 4 kinds: Series E, Series H, a U.S. Savings Note or a U.S. Retirement Plan Bond.
Savings Notes (Freedom Shares) sold from May 1, 1967 to October 31, 1970, only with a Series E bond of the same or greater face (31 CFR 342.0). An October 1970 $25 note is worth $138.70 and the E bond from that month $139.69, so check which you hold.
Table 3: Savings bonds sold in 1970
| Kind | Sold in 1970 | Price | Face values | Interest | Stopped earning | Paid today | Where to cash |
|---|---|---|---|---|---|---|---|
| Series E | all year | 75% of face | $25 to $10,000 (Table 1) | added to the value | 2000 (30 years) | Table 1 value | bank or FS Form 1522 |
| Savings Notes (Freedom Shares) | January to October 31, only with an E bond of the same or greater face | 81% of face | $25, $50, $75, $100 | added to the value | 30 years after issue (2000) | October 1970 $25 note: $138.70 | bank or FS Form 1522 |
| Series H savings bonds | all year | face value | $500, $1,000, $5,000, $10,000 | paid every six months | 30 years after issue (2000, our calculation) | face value | FS Form 1522 only (31 CFR 321.7(a)) |
| Retirement Plan Bonds | all year | face value | $50, $100, $500, $1,000 | not stated in our sources | by the 60th month after the owner's death (31 CFR 341.1(b)); some may still earn | not in our data | FS Form 1522 by mail |
Sources: 31 CFR 316.2(b), 316.8(b), 342.0, 342.2, 332.8, 341.1(b), 321.7(a); TreasuryDirect historical and retired bonds page (as of November 11, 2026).
Savings stamps: sales ended June 30, 1970, and stamps may still be redeemed (31 CFR 316.6(c)).
How to Find the Exact Value of Your 1970 Savings Bond
Treasury prices a 1970 Series E bond by its issue month and face value; within 1970 the month moves the value by at most $3.01 per $25, so the face value matters most. Our savings bond calculator, built on Treasury's published value files, prices paper Series E bonds.
- Check that the series is E, not a Savings Note.
- Read the issue date on a paper savings bond: month and year, upper right (31 CFR 316.2(c)(2), (d)).
- Ignore the validation date, lower right.
- Read the face value.
- Find the row and column in Table 1.
TreasuryDirect's calculator marks E bonds "MA". A Social Security number was required only on bonds issued from January 1, 1974 (31 CFR 316.2(c)(1)), so a 1970 bond usually has none.
Cashing a 1970 Savings Bond and Reporting Its Interest
A 1970 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds.
Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022), and may not charge the presenter (31 CFR 321.23(c)). The presenter's Social Security number goes on the bond (31 CFR 315.39(a)). A beneficiary brings the certified death certificate.
The mail route uses FS Form 1522 (Revised April 2026; PDF, TreasuryDirect), sent to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150.
Payment is by direct deposit only, in 3 months or longer if the bond is in your name and 5 months if not (TreasuryDirect, November 11, 2026). You can cash by mail with FS Form 1522.
A request of $1,000 or less needs a copy of your ID, such as a December 1970 $100 and $75 bond ($980.07). Above $1,000, a notary or certifying officer must certify your signature, as for any 1970 $200 bond ($1,096.00 to $1,120.08).
Tax Year 2000: When Interest on a 1970 Bond Was Reportable
Interest on a 1970 bond that was never cashed became reportable for tax year 2000, the year of its final maturity, unless reported earlier (31 CFR 316.9; 26 CFR 1.454-1(a)(1); IRS Publication 550).
The interest is value minus price, and state and local tax does not apply (31 CFR 316.9(a)). Ask a tax professional about a missed year, and read the reporting rules for federal tax on savings bond interest.
Lost, Found or Inherited 1970 Bonds
Five situations change what an owner or heir does with a 1970 bond: lost, inherited, inherited with unreported interest, found, or in Treasury's records only.
Table 4: Lost, found or inherited 1970 bonds
| Situation | Rule for a 1970 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)): since 2006 for 1970 issues (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records from October 1957 to November 1973 were digitized, a phase completed in January 2024. Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Inherited, interest never reported | If the owner died before the bond's final maturity in 2000, unreported interest is income in respect of a decedent unless reported on the final return (IRS Publication 550). If the owner died later, the interest was reportable for 2000 on the owner's own return; ask a tax professional about a missed year. | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check that the paper is a Series E bond and not a Savings Note, then the owner name, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | For a bond over 3 years past final maturity, Treasury may share the owner's name and address with a State that has an information-sharing agreement (31 U.S.C. 3105(f)); none is publicly known as of November 11, 2026 (89 FR 102735, December 18, 2024). | unclaimed savings bonds |
Other Issue Years and Face Values
The same tables cover the issue years 1960, 1968, 1969, 1971 and 1977 and 9 face values.
- 1960 Series E savings bond value (also stopped in 2000, after 40 years)
- 1968 Series E savings bond value
- 1969 Series E savings bond value
- 1971 Series E savings bond value
- 1977 Series E savings bond value (June 1977, the second highest 30-year month)
- Savings stamps and war savings stamps (sales ended June 1970)
- $25 savings bond worth
- $50 savings bond worth
- $75 savings bond worth
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $5,000 savings bond worth (Series H in 1970)
- $10,000 savings bond worth
1970 Savings Bond FAQ
How much is a $25 savings bond from 1970 worth today?
A $25 savings bond from 1970 is worth $137.00 to $140.01 in November 2026, by issue month. It cost $18.75.
How much is a $100 savings bond from 1970 worth after 30 years?
Every $100 Series E bond issued in 1970 reached final maturity after exactly 30 years and is worth $548.00 (January) to $560.04 (December) in November 2026. See what a $100 savings bond is worth after 30 years.
How much is a $50 savings bond from 1970 worth?
A $50 Series E bond from 1970 is worth $274.00 to $280.02 in November 2026. It cost $37.50. A $50 Savings Note from October 1970 is worth $277.40, a different bond.
How much is a $1,000 savings bond from 1970 worth?
A $1,000 Series E bond from 1970 is worth $5,480.00 to $5,600.40 in November 2026. It earned for 30 years and cost $750. By mail it needs a certified signature.
Do 55-year-old savings bonds from 1970 expire?
No: a 1970 savings bond, now 55 years 11 months to 56 years 10 months old, does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745). A 1970 Series E bond has earned nothing since 2000.
Has the value of a 1970 bond changed since 2000?
No: a 1970 Series E bond's value has not changed since its final maturity in 2000. The value files show one figure per issue month through May 2027.
Is a 1970 savings bond worth more to a collector?
Treasury pays a 1970 bond's redemption value, $137.00 to $140.01 per $25 in November 2026, and no collector premium. It pays only the registered owner or a person entitled (31 CFR 315.39(b)).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.