A 1963 Series E savings bond is worth $215.22 to $224.55 per $25 of face value (the amount printed on the bond) in November 2026, by issue month.
A $100 bond is worth $860.88 to $898.20, and a $10,000 bond $86,088.00 to $89,820.00. Each is worth 11.48 to 11.98 times its price of 75% of face.
Every 1963 bond stopped earning interest in 2003, so these values are final. Each issue month comes in 7 face values, and the letter on the bond is E, never EE.
Values for November 2026 (final values)
How Much Is a 1963 Series E Savings Bond Worth in November 2026?
A 1963 Series E bond is worth $215.22 (a $25 bond issued in January) to $89,820.00 (a $10,000 bond issued in December) in November 2026. The redemption value is what Treasury pays when you cash the bond. See the rules of Series E savings bonds, 1941 to 1980, and Table 1 for all 84 values.
Table 1: What a 1963 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|
| January 1963 | $215.22 | $430.44 | $860.88 | $1,721.76 | $4,304.40 | $8,608.80 | $86,088.00 | Jan 1, 2003 |
| February 1963 | $217.31 | $434.62 | $869.24 | $1,738.48 | $4,346.20 | $8,692.40 | $86,924.00 | Feb 1, 2003 |
| March 1963 | $218.32 | $436.64 | $873.28 | $1,746.56 | $4,366.40 | $8,732.80 | $87,328.00 | Mar 1, 2003 |
| April 1963 | $218.29 | $436.58 | $873.16 | $1,746.32 | $4,365.80 | $8,731.60 | $87,316.00 | Apr 1, 2003 |
| May 1963 | $218.29 | $436.58 | $873.16 | $1,746.32 | $4,365.80 | $8,731.60 | $87,316.00 | May 1, 2003 |
| June 1963 | $219.95 | $439.90 | $879.80 | $1,759.60 | $4,399.00 | $8,798.00 | $87,980.00 | Jun 1, 2003 |
| July 1963 | $219.95 | $439.90 | $879.80 | $1,759.60 | $4,399.00 | $8,798.00 | $87,980.00 | Jul 1, 2003 |
| August 1963 | $222.11 | $444.22 | $888.44 | $1,776.88 | $4,442.20 | $8,884.40 | $88,844.00 | Aug 1, 2003 |
| September 1963 | $223.17 | $446.34 | $892.68 | $1,785.36 | $4,463.40 | $8,926.80 | $89,268.00 | Sep 1, 2003 |
| October 1963 | $223.17 | $446.34 | $892.68 | $1,785.36 | $4,463.40 | $8,926.80 | $89,268.00 | Oct 1, 2003 |
| November 1963 | $223.17 | $446.34 | $892.68 | $1,785.36 | $4,463.40 | $8,926.80 | $89,268.00 | Nov 1, 2003 |
| December 1963 | $224.55 | $449.10 | $898.20 | $1,796.40 | $4,491.00 | $8,982.00 | $89,820.00 | Dec 1, 2003 |
Note: face values issued in 1963 are $25, $50, $100, $200, $500, $1,000 and $10,000, in every month (TreasuryDirect calculator windows). Prices are 75% of face (31 CFR 316.2(b)).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1963 Savings Bond Is Series E, Never Series EE
A savings bond dated 1963 is a Series E bond, because Series EE began in January 1980 and every bond dated May 1941 to June 1980 is Series E. E and EE differ in price and maturity, so an EE chart gives a wrong value.
Check the letter on your bond, and see how Series EE savings bonds, sold from 1980, differ.
Why Every 1963 Bond Stopped Earning Interest in 2003
Every 1963 Series E bond reached final maturity (the date interest stops) between January 1 and December 1, 2003, 40 years after its issue month (31 CFR 316.8(b)). The four terms below describe a 1963 bond.
- Issue: January to December 1963, at 75% of face
- Maturity group: issues June 1959 to November 1965 (the last 40-year group)
- Life: 40 years, for issues May 1941 to November 1965
- Final maturity: the 1st of the issue month, 2003
The value has not changed since. See when savings bonds mature and stop earning interest in every series.
Why a 1963 Bond Is Worth More Than a 1973 Bond That Also Stopped in 2003
A 1963 bond is worth more than a 1973 bond because it earned for 40 years and the 1973 bond for 30, though both stopped in 2003 (31 CFR 316.8(b)). A $100 bond is worth $860.88 to $898.20 from 1963 against $513.92 to $527.04 from 1973.
Why a December 1963 Bond Is Worth More Than a January 1963 Bond
A December 1963 bond is worth more than a January 1963 bond because each issue month reached its 40-year final maturity at a different date. The file prices the 12 months in eight groups, and a $100 bond gains $37.32 from January to December.
April and May 1963 bonds ($218.29 per $25) are worth $0.03 per $25 less than March 1963 bonds ($218.32), the one fall in the year.
No Series E issue month is worth more than a December 1963 bond ($224.55 per $25) except February 1964 through January 1965. December 1962 and January 1963 share one value, as do December 1963 and January 1964.
Table 2: The eight 1963 value groups and the months next to them, November 2026
| Issue months | Months | $25 value | $100 value | Interest stopped |
|---|---|---|---|---|
| December 1962 | 1 | $215.22 | $860.88 | Dec 1, 2002 |
| January 1963 | 1 | $215.22 | $860.88 | Jan 1, 2003 |
| February 1963 | 1 | $217.31 | $869.24 | Feb 1, 2003 |
| March 1963 | 1 | $218.32 | $873.28 | Mar 1, 2003 |
| April to May 1963 | 2 | $218.29 | $873.16 | Apr 1 to May 1, 2003 |
| June to July 1963 | 2 | $219.95 | $879.80 | Jun 1 to Jul 1, 2003 |
| August 1963 | 1 | $222.11 | $888.44 | Aug 1, 2003 |
| September to November 1963 | 3 | $223.17 | $892.68 | Sep 1 to Nov 1, 2003 |
| December 1963 | 1 | $224.55 | $898.20 | Dec 1, 2003 |
| January 1964 | 1 | $224.55 | $898.20 | Jan 1, 2004 |
Note: values rise or hold from one issue month to the next between December 1962 and January 1964, except April and May 1963, which are $0.03 per $25 below March 1963.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
What a 1963 Bond Cost and How It Grew for 40 Years
A 1963 Series E bond cost 75% of face: $18.75 for a $25 bond, $75 for a $100 bond and $7,500 for a $10,000 bond (31 CFR 316.2(b)).
Treasury pays the interest only when you cash the bond (31 CFR 315.30), so a $100 bond carries $785.88 to $823.20 of interest. The half-price rule belongs to paper Series EE, not E.
Which Face Values Were Issued in 1963: Seven, From $25 to $10,000
Treasury's calculator prices 1963 Series E bonds in 7 face values, all valid for every 1963 issue month: $25, $50, $100, $200, $500, $1,000 and $10,000. The list shows each issue price and value range.
- $25: $18.75 ($215.22 to $224.55)
- $50: $37.50 ($430.44 to $449.10)
- $100: $75 ($860.88 to $898.20)
- $200: $150 ($1,721.76 to $1,796.40)
- $500: $375 ($4,304.40 to $4,491.00)
- $1,000: $750 ($8,608.80 to $8,982.00)
- $10,000: $7,500 ($86,088.00 to $89,820.00)
The $10 bond ended in March 1950 and the $75 began in May 1964, so neither has a 1963 date. There was never a $5,000 Series E.
Which Bonds Treasury Sold in 1963: Series E, Series H and Retirement Plan Bonds
A bond bought from Treasury in 1963 is one of 3 types: Series E, Series H or a U.S. Retirement Plan Bond, first issued in January 1963. Series H bonds are paid at face by mail with FS Form 1522, and banks may not pay them (31 CFR 321.7(a)).
Retirement Plan Bond interest stops by the first day of the 60th month after the owner's death (31 CFR 341.1(b)), so some may still earn. Series J and K ended in April 1957 and F and G in April 1952, so no 1963 bond carries those letters.
Table 3: Bonds Treasury sold in 1963
| Attribute | Series E | Series H savings bonds | U.S. Retirement Plan Bonds |
|---|---|---|---|
| Sold | May 1941 to June 1980 | June 1952 to December 1979 | January 1963 to April 30, 1982 |
| Price | 75% of face | face value | face value |
| Face values | $25 to $10,000 (Table 1) | $500, $1,000, $5,000, $10,000 | $50, $100, $500, $1,000 |
| Interest | added to the value | paid every six months | stops by day 1 of month 60 after the owner's death |
| Interest stopped (1963 issues) | 40 years after issue (2003) | 30 years after issue (1993, our calculation) | depends on date of death; some may still earn |
| Paid today | Table 1 value | face value | not on this page |
| Where to cash | a bank that cashes bonds, or FS Form 1522 by mail | FS Form 1522 by mail | FS Form 1522 by mail |
Sources: 31 CFR 316.2(b), 316.8(b); 31 CFR 332.8; 31 CFR 321.7(a); 31 CFR 315.35(e); 31 CFR part 341; TreasuryDirect historical and retired bonds page (as of November 11, 2026).
How to Find the Exact Value of Your 1963 Savings Bond
Treasury prices a 1963 Series E bond by its issue month and face value; the serial number and the name printed on it do not change the value. Our savings bond calculator, built on Treasury's published value files, prices paper E bonds.
- Check that the bond says E.
- Read the issue date on a paper savings bond, upper right (31 CFR 316.2(c)(2), (d)).
- Ignore the validation date, lower right.
- Read the face value.
- Find the row and column in Table 1.
TreasuryDirect's free calculator marks E bonds "MA". A 1963 bond may carry no Social Security number; inscribing one was required only for bonds issued on or after January 1, 1974 (31 CFR 316.2(c)(1)).
Cashing a 1963 Savings Bond and Reporting Its Interest
A 1963 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. Read how to cash savings bonds by each route.
Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022), and may not charge you (31 CFR 321.23(c)).
FS Form 1522 (Revised April 2026; PDF, TreasuryDirect) goes with the bond to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150. Treasury says 3 months or longer (5 if not in your name), as of November 11, 2026. See how to cash by mail with FS Form 1522.
At $1,000 or less, sign and enclose a copy of an ID: one December $100 bond ($898.20). Above $1,000, a notary or certifying officer certifies your signature: five January $25 bonds ($1,076.10), or any 1963 bond of $200 or more.
Tax Year 2003: When Interest on a 1963 Bond Was Reportable
Interest on a 1963 bond that was never cashed became reportable for tax year 2003, the year of its final maturity, unless reported earlier (31 CFR 316.9; 26 U.S.C. 454; IRS Publication 550).
The interest is $785.88 to $823.20 per $100 bond. It is subject to federal income tax and exempt from state and local income tax; state estate or inheritance taxes can still apply (31 CFR 316.9(a); 31 U.S.C. 3124(a)). A tax professional can advise on a missed year; see federal tax on savings bond interest.
Lost, Found or Inherited 1963 Bonds
Five situations change what an owner or heir does with a 1963 bond: lost, inherited, inherited with unreported interest, found, or held in Treasury records only.
Table 4: Lost, found or inherited 1963 bonds
| Situation | Rule for a 1963 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)); for 1963 bonds that is December 2009 at the latest (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records from October 1957 onward, 97% of matured unredeemed bonds, were digitized. Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Inherited, interest never reported | If the owner died before the bond's final maturity, interest earned before death is income in respect of a decedent unless reported on the owner's final return. If the owner was alive at final maturity, the interest was reportable for that year (26 CFR 1.454-1(a)(1); IRS Publication 550). | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check the owner name, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | For a bond over 3 years past final maturity, Treasury may share the owner's name and address records with a State that has an information-sharing agreement, only to locate the owner (31 U.S.C. 3105(f); 31 CFR 323.11); none is publicly known as of November 11, 2026 (89 FR 102735, December 18, 2024). | unclaimed savings bonds |
Other Issue Years and Face Values
Neighboring issue years and every Series E face value are listed below.
- 1961 Series E savings bond value
- 1962 Series E savings bond value
- 1964 Series E savings bond value (the first year with $75 bonds)
- 1965 Series E savings bond value (the year split between 40 and 30 years)
- 1973 Series E savings bond value (also stopped in 2003, after 30 years)
- $25 savings bond worth
- $50 savings bond worth
- $75 savings bond worth (Series E from May 1964)
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $5,000 savings bond worth (Series H in 1963)
- $10,000 savings bond worth
- 1985 Series EE savings bond value (for EE bonds)
1963 Savings Bond FAQ
How much is a $25 savings bond from 1963 worth today?
A $25 savings bond from 1963 is worth $215.22 to $224.55 in November 2026, by issue month. It cost $18.75.
How much is a $100 savings bond from 1963 worth?
A $100 Series E bond issued in 1963 is worth $860.88 to $898.20 in November 2026. It is about 63 years old and stopped earning after 40 years, in 2003, ten years past 30.
How much is a $10,000 savings bond from 1963 worth?
A $10,000 Series E bond issued in 1963 is worth $86,088.00 to $89,820.00 in November 2026. It cost $7,500; by mail it needs a certified signature.
Do savings bonds from 1963 expire?
No: a 1963 savings bond does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745). It has earned nothing since 2003.
Is a $5,000 savings bond from 1963 a Series E bond?
No: Series E never came in $5,000, so a $5,000 bond dated 1963 is Series H. It is paid at its $5,000 face by mail with FS Form 1522 (31 CFR 332.8; 315.35(e)).
Is there a $75 Series E bond from 1963?
No: the $75 Series E bond is valid only for issue dates from May 1964, so no $75 bond carries a 1963 date (TreasuryDirect calculator). A $75 bond dated 1963 is a misread; check the date and face again.
Has the value of a 1963 bond changed since 2003?
No: a 1963 bond's value has not changed since its final maturity in 2003. The value files show one figure for each 1963 issue month in every redemption period from 2003 through May 2027.
Is a 1963 savings bond worth more to a collector?
Treasury pays a 1963 bond's redemption value, $215.22 to $224.55 per $25 in November 2026, and no collector premium. Treasury pays only the registered owner or a person entitled (31 CFR 315.39(b)).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.