A 1968 Series E savings bond is worth $131.28 to $137.28 per $25 of face value (the amount printed on the bond) in November 2026, by issue month.
A $100 bond is worth $525.12 to $549.12, and a $10,000 bond $52,512.00 to $54,912.00. Interest stopped in 1998, 30 years after issue, so these values are final.
Every month of 1968 comes in 8 face values, from $25 to $10,000. The letter on the bond is E, never EE. A Freedom Share is a different security.
Values for November 2026 (final values)
How Much Is a 1968 Series E Savings Bond Worth in November 2026?
A 1968 Series E bond is worth $131.28 (a $25 bond issued January to April) to $54,912.00 (a $10,000 bond issued in December) in November 2026.
The rules of Series E savings bonds for 1941 to 1980 apply to every row. The redemption value is what Treasury pays when you cash the bond. Table 1 lists every month and face.
Table 1: What a 1968 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $75 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|---|
| January 1968 | $131.28 | $262.56 | $393.84 | $525.12 | $1,050.24 | $2,625.60 | $5,251.20 | $52,512.00 | Jan 1, 1998 |
| February 1968 | $131.28 | $262.56 | $393.84 | $525.12 | $1,050.24 | $2,625.60 | $5,251.20 | $52,512.00 | Feb 1, 1998 |
| March 1968 | $131.28 | $262.56 | $393.84 | $525.12 | $1,050.24 | $2,625.60 | $5,251.20 | $52,512.00 | Mar 1, 1998 |
| April 1968 | $131.28 | $262.56 | $393.84 | $525.12 | $1,050.24 | $2,625.60 | $5,251.20 | $52,512.00 | Apr 1, 1998 |
| May 1968 | $132.57 | $265.14 | $397.71 | $530.28 | $1,060.56 | $2,651.40 | $5,302.80 | $53,028.00 | May 1, 1998 |
| June 1968 | $134.16 | $268.32 | $402.48 | $536.64 | $1,073.28 | $2,683.20 | $5,366.40 | $53,664.00 | Jun 1, 1998 |
| July 1968 | $134.14 | $268.28 | $402.42 | $536.56 | $1,073.12 | $2,682.80 | $5,365.60 | $53,656.00 | Jul 1, 1998 |
| August 1968 | $134.14 | $268.28 | $402.42 | $536.56 | $1,073.12 | $2,682.80 | $5,365.60 | $53,656.00 | Aug 1, 1998 |
| September 1968 | $134.14 | $268.28 | $402.42 | $536.56 | $1,073.12 | $2,682.80 | $5,365.60 | $53,656.00 | Sep 1, 1998 |
| October 1968 | $134.14 | $268.28 | $402.42 | $536.56 | $1,073.12 | $2,682.80 | $5,365.60 | $53,656.00 | Oct 1, 1998 |
| November 1968 | $135.44 | $270.88 | $406.32 | $541.76 | $1,083.52 | $2,708.80 | $5,417.60 | $54,176.00 | Nov 1, 1998 |
| December 1968 | $137.28 | $274.56 | $411.84 | $549.12 | $1,098.24 | $2,745.60 | $5,491.20 | $54,912.00 | Dec 1, 1998 |
Note: face values issued in every month of 1968 are $25, $50, $75, $100, $200, $500, $1,000 and $10,000 (TreasuryDirect calculator windows). Prices are 75% of face (31 CFR 316.2(b)).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1968 Savings Bond Is Series E, Never Series EE
A savings bond dated 1968 is a Series E bond, because Series EE began in January 1980 and every bond dated May 1941 to June 1980 is Series E. An EE chart gives a wrong value for a 1968 bond. See how Series EE savings bonds, sold from 1980, differ.
Why Every 1968 Bond Stopped Earning Interest in 1998, After 30 Years
Every 1968 Series E bond reached final maturity (the date interest stops) between January 1 and December 1, 1998, 30 years after its issue month, and has earned nothing since (31 CFR 316.8(b)). A $100 bond was worth $525.12 to $549.12 after 30 years and keeps that value.
- Issue: January to December 1968, at 75% of face
- Life: 30 years, for issues December 1965 to June 1980
- Final maturity: January 1 to December 1, 1998
- Earning today: none (TreasuryDirect)
Other savings bonds mature and stop earning interest on other dates.
Why a 1958 Bond Is Worth More Than a 1968 Bond That Also Stopped in 1998
A 1958 bond is worth more than a 1968 bond because it earned for 40 years and the 1968 bond for 30, though both stopped earning in 1998 (31 CFR 316.8(b)). A $100 bond is worth $732.48 to $757.36 from 1958 against $525.12 to $549.12 from 1968, so age alone does not set the value.
Why a December 1968 Bond Is Worth More Than a January 1968 Bond
A December 1968 bond is worth more than a January 1968 bond because each issue month reached its 30-year final maturity on a different date, and the value file prices the 12 months in six groups. December 1967 and January to April 1968 share $131.28 per $25.
July 1968 ($134.14 per $25) is $0.02 below June ($134.16), the only fall inside 1968. January 1969 ($137.27) is $0.01 below December 1968 ($137.28). Table 2 groups the issue months that share one value.
Table 2: The six 1968 value groups and the months next to them, November 2026
| Issue months | Months | $25 value | $100 value | Interest stopped | Year page |
|---|---|---|---|---|---|
| December 1967 | 1 | $131.28 | $525.12 | Dec 1, 1997 | 1967 Series E savings bond value |
| January to April 1968 | 4 | $131.28 | $525.12 | Jan 1 to Apr 1, 1998 | |
| May 1968 | 1 | $132.57 | $530.28 | May 1, 1998 | |
| June 1968 | 1 | $134.16 | $536.64 | Jun 1, 1998 | |
| July to October 1968 | 4 | $134.14 | $536.56 | Jul 1 to Oct 1, 1998 | |
| November 1968 | 1 | $135.44 | $541.76 | Nov 1, 1998 | |
| December 1968 | 1 | $137.28 | $549.12 | Dec 1, 1998 | |
| January 1969 | 1 | $137.27 | $549.08 | Jan 1, 1999 | 1969 Series E savings bond value |
Note: values rise or hold from one issue month to the next between December 1967 and June 1968 and between July and December 1968; July 1968 is $0.02 per $25 below June 1968, and January 1969 is $0.01 per $25 below December 1968.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
What a 1968 Bond Cost and How Many Times Its Price It Pays Today
A 1968 Series E bond cost 75% of its face value: $18.75 for a $25 bond, $56.25 for a $75 bond, $75 for a $100 bond and $7,500 for a $10,000 bond (31 CFR 316.2(b)).
Treasury pays the interest only when you cash the bond (31 CFR 315.30), so a $100 bond carries $450.12 to $474.12 of interest. That makes a 1968 bond worth 7.00 to 7.32 times its price, and 1968 is the first full year of the 30-year life with every month above 7 times.
Which Face Values Were Issued in 1968: Eight in Every Month
Treasury's calculator prices 1968 Series E bonds in 8 face values in every issue month: $25, $50, $75, $100, $200, $500, $1,000 and $10,000. The list gives each price and value range.
- $25: $18.75 ($131.28 to $137.28)
- $50: $37.50 ($262.56 to $274.56)
- $75: $56.25 ($393.84 to $411.84)
- $100: $75 ($525.12 to $549.12)
- $200: $150 ($1,050.24 to $1,098.24)
- $500: $375 ($2,625.60 to $2,745.60)
- $1,000: $750 ($5,251.20 to $5,491.20)
- $10,000: $7,500 ($52,512.00 to $54,912.00)
The TreasuryDirect calculator priced a $10 bond only through March 1950, and Series E never came in $5,000, so a $5,000 bond dated 1968 is Series H.
Which Savings Bonds Were Sold in 1968: Series E, Freedom Shares, Series H and Retirement Plan Bonds
A savings bond bought in 1968 is one of 4 kinds: Series E (75% of face), a U.S. Savings Note called a Freedom Share (81% of face), Series H (face value, interest paid every six months) or a Retirement Plan Bond (face value). Table 3 compares them.
Table 3: Savings bonds and notes sold in 1968
| Attribute | Series E | Savings Notes (Freedom Shares) | Series H savings bonds | Retirement Plan Bonds |
|---|---|---|---|---|
| Price | 75% of face | 81% of face | face value | face value |
| Face values | $25 to $10,000, 8 faces (Table 1) | $25, $50, $75, $100 | $500, $1,000, $5,000, $10,000 | $50, $100, $500, $1,000 |
| How sold | on its own | only with a Series E bond of the same or greater denomination (31 CFR 342.0) | on its own | on its own |
| Interest | added to the value | added to the value | paid every six months | added to the value (no fixed maturity) |
| Interest stopped | 30 years (1998) | 30 years (1998, our calculation, 31 CFR 342.3(a)) | 30 years (1998, our calculation) | on or before the first day of the 60th month after the owner's death (31 CFR 341.1(b)); some still earn |
| Paid today | Table 1 value | Savings Note value (not on this page) | face value | not in the value files (no figure here) |
| Where to cash | a financial institution that cashes savings bonds, or FS Form 1522 by mail | a financial institution that cashes savings bonds, or FS Form 1522 by mail | FS Form 1522 by mail (31 CFR 321.7(a)) | FS Form 1522 by mail (TreasuryDirect) |
Sources: 31 CFR 316.2(b), 316.8(b); 31 CFR 342.0, 342.2, 342.3; 31 CFR 332.8; 31 CFR 341.1(b); 31 CFR 321.7(a); 31 CFR 315.35(e); TreasuryDirect historical and retired bonds page (as of November 11, 2026).
Freedom Shares, on sale from May 1, 1967 to October 31, 1970, could be bought only with a Series E bond of the same or greater denomination (31 CFR 342.0). 1968 and 1969 are the only calendar years with sales in every month. Series H bonds are paid by mail, not by banks (31 CFR 321.7(a)).
How to Find the Exact Value of Your 1968 Savings Bond
Treasury prices a 1968 Series E bond by its issue month and face value; the serial number and the name printed on it do not change the value. Our savings bond calculator, built on Treasury's published value files, prices paper E bonds.
- Check that the bond is Series E, not a Savings Note.
- Read the issue date on a paper savings bond, upper right (31 CFR 316.2(c)(2), (d)).
- Ignore the validation date, lower right.
- Read the face value.
- Find the row and column in Table 1.
TreasuryDirect's free calculator covers E bonds and Savings Notes and marks E bonds "MA". A 1968 bond did not need a Social Security number; it became required for bonds issued from January 1, 1974 (31 CFR 316.2(c)(1)).
Cashing a 1968 Savings Bond and Reporting Its Interest
A 1968 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. Read how to cash savings bonds.
Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022), and may not charge you (31 CFR 321.23(c)). You write your Social Security number on the bond (31 CFR 315.39(a)).
FS Form 1522 (Revised April 2026; PDF, TreasuryDirect) goes with the bond to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150. Treasury says 3 months or longer in your name, 5 months or longer if not (November 11, 2026); see how to cash by mail with FS Form 1522.
At $1,000 or less in total, sign and enclose a copy of your ID: one December $100 bond ($549.12), or a December $100 with a $75 ($960.96). Above $1,000, a notary or certifying officer certifies your signature, as for any single bond of $200 or more ($1,050.24 and up).
Tax Year 1998: When Interest on a 1968 Bond Was Reportable
Interest on a 1968 bond that was never cashed became reportable for tax year 1998, the year of its final maturity, unless reported earlier (31 CFR 316.9; 26 U.S.C. 454; IRS Publication 550). A bond cashed before 1998 was reportable for the year it was cashed.
The interest is $450.12 to $474.12 per $100 bond, federal only (31 U.S.C. 3124). Ask a tax professional about a missed year; see federal tax on savings bond interest.
Lost, Found or Inherited 1968 Bonds
Five situations change what an owner or heir does with a 1968 bond: lost, inherited, inherited with unreported interest, found, or held in Treasury records only.
Table 4: Lost, found or inherited 1968 bonds
| Situation | Rule for a 1968 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)); for 1968 bonds that is 2004 at the latest (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records from October 1957 onward, 97% of matured unredeemed bonds, were digitized. Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Inherited, interest never reported | For an owner who died before the bond's 1998 final maturity, unreported interest is income in respect of a decedent unless reported on the final return (IRS Publication 550). After 1998 it was the owner's 1998 income (31 CFR 316.9). | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check the owner name, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | Records of a bond more than 3 years past final maturity may be shared with a State that has an information-sharing agreement, only to locate owners (31 U.S.C. 3105(f); 31 CFR 323.11); none is publicly known as of November 11, 2026 (89 FR 102735, December 18, 2024). | unclaimed savings bonds |
Other Issue Years and Face Values
Neighboring issue years and every face value are listed below.
- 1958 Series E savings bond value (also stopped in 1998, after 40 years)
- 1965 Series E savings bond value (the year split between 40 and 30 years)
- 1966 Series E savings bond value
- 1967 Series E savings bond value
- 1969 Series E savings bond value
- 1970 Series E savings bond value
- $25 savings bond worth
- $50 savings bond worth
- $75 savings bond worth
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $5,000 savings bond worth (Series H in 1968)
- $10,000 savings bond worth
- 1985 Series EE savings bond value (for EE bonds)
- 1994 Series EE savings bond value (for EE bonds)
- 2008 Series EE savings bond value (for EE bonds)
1968 Savings Bond FAQ
How much is a $25 savings bond from 1968 worth today?
A $25 savings bond from 1968 is worth $131.28 to $137.28 in November 2026, by issue month. It cost $18.75 and stopped earning in 1998.
How much is a $100 savings bond from 1968 worth after 30 years?
A $100 Series E bond issued in 1968 was worth $525.12 to $549.12 after 30 years, and it is worth the same in November 2026, because it stopped earning in 1998. It cost $75. Doubling in 20 years is an EE guarantee (June 2003 and later) on the price, not the face.
How much is a $75 savings bond from 1968 worth?
A $75 Series E bond issued in 1968 is worth $393.84 (January to April) to $411.84 (December) in November 2026. It cost $56.25. A $75 Freedom Share is not priced here.
How much is a $10,000 savings bond from 1968 worth?
A $10,000 Series E bond issued in 1968 is worth $52,512.00 to $54,912.00 in November 2026. It cost $7,500; by mail it needs a certified signature.
Do savings bonds from 1968 expire?
No: a 1968 savings bond does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745). It has earned nothing since 1998.
Was a 1968 savings bond worth the same in 2022?
Yes: a 1968 bond's value has not changed since its final maturity in 1998, so its 2022 value equals its November 2026 value.
Is a 1968 Freedom Share valued in this table?
No: a Freedom Share is a U.S. Savings Note, not a Series E bond, and has its own values. It cost 81% of face and stopped earning after 30 years (31 CFR 342.2, 342.3). Read about the values of Freedom Shares.
Is a $5,000 savings bond from 1968 a Series E bond?
No: Series E never came in $5,000, so a $5,000 bond dated 1968 is Series H. It is paid at its $5,000 face by mail with FS Form 1522 (31 CFR 332.8; 315.35(e)).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.