A 1962 Series E savings bond is worth $206.75 to $215.22 per $25 of face value (the amount printed on the bond) in November 2026, by issue month.
A $100 bond is worth $827.00 to $860.88, and a $10,000 bond $82,700.00 to $86,088.00. Every 1962 bond stopped earning interest in 2002, so these values are final.
Values for November 2026 (final values)
How Much Is a 1962 Series E Savings Bond Worth in November 2026?
A 1962 Series E bond is worth $206.75 (a $25 bond issued in January) to $86,088.00 (a $10,000 bond issued in December) in November 2026. The redemption value is what Treasury pays when you cash it. See Series E savings bonds, 1941 to 1980, for the rules.
Table 1: What a 1962 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|
| January 1962 | $206.75 | $413.50 | $827.00 | $1,654.00 | $4,135.00 | $8,270.00 | $82,700.00 | Jan 1, 2002 |
| February 1962 | $208.75 | $417.50 | $835.00 | $1,670.00 | $4,175.00 | $8,350.00 | $83,500.00 | Feb 1, 2002 |
| March 1962 | $210.27 | $420.54 | $841.08 | $1,682.16 | $4,205.40 | $8,410.80 | $84,108.00 | Mar 1, 2002 |
| April 1962 | $210.24 | $420.48 | $840.96 | $1,681.92 | $4,204.80 | $8,409.60 | $84,096.00 | Apr 1, 2002 |
| May 1962 | $210.24 | $420.48 | $840.96 | $1,681.92 | $4,204.80 | $8,409.60 | $84,096.00 | May 1, 2002 |
| June 1962 | $210.79 | $421.58 | $843.16 | $1,686.32 | $4,215.80 | $8,431.60 | $84,316.00 | Jun 1, 2002 |
| July 1962 | $210.79 | $421.58 | $843.16 | $1,686.32 | $4,215.80 | $8,431.60 | $84,316.00 | Jul 1, 2002 |
| August 1962 | $212.81 | $425.62 | $851.24 | $1,702.48 | $4,256.20 | $8,512.40 | $85,124.00 | Aug 1, 2002 |
| September 1962 | $214.32 | $428.64 | $857.28 | $1,714.56 | $4,286.40 | $8,572.80 | $85,728.00 | Sep 1, 2002 |
| October 1962 | $214.33 | $428.66 | $857.32 | $1,714.64 | $4,286.60 | $8,573.20 | $85,732.00 | Oct 1, 2002 |
| November 1962 | $214.33 | $428.66 | $857.32 | $1,714.64 | $4,286.60 | $8,573.20 | $85,732.00 | Nov 1, 2002 |
| December 1962 | $215.22 | $430.44 | $860.88 | $1,721.76 | $4,304.40 | $8,608.80 | $86,088.00 | Dec 1, 2002 |
Note: face values issued in 1962 are $25, $50, $100, $200, $500, $1,000 and $10,000, in every month (TreasuryDirect calculator windows). Prices are 75% of face (31 CFR 316.2(b)).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1962 Savings Bond Is Series E, Never Series EE
A 1962 savings bond that adds interest to its value is Series E, never EE: Series EE began in January 1980, and Series E carries issue dates from May 1941 to June 1980 (31 CFR 316.1).
The other 1962 bond is Series H, and an EE chart gives a wrong value. See how Series EE savings bonds, sold from 1980, differ.
Why Every 1962 Bond Stopped Earning Interest in 2002
Every 1962 Series E bond reached final maturity (the date interest stops) between January 1 and December 1, 2002, 40 years after its issue month (31 CFR 316.8(b)). A 1962 bond earns no interest today, and the four facts below set its dates.
- Issue: January to December 1962, at 75% of face
- Maturity group: issues June 1959 to November 1965, the last 40-year group
- Life: 40 years (issues May 1941 to November 1965)
- Final maturity: the 1st of the issue month, 2002
The value has not changed since, and a 30-year term does not fit a 1962 bond, because the 30-year life starts with December 1965 issues. Other savings bonds mature and stop earning interest at other dates.
Why a 1962 Bond Is Worth More Than a 1972 Bond That Also Stopped in 2002
A 1962 bond is worth more than a 1972 bond because it earned for 40 years and the 1972 bond for 30, though both stopped in 2002, each in the same calendar month (31 CFR 316.8(b)).
A $100 bond is worth $827.00 to $860.88 from 1962 against $503.52 to $513.32 from 1972. The 30-year life applies from December 1965.
Why a December 1962 Bond Is Worth More Than a January 1962 Bond
A December 1962 bond is worth more than a January 1962 bond because each issue month reached its 40-year final maturity at a different date, and the value file prices the 12 months in nine groups.
A $100 bond gains $33.88 from January to December. December 1961 and January 1962 share one value, as do December 1962 and January 1963.
April and May 1962 ($210.24 per $25) are $0.03 below March 1962 ($210.27). From April 1962 to March 1963, values then rise or hold from one month to the next. Table 2 lists the groups.
Table 2: The nine 1962 value groups and the months next to them, November 2026
| Issue months | Months | $25 value | $100 value | Interest stopped | Year page |
|---|---|---|---|---|---|
| December 1961 | 1 | $206.75 | $827.00 | Dec 1, 2001 | 1961 Series E savings bond value |
| January 1962 | 1 | $206.75 | $827.00 | Jan 1, 2002 | |
| February 1962 | 1 | $208.75 | $835.00 | Feb 1, 2002 | |
| March 1962 | 1 | $210.27 | $841.08 | Mar 1, 2002 | |
| April to May 1962 | 2 | $210.24 | $840.96 | Apr 1 to May 1, 2002 | |
| June to July 1962 | 2 | $210.79 | $843.16 | Jun 1 to Jul 1, 2002 | |
| August 1962 | 1 | $212.81 | $851.24 | Aug 1, 2002 | |
| September 1962 | 1 | $214.32 | $857.28 | Sep 1, 2002 | |
| October to November 1962 | 2 | $214.33 | $857.32 | Oct 1 to Nov 1, 2002 | |
| December 1962 | 1 | $215.22 | $860.88 | Dec 1, 2002 | |
| January 1963 | 1 | $215.22 | $860.88 | Jan 1, 2003 | 1963 Series E savings bond value |
Note: values rise or hold from one issue month to the next between October 1961 and March 1962 and between April 1962 and March 1963; April 1962 is $0.03 per $25 below March 1962.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
What a 1962 Bond Cost and How It Grew for 40 Years
A 1962 Series E bond cost 75% of face: $18.75 for a $25 bond, $75 for a $100 bond and $7,500 for a $10,000 bond (31 CFR 316.2(b)). Treasury pays the interest only when you cash the bond (31 CFR 315.30). A $100 bond carries $752.00 to $785.88 of interest.
1962 is the first issue year in which every month is worth more than 11 times its price; 1963 and 1964 are too. A $100 bond from 1962 is not worth $50, since half-price pricing belongs to paper Series EE.
Which Face Values Were Issued in 1962: Seven, From $25 to $10,000
Treasury's calculator prices 1962 Series E bonds in 7 face values, all valid for every 1962 issue month: $25, $50, $100, $200, $500, $1,000 and $10,000 (TreasuryDirect calculator). Each price and range is listed below.
- $25: $18.75 ($206.75 to $215.22)
- $50: $37.50 ($413.50 to $430.44)
- $100: $75 ($827.00 to $860.88)
- $200: $150 ($1,654.00 to $1,721.76)
- $500: $375 ($4,135.00 to $4,304.40)
- $1,000: $750 ($8,270.00 to $8,608.80)
- $10,000: $7,500 ($82,700.00 to $86,088.00)
Treasury's calculator accepts $10 bonds only with issue dates June 1944 to March 1950 and $75 bonds only from May 1964, so neither has a 1962 date.
Which Savings Bonds Were Sold in 1962: Series E and Series H
A savings bond bought in 1962 is one of 2 series: Series E (75% of face, interest added to the value) or Series H (face value, interest paid every six months). H bonds are paid at face by mail with FS Form 1522; banks may not pay them (31 CFR 321.7(a)).
From September 1962, taxpayers could take Series E bonds in place of a cash tax refund (TreasuryDirect timeline). Series F, G, J and K had ended by 1957, so no 1962 bond carries those letters. Table 3 compares the two series.
Table 3: Savings bonds sold in 1962: Series E and Series H
| Attribute | Series E | Series H savings bonds |
|---|---|---|
| Price | 75% of face | face value |
| Face values | $25 to $10,000 (Table 1) | $500, $1,000, $5,000, $10,000 |
| Interest | added to the value | paid every six months |
| Interest stopped | 40 years after issue (2002) | 30 years after issue (1992, our calculation) |
| Paid today | Table 1 value | face value |
| Where to cash | a financial institution that cashes savings bonds, or FS Form 1522 by mail | FS Form 1522 by mail (banks may not pay Series H, 31 CFR 321.7(a)) |
Sources: 31 CFR 316.2(b), 316.8(b); 31 CFR 332.8; 31 CFR 315.35(e); TreasuryDirect historical and retired bonds page (as of November 11, 2026).
How to Find the Exact Value of Your 1962 Savings Bond
Treasury prices a 1962 Series E bond by its issue month and face value; the serial number and the name printed on it do not change the value. Our savings bond calculator, built on Treasury's published value files, prices paper E bonds.
- Check that the bond says Series E.
- Read the issue date on a paper savings bond, upper right (31 CFR 316.2(c)(2), (d)).
- Ignore the validation date, lower right.
- Read the face value.
- Find the row and column in Table 1.
TreasuryDirect, Treasury's savings bond website, has a free calculator that marks E bonds "MA". A 1962 bond carries no Social Security number, required from January 1, 1974 (31 CFR 316.2(c)(1)); you write yours on it when cashing (31 CFR 315.39(a)).
Cashing a 1962 Savings Bond and Reporting Its Interest
A 1962 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee.
Read how to cash savings bonds by each route. Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022), and may not charge you (31 CFR 321.23(c)).
FS Form 1522 (Revised April 2026; PDF, TreasuryDirect) goes with the bond to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150. Treasury says 3 months or longer in your name, 5 months if not (November 11, 2026). You can cash by mail with FS Form 1522.
At $1,000 or less, sign and enclose a copy of an ID: one $100 bond ($827.00 to $860.88) or four December $25 bonds ($860.88). Above $1,000 a notary or certifying officer must certify your signature: five December $25 bonds ($1,076.10) or any $200 bond ($1,654.00 and up).
Tax Year 2002: When Interest on a 1962 Bond Was Reportable
Interest on a 1962 bond that was never cashed became reportable for tax year 2002, the year of its final maturity, unless reported earlier (31 CFR 316.9; 26 U.S.C. 454; IRS Publication 550).
The interest is $752.00 to $785.88 per $100 bond, federal only (31 CFR 316.9(a)). Ask a tax professional about a missed year; read federal tax on savings bond interest.
Lost, Found or Inherited 1962 Bonds
Six situations change what an owner or heir does with a 1962 bond: lost, owner died, co-owner died, inherited with unreported interest, found, or held in Treasury records only.
Table 4: Lost, found or inherited 1962 bonds
| Situation | Rule for a 1962 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)); for 1962 bonds that is January to December 2008, by issue month (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records from October 1957 onward, 97% of matured unredeemed bonds, were digitized. Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Co-owner has died, will or community property points elsewhere | A will or court order cannot defeat survivorship (31 CFR 315.20). In Free v. Bland, 369 U.S. 663, decided May 21, 1962, the Supreme Court held that Treasury's survivorship rule for "Mr. or Mrs." Series E and F bonds overrides inconsistent Texas community property law, with a fraud exception. Ask the estate's attorney about a dispute. | savings bond co-owner rules |
| Inherited, interest never reported | If the owner died after the bond's final maturity in 2002, the interest was reportable for 2002 on the owner's return, not income in respect of a decedent; that treatment applies only if the owner died before final maturity (31 CFR 316.9(b); 26 CFR 1.454-1(a)(1); IRS Publication 550). Ask a tax professional about a missed year. | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check the owner name, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | A bond over 3 years past final maturity may have its owner's name and address shared with a State that has an information-sharing agreement (31 U.S.C. 3105(f)); none is publicly known as of November 11, 2026 (89 FR 102735, December 18, 2024). | unclaimed savings bonds |
Other Issue Years and Face Values
Neighboring issue years and every Series E face value are listed below. A December 1961 bond is worth $206.75 per $25, as is January 1962.
- 1960 Series E savings bond value
- 1961 Series E savings bond value
- 1963 Series E savings bond value
- 1964 Series E savings bond value
- 1965 Series E savings bond value (the year split between 40 and 30 years)
- 1972 Series E savings bond value (also stopped in 2002, after 30 years)
- $25 savings bond worth
- $50 savings bond worth
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $5,000 savings bond worth (Series H in 1962)
- $10,000 savings bond worth
- 1985 Series EE savings bond value (for EE bonds)
- 2008 Series EE savings bond value (for EE bonds)
1962 Savings Bond FAQ
How much is a $25 savings bond from 1962 worth today?
A $25 savings bond from 1962 is worth $206.75 to $215.22 in November 2026, by issue month. It cost $18.75.
How much is a $100 savings bond from 1962 worth?
A $100 Series E bond issued in 1962 is worth $827.00 to $860.88 in November 2026. It is about 64 years old and stopped earning in 2002.
How much is a $10,000 savings bond from 1962 worth?
A $10,000 Series E bond issued in 1962 is worth $82,700.00 to $86,088.00 in November 2026. It cost $7,500.
Do savings bonds from 1962 expire?
No: a 1962 savings bond does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745). It has earned nothing since 2002.
Is a $5,000 savings bond from 1962 a Series E bond?
No: Treasury's calculator lists no $5,000 Series E, so a $5,000 bond dated 1962 is Series H. It is paid at face by mail (31 CFR 332.8).
Has the value of a 1962 bond changed since 2002?
No: a 1962 bond's value has not changed since its final maturity in 2002. The files show one figure per month through May 2027.
Is a 1962 savings bond worth more to a collector?
Treasury pays a 1962 bond's redemption value, $206.75 to $215.22 per $25 in November 2026, and no collector premium. Bonds are not transferable (31 CFR 315.15).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.