A 1964 Series E savings bond is worth $224.55 to $234.11 per $25 of face value (the amount printed on the bond) in November 2026, by issue month. A $100 bond is worth $898.20 to $936.44, and a $10,000 bond $89,820.00 to $93,644.00. December 1964 issues hold the highest Series E value.
Every 1964 bond stopped earning interest in 2004, so these values are final and have not changed since. Bonds come in 7 face values to April and 8 from May, when the $75 appears. The letter on the bond is E, never EE.
Values for November 2026 (final values)
How Much Is a 1964 Series E Savings Bond Worth in November 2026?
A 1964 Series E bond is worth $224.55 (a $25 bond) to $93,644.00 (a $10,000 bond) in November 2026. See Series E savings bonds for the rules of 1941 to 1980. "Not issued" in the $75 column means no $75 bond carries that issue month.
Table 1: What a 1964 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $75 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|---|
| January 1964 | $224.55 | $449.10 | not issued | $898.20 | $1,796.40 | $4,491.00 | $8,982.00 | $89,820.00 | Jan 1, 2004 |
| February 1964 | $226.71 | $453.42 | not issued | $906.84 | $1,813.68 | $4,534.20 | $9,068.40 | $90,684.00 | Feb 1, 2004 |
| March 1964 | $227.79 | $455.58 | not issued | $911.16 | $1,822.32 | $4,555.80 | $9,111.60 | $91,116.00 | Mar 1, 2004 |
| April 1964 | $227.77 | $455.54 | not issued | $911.08 | $1,822.16 | $4,555.40 | $9,110.80 | $91,108.00 | Apr 1, 2004 |
| May 1964 | $227.77 | $455.54 | $683.31 | $911.08 | $1,822.16 | $4,555.40 | $9,110.80 | $91,108.00 | May 1, 2004 |
| June 1964 | $229.29 | $458.58 | $687.87 | $917.16 | $1,834.32 | $4,585.80 | $9,171.60 | $91,716.00 | Jun 1, 2004 |
| July 1964 | $229.29 | $458.58 | $687.87 | $917.16 | $1,834.32 | $4,585.80 | $9,171.60 | $91,716.00 | Jul 1, 2004 |
| August 1964 | $231.52 | $463.04 | $694.56 | $926.08 | $1,852.16 | $4,630.40 | $9,260.80 | $92,608.00 | Aug 1, 2004 |
| September 1964 | $232.61 | $465.22 | $697.83 | $930.44 | $1,860.88 | $4,652.20 | $9,304.40 | $93,044.00 | Sep 1, 2004 |
| October 1964 | $232.61 | $465.22 | $697.83 | $930.44 | $1,860.88 | $4,652.20 | $9,304.40 | $93,044.00 | Oct 1, 2004 |
| November 1964 | $232.61 | $465.22 | $697.83 | $930.44 | $1,860.88 | $4,652.20 | $9,304.40 | $93,044.00 | Nov 1, 2004 |
| December 1964 | $234.11 | $468.22 | $702.33 | $936.44 | $1,872.88 | $4,682.20 | $9,364.40 | $93,644.00 | Dec 1, 2004 |
Note: face values issued in 1964 are $25, $50, $100, $200, $500, $1,000 and $10,000 in every month, and $75 from May 1964 (TreasuryDirect calculator windows). Prices are 75% of face (31 CFR 316.2(b)).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1964 Savings Bond Is Series E, Never Series EE
Every Series E bond is dated May 1941 to June 1980, so a bond that says E and is dated 1964 is Series E and never EE (31 CFR 316.1).
A 1964 bond can also be Series H or a Retirement Plan Bond. An EE chart gives a wrong value, so see how Series EE savings bonds differ.
Why Every 1964 Bond Stopped Earning Interest in 2004
Every 1964 Series E bond reached final maturity (the date interest stops) between January 1 and December 1, 2004, 40 years after its issue month (31 CFR 316.8(b)).
A January 1964 bond stopped on January 1, 2004, and a December 1964 bond on December 1, 2004. Other savings bonds mature and stop earning interest at other dates.
- Issue: January to December 1964, at 75% of face
- Maturity group: issues June 1959 to November 1965 (the last 40-year group)
- Final maturity: January 1 to December 1, 2004
December 1964 Bonds Carry the Highest Value of Any Series E Bond
A December 1964 Series E bond is worth $936.44 per $100 in November 2026, the highest value of any Series E issue month, shared only with January 1965 (Value Files). The lowest is May 1941 at $362.36 per $100. It falls to $512.48 per $100 for December 1965, the first month with a 30-year life.
Why a 1964 Bond Is Worth More Than a 1974 Bond That Also Stopped in 2004
A 1964 bond is worth more than a 1974 bond because it earned for 40 years and the 1974 bond for 30, though both stopped in 2004 (31 CFR 316.8(b)).
A $100 bond is worth $898.20 to $936.44 from 1964 against $513.92 to $526.36 from 1974. The 30-year life applies to every E bond issued from December 1965.
Why a December 1964 Bond Is Worth More Than a January 1964 Bond
A December 1964 bond is worth more than a January 1964 bond because each issue month reached its 40-year final maturity later, and the value file prices the 12 months in eight groups.
A $100 bond gains $38.24 from January to December. April 1964 ($227.77 per $25) is $0.02 below March ($227.79), the only fall inside the year.
Table 2: The eight 1964 value groups and the months next to them, November 2026
| Issue months | Months | $25 value | $100 value | Interest stopped | Year page |
|---|---|---|---|---|---|
| December 1963 | 1 | $224.55 | $898.20 | Dec 1, 2003 | 1963 Series E savings bond value |
| January 1964 | 1 | $224.55 | $898.20 | Jan 1, 2004 | |
| February 1964 | 1 | $226.71 | $906.84 | Feb 1, 2004 | |
| March 1964 | 1 | $227.79 | $911.16 | Mar 1, 2004 | |
| April to May 1964 | 2 | $227.77 | $911.08 | Apr 1 to May 1, 2004 | |
| June to July 1964 | 2 | $229.29 | $917.16 | Jun 1 to Jul 1, 2004 | |
| August 1964 | 1 | $231.52 | $926.08 | Aug 1, 2004 | |
| September to November 1964 | 3 | $232.61 | $930.44 | Sep 1 to Nov 1, 2004 | |
| December 1964 | 1 | $234.11 | $936.44 | Dec 1, 2004 | |
| January 1965 | 1 | $234.11 | $936.44 | Jan 1, 2005 | 1965 Series E savings bond value |
Note: values rise or hold from one issue month to the next between April 1964 and January 1965; April 1964 is $0.02 per $25 below March 1964.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
What a 1964 Bond Cost and How It Grew for 40 Years
A 1964 Series E bond cost 75% of face: $18.75 for a $25 bond, $75 for a $100 bond and $7,500 for a $10,000 bond (31 CFR 316.2(b)). Treasury pays interest only when you cash the bond (31 CFR 315.30), so a $100 bond carries $823.20 to $861.44.
1964 is the last issue year in which every month is worth more than 10 times its price, and February 1964 to January 1965 are the only months worth more than 12 times. Half-price pricing belongs to paper Series EE.
Which Face Values Were Issued in 1964: Seven to April, Eight From May
Treasury's calculator prices 1964 Series E bonds in 8 face values: $25, $50, $100, $200, $500, $1,000 and $10,000 for every 1964 issue month, and $75 for issue months May to December 1964 only. The list gives each price (75% of face) and value range.
- $25: $18.75 ($224.55 to $234.11)
- $50: $37.50 ($449.10 to $468.22)
- $75: $56.25; May to December 1964 only ($683.31 to $702.33)
- $100: $75 ($898.20 to $936.44)
- $200: $150 ($1,796.40 to $1,872.88)
- $500: $375 ($4,491.00 to $4,682.20)
- $1,000: $750 ($8,982.00 to $9,364.40)
- $10,000: $7,500 ($89,820.00 to $93,644.00)
Treasury's 1991 history (PDF, TreasuryDirect) names the $75 a memorial to President Kennedy (1964). Its calculator has no $5,000 Series E, no $10 bond after March 1950 and no $75 dated January to April 1964. Check the face value against Table 1 before you cash.
Which Savings Bonds Were Sold in 1964: Series E, Series H and Retirement Plan Bonds
A savings bond bought in 1964 is one of 3 kinds: Series E (75% of face), Series H (face value) or a Retirement Plan Bond (face value, from January 1, 1963; 31 CFR 341).
Series J and K ended in April 1957 and F and G in April 1952, so no 1964 bond carries those letters.
Table 3: Savings bonds sold in 1964: Series E, Series H and Retirement Plan Bonds
| Attribute | Series E | Series H savings bonds | Retirement Plan Bonds |
|---|---|---|---|
| Price | 75% of face | face value | face value |
| Face values | $25 to $10,000; $75 from May (Table 1) | $500, $1,000, $5,000, $10,000 | $50, $100, $500, $1,000 |
| Interest | added to the value | paid every six months | added to the value (no fixed maturity) |
| Interest stopped | 40 years after issue (2004) | 30 years after issue (1994, our calculation) | on or before the first day of the 60th month after the owner's death (31 CFR 341.1(b)); some still earn |
| Paid today | Table 1 value | face value | not in the value files (no figure here) |
| Where to cash | a financial institution that cashes savings bonds, or FS Form 1522 by mail | FS Form 1522 by mail (banks may not pay Series H, 31 CFR 321.7(a), 321.9(b)) | FS Form 1522 by mail (TreasuryDirect) |
Sources: 31 CFR 316.2(b), 316.8(b); 31 CFR 332.8; 31 CFR 341.1(b); 31 CFR 315.35(e); TreasuryDirect historical and retired bonds page (as of November 11, 2026).
How to Find the Exact Value of Your 1964 Savings Bond
Treasury prices a 1964 Series E bond by its issue month and face value; the serial number and the name printed on it do not change the value. Our savings bond calculator, built on Treasury's published value files, prices paper E bonds.
- Check that the bond says E.
- Read the issue date on a paper savings bond, upper right (31 CFR 316.2(c)(2)).
- Ignore the validation date, lower right.
- Read the face value; a $75 face means May 1964 or later.
- Find the row and column in Table 1.
Cashing a 1964 Savings Bond and Reporting Its Interest
A 1964 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. Read how to cash savings bonds, including what a financial institution may ask for.
Banks may cash paper bonds but need not, so ask for the bank's current policy first (FS Publication 0022, Rev. October 2022), and may not charge you (31 CFR 321.23(c)). You write your Social Security number on the bond (31 CFR 315.39(a)).
FS Form 1522 (Revised April 2026; PDF, TreasuryDirect) goes with the bond to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150. Treasury says 3 months or longer in your name, 5 months or longer if not (November 11, 2026); see cash by mail with FS Form 1522.
At $1,000 or less in total, sign and enclose an ID copy: one December $100 bond is $936.44. Above $1,000, a notary or certifying officer certifies your signature: a December $75 and $100 together ($1,638.77), or any 1964 bond of $200 or more ($1,796.40 and up).
Tax Year 2004: When Interest on a 1964 Bond Was Reportable
Interest on a 1964 bond that was never cashed became reportable for tax year 2004, unless reported earlier (31 CFR 316.9; IRS Publication 550).
The interest is $823.20 to $861.44 per $100, federally taxable and exempt from state and local income tax (31 CFR 316.9(a)). For a missed year, ask a tax professional; see federal tax on savings bond interest.
Lost, Found or Inherited 1964 Bonds
Five situations change what an owner or heir does with a 1964 bond: lost, inherited, inherited with unreported interest, found, or held in Treasury records only.
Table 4: Lost, found or inherited 1964 bonds
| Situation | Rule for a 1964 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)); for 1964 bonds that is 2010 at the latest (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records from October 1957 onward, 97% of matured unredeemed bonds, were digitized. Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Inherited, interest never reported | Income in respect of a decedent (with the final-return election) applies only if the owner died before final maturity in 2004 (IRS Publication 550). If the owner died later, the interest was the owner's income for 2004. How never-reported interest from that past year is handled is not established, so ask a tax professional. | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check the owner name, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | A bond over 3 years past final maturity may be shared with a State that has an information-sharing agreement (31 U.S.C. 3105(f); 89 FR 102735, December 18, 2024); none is publicly known as of November 11, 2026. | unclaimed savings bonds |
Other Issue Years and Face Values
Neighboring issue years and every face value are listed below.
- 1962 Series E savings bond value
- 1963 Series E savings bond value
- 1965 Series E savings bond value (the year split between 40 and 30 years)
- 1966 Series E savings bond value
- 1974 Series E savings bond value (also stopped in 2004, after 30 years)
- $25 savings bond worth
- $50 savings bond worth
- $75 savings bond worth (from May 1964)
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $5,000 savings bond worth (Series H in 1964)
- $10,000 savings bond worth
- 1994 Series EE savings bond value (for EE bonds)
- 2008 Series EE savings bond value (for EE bonds)
1964 Savings Bond FAQ
How much is a $25 savings bond from 1964 worth today?
A $25 savings bond from 1964 is worth $224.55 to $234.11 in November 2026, by issue month. It cost $18.75, 75% of face, and has earned no interest since 2004. January 1964 is the low figure, December 1964 the high one.
How much is a $100 savings bond from 1964 worth?
A $100 Series E bond issued in 1964 is worth $898.20 to $936.44 in November 2026, by issue month. It cost $75, is about 62 years old and stopped earning interest in 2004, so the figure is final. Match your issue month in Table 1.
How much is a $75 savings bond from 1964 worth?
A $75 Series E bond issued in 1964 is worth $683.31 (May) to $702.33 (December) in November 2026. The calculator accepts $75 bonds from May 1964 only, so the $75 face first appears with May issues. The bond cost $56.25, 75% of face.
How much is a $10,000 savings bond from 1964 worth?
A $10,000 Series E bond issued in 1964 is worth $89,820.00 to $93,644.00 in November 2026. It cost $7,500. Above $1,000 in total, a mailed claim on FS Form 1522 needs a notary or certifying officer to certify your signature.
Do savings bonds from 1964 expire?
No: a 1964 savings bond does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745). It has earned nothing since 2004, and no deadline applies to cashing it, so the value stays the same.
Is a $5,000 savings bond from 1964 a Series E bond?
No: 31 CFR 316.2(b) and Treasury's calculator list no $5,000 Series E, so a $5,000 bond dated 1964 is Series H. It is paid at its $5,000 face by mail with FS Form 1522 (31 CFR 332.8; 315.35(e)). Banks may not pay Series H.
Has the value of a 1964 bond changed since 2004?
No: a 1964 bond's value has not changed since its final maturity in 2004. No later month adds value, and Table 1 holds. The value files show one figure per 1964 issue month in every redemption month from November 2026 through May 2027.
Is a 1964 savings bond worth more to a collector?
Treasury pays a 1964 bond's redemption value, $224.55 to $234.11 per $25 in November 2026, and no collector premium. Treasury pays only the owner or a person entitled to the bond (31 CFR 315.39(b)), so check the owner name first.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.