A 1955 Series E savings bond is worth $177.53 to $186.79 per $25 of face value (the amount printed on the bond) in November 2026, by issue month.
A $100 bond is worth $710.12 to $747.16, and a $10,000 bond $71,012.00 to $74,716.00. Each is worth 9.47 to 9.96 times its price of 75% of face.
Every 1955 bond stopped earning interest in 1995, so these values are final. Treasury's calculator prices a 1955 bond in 7 face values in every issue month, and the letter on a 1955 savings bond is E, never EE.
Values for November 2026 (final values)
How Much Is a 1955 Series E Savings Bond Worth in November 2026?
A 1955 Series E bond is worth $177.53 (a $25 bond issued in January or February) to $74,716.00 (a $10,000 bond issued in December) in November 2026. See Series E savings bonds, 1941 to 1980, for the rules. Table 1 lists all 84 values, 7 face values in each of the 12 issue months.
Table 1: What a 1955 Series E savings bond is worth in November 2026, by issue month and face value
| Issue month | $25 | $50 | $100 | $200 | $500 | $1,000 | $10,000 | Interest stopped |
|---|---|---|---|---|---|---|---|---|
| January 1955 | $177.53 | $355.06 | $710.12 | $1,420.24 | $3,550.60 | $7,101.20 | $71,012.00 | Jan 1, 1995 |
| February 1955 | $177.53 | $355.06 | $710.12 | $1,420.24 | $3,550.60 | $7,101.20 | $71,012.00 | Feb 1, 1995 |
| March 1955 | $179.26 | $358.52 | $717.04 | $1,434.08 | $3,585.20 | $7,170.40 | $71,704.00 | Mar 1, 1995 |
| April 1955 | $181.57 | $363.14 | $726.28 | $1,452.56 | $3,631.40 | $7,262.80 | $72,628.00 | Apr 1, 1995 |
| May 1955 | $181.57 | $363.14 | $726.28 | $1,452.56 | $3,631.40 | $7,262.80 | $72,628.00 | May 1, 1995 |
| June 1955 | $182.05 | $364.10 | $728.20 | $1,456.40 | $3,641.00 | $7,282.00 | $72,820.00 | Jun 1, 1995 |
| July 1955 | $182.05 | $364.10 | $728.20 | $1,456.40 | $3,641.00 | $7,282.00 | $72,820.00 | Jul 1, 1995 |
| August 1955 | $182.05 | $364.10 | $728.20 | $1,456.40 | $3,641.00 | $7,282.00 | $72,820.00 | Aug 1, 1995 |
| September 1955 | $183.82 | $367.64 | $735.28 | $1,470.56 | $3,676.40 | $7,352.80 | $73,528.00 | Sep 1, 1995 |
| October 1955 | $186.29 | $372.58 | $745.16 | $1,490.32 | $3,725.80 | $7,451.60 | $74,516.00 | Oct 1, 1995 |
| November 1955 | $186.29 | $372.58 | $745.16 | $1,490.32 | $3,725.80 | $7,451.60 | $74,516.00 | Nov 1, 1995 |
| December 1955 | $186.79 | $373.58 | $747.16 | $1,494.32 | $3,735.80 | $7,471.60 | $74,716.00 | Dec 1, 1995 |
Note: face values issued in 1955 are $25, $50, $100, $200, $500, $1,000 and $10,000, in every month (Treasury's calculator windows). Prices are 75% of face (31 CFR 316.2(b)).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
A 1955 Savings Bond Is Series E, Never Series EE
A 1955 savings bond is never Series EE, because Series EE began in January 1980. A 1955 bond marked E is Series E (issued May 1941 to June 1980).
An EE chart gives the wrong value for it, because E cost 75% of face. Check the letter on your bond, and see how Series EE savings bonds, sold from 1980, differ.
Why Every 1955 Bond Stopped Earning Interest in 1995
Every 1955 Series E bond reached final maturity (the date interest stops) between January 1 and December 1, 1995, 40 years after its issue month (31 CFR 316.8(b)). Four facts apply.
- Issue: 1955, at 75% of face
- Maturity group: issues May 1952 to January 1957
- Life: 40 years, the rule for issues May 1941 to November 1965
- Final maturity: the 1st of the issue month, 1995
The value has not changed since. The 30-year life applies only to E bonds issued from December 1965; see when savings bonds mature and stop earning interest.
Why a December 1955 Bond Is Worth More Than a January 1955 Bond
A December 1955 bond is worth more than a January 1955 bond because each issue month reached final maturity at its own date, and the value file prices the 12 months in seven groups.
A $100 bond gains $37.04 from January to December. December 1954 and January to February 1955 share one value, as do December 1955 and January to February 1956.
Table 2 lists the groups, with the values per $25 and per $100 of face value.
Table 2: The seven 1955 value groups and the months next to them, November 2026
| Issue months | Months | $25 value | $100 value | Interest stopped | Year page |
|---|---|---|---|---|---|
| December 1954 | 1 | $177.53 | $710.12 | Dec 1, 1994 | 1954 Series E savings bond value |
| January to February 1955 | 2 | $177.53 | $710.12 | Jan 1 to Feb 1, 1995 | this page |
| March 1955 | 1 | $179.26 | $717.04 | Mar 1, 1995 | |
| April to May 1955 | 2 | $181.57 | $726.28 | Apr 1 to May 1, 1995 | |
| June to August 1955 | 3 | $182.05 | $728.20 | Jun 1 to Aug 1, 1995 | |
| September 1955 | 1 | $183.82 | $735.28 | Sep 1, 1995 | |
| October to November 1955 | 2 | $186.29 | $745.16 | Oct 1 to Nov 1, 1995 | |
| December 1955 | 1 | $186.79 | $747.16 | Dec 1, 1995 | |
| January to February 1956 | 2 | $186.79 | $747.16 | Jan 1 to Feb 1, 1996 | 1956 Series E savings bond value |
Note: values never fall from one issue month to the next between March 1953 and October 1956.
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times face/25; Series E values have not changed since final maturity.
What a 1955 Bond Cost and How It Grew for 40 Years
A 1955 Series E bond cost 75% of face: $18.75 for a $25 bond, $75 for a $100 bond and $7,500 for a $10,000 bond (31 CFR 316.2(b)). Treasury pays the interest only when you cash the bond (31 CFR 315.30), so a $100 bond carries $635.12 to $672.16 of interest.
A $100 bond from 1955 is not worth $50: half-price pricing belongs to paper Series EE, and a 1955 $100 bond is worth $710.12 or more.
Which Face Values Were Issued in 1955: Seven, From $25 to $10,000
Treasury's calculator prices 1955 Series E bonds in 7 face values, all valid for every 1955 issue month: $25, $50, $100, $200, $500, $1,000 and $10,000. Each issue price and November 2026 value range follows.
- $25: $18.75 ($177.53 to $186.79)
- $50: $37.50 ($355.06 to $373.58)
- $100: $75 ($710.12 to $747.16)
- $200: $150 ($1,420.24 to $1,494.32)
- $500: $375 ($3,550.60 to $3,735.80)
- $1,000: $750 ($7,101.20 to $7,471.60)
- $10,000: $7,500 ($71,012.00 to $74,716.00)
The $10,000 bond is valid from May 1952 (TreasuryDirect calculator). Treasury's calculator prices the $10 bond only for issue dates through March 1950 and the $75 only from May 1964, so neither has a 1955 date.
Which Savings Bonds Were Sold in 1955: Series E, H, J and K
A savings bond bought in 1955 is one of 4 series: E, H, J or K. H, J and K are cashed only by mail with FS Form 1522; H and J are paid at face today, K at face plus $6.90 per $500.
Series H sales peaked in 1955 at $1,177 million (Treasury's History of the Savings Bond, p. 35). Series F and G ended in April 1952. Table 3 compares the four series.
Table 3: Savings bonds sold in 1955: Series E, H, J and K
| Attribute | Series E | Series H savings bonds | Series J savings bonds | Series K |
|---|---|---|---|---|
| Price | 75% of face | face value | 72% of face | face value |
| Face values | $25 to $10,000 (Table 1) | $500, $1,000, $5,000, $10,000 | $25, $100, $500, $1,000, $5,000, $10,000, $100,000 | $500, $1,000, $5,000, $10,000, $100,000 |
| Interest | added to the value | paid every six months | added to the value | paid by Treasury check every six months |
| Interest stopped | 40 years after issue (1995) | 29 years 8 months after issue (September 1984 to August 1985, our calculation) | 12 years after issue (1967, our calculation) | 12 years after issue (1967, our calculation) |
| Paid today | Table 1 value | face value | face value | face plus $6.90 per $500 |
| Where to cash | a financial institution that cashes savings bonds, or FS Form 1522 by mail | FS Form 1522 by mail | FS Form 1522 by mail | FS Form 1522 by mail |
Sources: 31 CFR 316.2(b); 31 CFR 332.8; 31 CFR 315.35(b), (d); TreasuryDirect historical and retired bonds page (as of November 11, 2026).
How to Find the Exact Value of Your 1955 Savings Bond
Treasury prices a 1955 Series E bond by its issue month and face value; the serial number and the name printed on it do not change the value. Our savings bond calculator, built on Treasury's published value files, prices paper Series E bonds.
- Check that the bond says Series E.
- Read the issue date on a paper savings bond: month and year, upper right (31 CFR 316.2(c)(2), (d)).
- Ignore the validation date, lower right.
- Read the face value.
- Find the row and column in Table 1.
TreasuryDirect's free calculator marks Series E bonds "MA" (matured). A 1955 bond carries no Social Security number; one is required from January 1, 1974 (31 CFR 316.2(c)(1)).
Cashing a 1955 Savings Bond and Reporting Its Interest
A 1955 Series E bond is cashed at a financial institution that cashes savings bonds or by mail with FS Form 1522, and Treasury charges no fee. Read how to cash savings bonds by each route.
Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022), and may not charge you (31 CFR 321.23(c)). You write your Social Security number on the bond (31 CFR 315.39(a)).
The mail route uses FS Form 1522 (Revised April 2026; PDF, TreasuryDirect), mailed with the bond to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150. Treasury says 3 months or longer in your name, 5 months or longer if not (November 11, 2026). You can cash by mail with FS Form 1522.
A request of $1,000 or less needs no signature certification, only a copy of your driver's license, passport, state ID or military ID. One December 1955 $100 bond ($747.16) or five December $25 bonds ($933.95) qualify.
Above $1,000 a notary or certifying officer must certify your signature, as for two January $100 bonds ($1,420.24) or any single 1955 bond of $200 or more.
Tax Year 1995: When Interest on a 1955 Bond Was Reportable
Interest on a 1955 bond that was never cashed became reportable for tax year 1995, the year of its final maturity, unless reported earlier (31 CFR 316.9; 26 U.S.C. 454; IRS Publication 550).
The interest is $635.12 to $672.16 per $100 bond, subject to federal income tax and exempt from state and local income tax (31 CFR 316.9(a); 31 U.S.C. 3124). Ask a tax professional about a missed year; see federal tax on savings bond interest.
Lost, Found or Inherited 1955 Bonds
Five situations change what an owner or heir does with a 1955 bond: lost, inherited, inherited with unreported interest, found, or held in Treasury records only.
Table 4: Lost, found or inherited 1955 bonds
| Situation | Rule for a 1955 bond | Link |
|---|---|---|
| Lost, stolen or destroyed | Claim on FS Form 1048 (Revised March 2026). Claims 6 years or more after final maturity need the serial number (31 CFR 315.29(c)); for 1955 bonds that is December 2001 at the latest (our calculation). Treasury's 2024 Report to Congress (March 11, 2025) said records from 1935 to September 1957 were not digitized as of March 11, 2025. Treasury Hunt has been unavailable since September 30, 2025. | FS Form 1048 claim for lost, stolen or destroyed savings bonds |
| Owner has died | The surviving "OR" co-owner or the P.O.D. (payable-on-death) beneficiary takes the bond, otherwise the estate (31 CFR 315.70). | savings bonds after death |
| Inherited, interest never reported | If the owner died before the bond's final maturity, interest earned before death is income in respect of a decedent unless reported on the owner's final return. If the owner was alive at final maturity, the interest was reportable for that year (26 CFR 1.454-1(a)(1); IRS Publication 550). | taxes on inherited savings bonds |
| Found among papers | The value comes from Table 1. Check the owner name, co-owner and beneficiary before cashing. | found old savings bonds |
| Held in Treasury records, not in hand | For a bond more than 3 years past final maturity, Treasury may share the owner's name and address with a State that has signed an information-sharing agreement (31 U.S.C. 3105(f); 31 CFR 323.11); none is publicly known as of November 11, 2026 (89 FR 102735, December 18, 2024). | unclaimed savings bonds |
Other Issue Years and Face Values
Neighboring issue years and every Series E face value are listed below. A December 1954 bond is worth $177.53 per $25, as is January 1955.
- 1952 Series E savings bond value
- 1953 Series E savings bond value
- 1954 Series E savings bond value
- 1956 Series E savings bond value
- 1957 Series E savings bond value
- 1965 Series E savings bond value (the year split between 40 and 30 years)
- $25 savings bond worth
- $50 savings bond worth
- $100 savings bond worth
- $200 savings bond worth
- $500 savings bond worth
- $1,000 savings bond worth
- $10,000 savings bond worth
- Series E bonds bought with savings stamps
1955 Savings Bond FAQ
How much is a $25 savings bond from 1955 worth today?
A $25 savings bond from 1955 is worth $177.53 to $186.79 in November 2026, by issue month. It cost $18.75.
How much is a $100 savings bond from 1955 worth?
A $100 Series E bond issued in 1955 is worth $710.12 to $747.16 in November 2026. It stopped earning after 40 years, in 1995.
How much is a $10,000 savings bond from 1955 worth?
A $10,000 Series E bond issued in 1955 is worth $71,012.00 to $74,716.00 in November 2026. It cost $7,500 and needs a certified signature by mail.
Do savings bonds from 1955 expire?
No: a 1955 savings bond does not expire and can be cashed at any time (31 CFR 315.35(c); EO 13968, 85 FR 83745).
Was there a $5,000 Series E bond in 1955?
No: 31 CFR 316.2(b) and Treasury's calculator list no $5,000 Series E bond. A 1955 $5,000 bond is Series H, J or K, paid at face (K adds $6.90 per $500) by mail.
Has the value of a 1955 bond changed since 2022?
No: a 1955 bond's value is the same in November 2026 as in 2022, because interest stopped in 1995.
Is a 1955 savings bond worth more to a collector?
Treasury pays a 1955 bond's redemption value, $177.53 to $186.79 per $25 in November 2026, and no collector premium. Treasury pays only the registered owner or a person entitled (31 CFR 315.39(b)); bonds are not transferable (31 CFR 315.15).
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.