A 1983 Series EE savings bond is worth $140.16 per $50 of face value in November 2026 if issued in January or February 1983, and $115.32 if issued March to December 1983.
For a $100 bond that is $280.32 and $230.64. Each bond was bought at half of face value, and every one stopped earning interest in 2013.
These values come from Treasury's Savings Bonds Value Files, which change on the 1st for bonds still earning. They stay flat from November 2026 to May 2027.
Values for November 2026
How Much Is a 1983 Series EE Savings Bond Worth in November 2026?
A 1983 paper Series EE savings bond is worth $115.32 per $50 of face value to $280.32 per $100 in November 2026, by issue month. The regulation lists 8 paper EE face values (31 CFR 351.40), each with 2 values by issue month.
Table 1 lists all 12 issue months. The rules of Series EE savings bonds by issue date explain the two values.
Table 1: What a 1983 paper Series EE savings bond is worth in November 2026, by issue month and face value
| Issue month | $50 | $75 | $100 | $200 | $500 | $1,000 | $5,000 | $10,000 | Original maturity | Stopped earning |
|---|---|---|---|---|---|---|---|---|---|---|
| January 1983 | $140.16 | $210.24 | $280.32 | $560.64 | $1,401.60 | $2,803.20 | $14,016.00 | $28,032.00 | Jan 1, 1993 | Jan 1, 2013 |
| February 1983 | $140.16 | $210.24 | $280.32 | $560.64 | $1,401.60 | $2,803.20 | $14,016.00 | $28,032.00 | Feb 1, 1993 | Feb 1, 2013 |
| March 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Mar 1, 1993 | Mar 1, 2013 |
| April 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Apr 1, 1993 | Apr 1, 2013 |
| May 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | May 1, 1993 | May 1, 2013 |
| June 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Jun 1, 1993 | Jun 1, 2013 |
| July 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Jul 1, 1993 | Jul 1, 2013 |
| August 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Aug 1, 1993 | Aug 1, 2013 |
| September 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Sep 1, 1993 | Sep 1, 2013 |
| October 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Oct 1, 1993 | Oct 1, 2013 |
| November 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Nov 1, 1993 | Nov 1, 2013 |
| December 1983 | $115.32 | $172.98 | $230.64 | $461.28 | $1,153.20 | $2,306.40 | $11,532.00 | $23,064.00 | Dec 1, 1993 | Dec 1, 2013 |
| Note: the table shows every paper EE face value in 31 CFR 351.40; which of them existed in 1983 is not established. Your bond's face value is printed on it. The value drops between February and March 1983, where the extension from March 1, 1993 carried a 4% minimum. |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25.
What a $50, $100 or $1,000 Bond From 1983 Is Worth Today
A $100 Series EE bond from 1983 is worth $280.32 in November 2026 if issued in January or February, and $230.64 if issued March to December.
A $50 bond is worth $140.16 or $115.32; a $1,000 bond $2,803.20 or $2,306.40. At a $50 price, that is 5.6 or 4.6 times what it cost, and also its value after 30 years (2013).
Why Every 1983 EE Bond Has Stopped Earning Interest
Every 1983 Series EE bond reached final maturity between January 1 and December 1, 2013, 30 years after its issue month, and has stopped earning interest (31 CFR 351.5).
- Issue: January to December 1983, at half of face
- Original maturity: 10 years, January to December 1993
- Extensions: 10 years from 1993, then 10 years from 2003 (our calculation)
- Final maturity: 30 years, January to December 2013
Each value is fixed. The rules on when savings bonds mature and stop earning interest differ by series.
Why January and February 1983 Bonds Are Worth More Than March to December Bonds
January and February 1983 bonds are worth more because the value file prices them with the November and December 1982 issues, at $70.08 per $25 of face value.
March to December 1983 bonds share $57.66 per $25 with every issue through October 1986. For a $100 bond, January and February issues are worth $49.68 more, or 21.5% above the $230.64 value.
The issue terms did not change in 1983: all 12 months carried a 7.5% guarantee and a 10-year original maturity.
Table 2 shows when each issue month entered its first extension.
Table 2: When each 1983 issue month entered its first extension
| Issue month | First extension began | Extension minimum (31 CFR 351.21(a)) | Second extension began | $100 value, November 2026 |
|---|---|---|---|---|
| January 1983 | January 1, 1993 | 6% (entered May 1, 1989 through February 1, 1993) | January 1, 2003 | $280.32 |
| February 1983 | February 1, 1993 (last date of the 6% window) | 6% | February 1, 2003 | $280.32 |
| March to December 1983 | March 1 to December 1, 1993 | 4%, or the guaranteed minimum in effect at the start of the period (entered on or after March 1, 1993) | March 1 to December 1, 2003 | $230.64 |
Note: extension dates are our calculation from the 10 + 10 + 10 schedule in 31 CFR 351.19. The table shows a match of dates; it does not say which path, guaranteed or market-based, set either value.
Table 3 shows the blocks of issue months that share one value.
Table 3: Where 1983 sits among EE issue months of May 1981 to April 1995, November 2026
| Issue months | Months | $100 value, November 2026 | Guarantee and original maturity | Extension minimum when the bond reached original maturity | Year page |
|---|---|---|---|---|---|
| May 1981 to October 1982 | 18 | $293.80 | 9%, 8 years | 6% (entered May 1989 to October 1990) | 1982 Series EE savings bond value |
| November 1982 to February 1983 (includes January and February 1983) | 4 | $280.32 | 7.5%, 10 years | 6% (entered November 1992 to February 1993) | none (this page) |
| March 1983 to October 1986 (includes March to December 1983) | 44 | $230.64 | 7.5%, 10 years | 4% or the minimum in effect (entered March 1993 to October 1996) | 1984 Series EE savings bond value |
| November 1986 to February 1993 | 76 | $207.36 | 6%, 12 years | 4% or the minimum in effect | 1986 Series EE savings bond value |
| March 1993 to April 1995 | 26 | $164.12 | 4%, 18 years | 4% or the minimum in effect | 1994 Series EE savings bond value |
Note: a February 1983 bond is worth the same as a November 1982 bond; a March 1983 bond the same as an October 1986 bond. Extension entry month = issue month plus original maturity (our calculation).
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for each face value are the file's $25-unit value times the face value divided by 25. Rules: 31 CFR 351.19, 351.21; TreasuryDirect page "EE bonds issued 1980 through April 1995".
The 7.5% Guarantee and 10-Year Original Maturity of 1983 Bonds
1983 EE bonds carried a 7.5% guaranteed rate, compounded semiannually, for a 10-year original maturity, and earned the higher of that guaranteed value and a market-based value. The market-based value was 85% of 6-month averages of 5-year Treasury yields (31 CFR 351.20).
Treasury lists one set of terms for all issues from November 1982 to October 1986 (EE bonds issued 1980 through April 1995). See the savings bond interest rates by issue date.
March 1, 1993: The Extension Date That Splits the 1983 Issues
The 1983 split falls on the date each bond entered its first 10-year extension: January 1 or February 1, 1993 for January and February issues, March 1, 1993 or later for the rest (our calculation). Under 31 CFR 351.21(a)(1), extensions entered May 1, 1989 through February 1, 1993 carry a 6% minimum.
Paragraph (a)(2) sets 4%, or the minimum in effect, from March 1, 1993. Second extensions began in 2003 (our calculation) under (a)(2) for all 12 months. We state a match of dates, not which path set either value.
How to Find the Exact Value of Your 1983 Savings Bond
Treasury prices a 1983 EE bond by its face value and issue month; the serial number is not needed. Our savings bond calculator, built on Treasury's published value files, prices a paper EE bond from them.
- Check that the bond says Series EE.
- Read the issue date on a paper savings bond: month and year, always the 1st (31 CFR 351.42).
- Note whether the month is January or February, or March to December.
- Find your face value column in Table 1.
- Check the as-of month, November 2026.
TreasuryDirect's calculator is Treasury's free tool.
Which Savings Bonds Were Issued in 1983
A savings bond dated 1983 is one of 2 series: Series EE (bought at half of face) or Series HH (issued at face value in exchange for older bonds, $500 to $10,000).
Series E sales ended in June 1980 and retirement bond sales on April 30, 1982, so neither carries a 1983 date. A 1983 HH bond paid 7.5% for its first 10 years (to original maturity in 1993; 31 CFR 352.2(e)(1)) and stopped earning in 2003 (our calculation).
Table 4 compares the two series Treasury issued in 1983.
Table 4: Series EE and Series HH bonds issued in 1983
| Attribute | Series EE (1983) | Series HH savings bonds (1983) |
|---|---|---|
| Price | Half of face | Issued at face value, by exchange only (cash sales ended in 1982) |
| Face values | Printed on the bond; 31 CFR 351.40 lists $50 to $10,000 (which existed in 1983 is not established) | $500, $1,000, $5,000, $10,000 |
| Interest | Added to the bond's value; 7.5% guaranteed for 10 years | Paid to the owner every 6 months; 7.5% to original maturity (10 years) for November 1982 to October 1986 issues (31 CFR 352.2(e)(1)) |
| Life | 30 years (stopped January to December 2013) | 20 years (stopped 2003, our calculation from 31 CFR 352.2(c)) |
| Worth in November 2026 | Table 1 ($280.32 or $230.64 per $100) | Face value |
| Where to cash | A bank that cashes savings bonds, or FS Form 1522 by mail | Treasury only, FS Form 1522 by mail, direct deposit only |
| 3-month early-cash penalty | Never applied (EE issued May 1997 and later only) | Not applicable |
Note: Series E bonds were sold until June 1980, and Retirement Plan Bonds and Individual Retirement Bonds until April 30, 1982: a bond dated 1983 is neither. A Series E bond issued in 1943 reached final maturity in 1983 (1943 Series E savings bond value); 1983 is its stop date, not its issue date. Patriot Bonds are EE bonds issued December 2001 to December 2011.
Sources: 31 CFR 341, 346, 351.40, 352.0, 352.2; TreasuryDirect Series HH page and timeline (as of November 11, 2026).
Cashing a 1983 Savings Bond and Reporting Its Interest
A 1983 paper EE bond is cashed at a bank that redeems savings bonds or by mail with FS Form 1522, and Treasury charges no fee. See how to cash savings bonds. Banks may cash paper bonds but need not (FS Publication 0022, Rev. October 2022).
On the form (PDF, Revised April 2026), $1,000 or less in total needs no certification: one $200 bond ($560.64 or $461.28), or two $200 March 1983 bonds ($922.56). Above $1,000, sign before a notary or certifying officer: one $500 bond ($1,401.60 or $1,153.20), or two $200 January 1983 bonds ($1,121.28).
Mail it to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150; Treasury says 3 months or longer (November 11, 2026). See cash by mail with FS Form 1522.
Tax Year 2013: When Interest on a 1983 Bond Was Reportable
Interest on a 1983 bond that was never cashed was reportable for tax year 2013, the year of its final maturity, unless the owner reported it yearly (26 CFR 1.454-1(a)(1); IRS Publication 550).
Interest is value minus price: $230.32 per $100 (January, February) or $180.64 (March to December). See federal tax on savings bond interest; ask a tax professional about a missed year.
If the owner died before the final maturity in 2013, interest earned to the date of death is income in respect of a decedent unless reported on the final return (26 U.S.C. 691; IRS Publication 550). See taxes on inherited savings bonds.
Lost, Found or Inherited 1983 Bonds
A lost 1983 bond is claimed with FS Form 1048 (Revised March 2026), and the claim needs the bond's serial number. The FS Form 1048 claim for lost, stolen or destroyed savings bonds is free (PDF).
Claims 6 years or more after final maturity need the savings bond serial number (31 CFR 353.29(c)); 1983 bonds passed that point in 2019 (our calculation). Treasury Hunt has not been available since September 30, 2025.
A deceased owner's bond goes to the surviving "OR" co-owner or POD beneficiary, else the estate (31 CFR 353.70(b)(1), (c)(1)); see savings bonds after death. Start with found old savings bonds.
Treasury may share owner records of bonds over 3 years past final maturity with a State that has an agreement (31 U.S.C. 3105(f); 89 FR 102735). None is publicly known as of November 11, 2026; see unclaimed savings bonds.
Other Issue Years and Face Values
Value tables for neighboring issue years and single face values are listed below. Every 1984 issue month equals a March to December 1983 bond, $230.64 per $100.
- 1982 Series EE savings bond value
- 1984 Series EE savings bond value
- 1985 Series EE savings bond value
- $50 savings bond worth (all years)
- $1,000 savings bond worth (all years)
- Banks that cash savings bonds
1983 Savings Bond FAQ
Did 1983 EE bonds earn 7.5% interest?
Yes, as a guaranteed minimum: every 1983 EE bond was guaranteed 7.5% a year, compounded semiannually, for its first 10 years. Face value came at 10 years, not 20.
What was a 1983 savings bond worth in 2022?
A 1983 bond was worth the same $280.32 or $230.64 per $100 in 2022 as in November 2026, because interest stopped in 2013 (31 CFR 351.5; our reading). TreasuryDirect's calculator shows past values back to January 1996.
How long did a $50 savings bond from 1983 take to mature?
A $50 bond from 1983 reached original maturity after 10 years (1993), when it was worth at least $50, and final maturity after 30 years (2013). See final maturity of savings bonds.
Why is my $100 savings bond only worth $50?
A paper EE bond is worth less than face only if issued May 2007 to December 2011 and not yet 20 years old, because it was bought at half of face. See how much a $100 savings bond is worth.
How much would a savings bond be worth from 2005?
A $100 Series EE bond from 2005 is worth $102.96 to $106.72 in November 2026, by issue month, and earns interest until 2035. See the 2005 Series EE savings bond value.
Do 1983 savings bonds expire?
No: savings bonds never expire, and a 1983 bond can be cashed at any time (Executive Order 13968, 85 FR 83745); it earns nothing after 2013. For bonds still earning, see when to cash savings bonds.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.