A $10 savings bond is a Series E bond issued June 1944 to March 1950, worth $43.08 to $58.82 in November 2026, depending on its issue month. It cost $7.50 when new, which is 75% of its face value (the amount printed on the bond). No other savings bond series came in $10.
These values come from Treasury's Savings Bonds Value Files for redemption month November 2026, the month in which a bond is cashed. Treasury can change values on the 1st of a month, but a $10 E value no longer changes at all.
Values for November 2026
How Much Is a $10 Series E Savings Bond Worth Today?
A $10 Series E bond is worth $43.08 to $58.82 in November 2026, by issue month from June 1944 to March 1950. It was bought for $7.50 (TreasuryDirect Savings Bond Calculator). Every $10 bond stopped earning interest between 1984 and 1990, so each value is final.
Table 1 gives the lowest and highest $10 value for each issue year, and Table 2 lists every issue month. To price one exact month, use our savings bond calculator, built on Treasury's published value files.
Table 1: What a $10 Series E savings bond is worth in November 2026, by issue year (lowest to highest issue month; values are final)
| Issue year | $10 issue months | Value of a $10 bond, November 2026 | Stopped earning (life) |
|---|---|---|---|
| 1944 | Jun to Dec | $43.08 to $44.19 | Jun to Dec 1984 (40 years) |
| 1945 | Jan to Dec | $44.19 to $46.91 | Jan to Dec 1985 (40 years) |
| 1946 | Jan to Dec | $46.91 to $49.35 | Jan to Dec 1986 (40 years) |
| 1947 | Jan to Dec | $49.35 to $52.56 | Jan to Dec 1987 (40 years) |
| 1948 | Jan to Dec | $52.44 to $54.68 | Jan to Dec 1988 (40 years) |
| 1949 | Jan to Dec | $54.68 to $58.82 | Jan to Dec 1989 (40 years) |
| 1950 | Jan to Mar | $58.82 (every month) | Jan to Mar 1990 (40 years) |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $10 bond are the file's $25-unit value times 0.4, rounded to the cent; $10 issue dates from TreasuryDirect's Savings Bond Calculator (checked November 11, 2026).
The Highest and Lowest $10 E Bonds
The most valuable $10 E bonds are the December 1949 to March 1950 issues, at $58.82 each in November 2026. The lowest are the June to October 1944 issues at $43.08.
Four issue months share the top value and five share the bottom one. In all, 34 of the 70 issue months, June 1947 onward, are worth $50 or more.
$10 War Bonds From 1944 and 1945
A $10 Series E bond issued June 1944 to December 1945, the 1944 and 1945 war years, is worth $43.08 to $46.91 in November 2026. Treasury adds no collector premium. Post-war issues, January 1946 to March 1950, are worth $46.91 to $58.82. See what war bonds are worth now.
Why the Exact Issue Month Matters for a $10 E Bond
Two $10 E bonds issued a month apart can differ by up to $2.32, because Treasury prices each issue month separately: May 1949 is worth $55.21 and June 1949 $57.53. A May 1948 bond ($52.44) is worth 12 cents less than an April 1948 bond ($52.56), so a later issue is not always worth more.
Table 2 lists all 70 issue months in 23 groups that share one value.
Table 2: Every $10 Series E issue month, grouped where consecutive months share one value, November 2026
| Issue months | Value of a $10 bond |
|---|---|
| Jun to Oct 1944 | $43.08 |
| Nov 1944 | $43.50 |
| Dec 1944 to Apr 1945 | $44.19 |
| May 1945 | $44.62 |
| Jun to Oct 1945 | $45.33 |
| Nov 1945 | $45.77 |
| Dec 1945 to Apr 1946 | $46.91 |
| May 1946 | $47.36 |
| Jun to Oct 1946 | $48.10 |
| Nov 1946 | $48.57 |
| Dec 1946 to Apr 1947 | $49.35 |
| May 1947 | $49.83 |
| Jun to Oct 1947 | $50.63 |
| Nov 1947 | $51.74 |
| Dec 1947 to Apr 1948 | $52.56 |
| May 1948 | $52.44 |
| Jun to Oct 1948 | $53.29 |
| Nov 1948 | $53.80 |
| Dec 1948 to Apr 1949 | $54.68 |
| May 1949 | $55.21 |
| Jun to Oct 1949 | $57.53 |
| Nov 1949 | $58.09 |
| Dec 1949 to Mar 1950 | $58.82 |
Source: Bureau of the Fiscal Service, Savings Bonds Value Files (Fiscal Data, dataset 015-BFS-2014Q3-094, updated November 2, 2026), redemption month November 2026. Values for a $10 bond are the file's $25-unit value times 0.4, rounded to the cent; $10 issue dates from TreasuryDirect's Savings Bond Calculator (checked November 11, 2026).
When Was the $10 Savings Bond Sold, and What Did It Cost?
Treasury's Savings Bond Calculator accepts a $10 Series E bond only for issue dates June 1944 to March 1950, at an issue price of $7.50. The $10 face is not among the Series E denominations in 31 CFR 316.2(b) or on TreasuryDirect's historical and retired bonds page. The calculator still prices it.
A $10 face with a date outside that window is a misread date or a different kind of bond. The rules for all Series E savings bonds apply to a $10 bond: Series E was sold May 1941 to June 1980 at 75% of face (31 CFR 316.1 and 316.2(b)).
Which Savings Bond Series Came in a $10 Denomination?
Only one savings bond series came in a $10 denomination: Series E. Paper Series EE (31 CFR 351.40) and paper Series I issued before 2012 (31 CFR 359.25) start at $50. Savings Notes, Series A to D, F and J start at $25, Retirement Plan and Individual Retirement Bonds at $50, Series G at $100, and Series H, HH and K at $500.
Electronic EE and I bonds bought in TreasuryDirect (Treasury's online account system) start at $25 and carry no printed face value. A paper bond printed with $10 is therefore a Series E bond.
The table lists each savings bond series and its smallest face value, so a $10 bond can be placed.
Table 3: Which series came in $10, by smallest face value
| Series | Issue dates | Smallest face value | $10 bond? |
|---|---|---|---|
| Series E (including war bonds) | May 1941 to Jun 1980 | $10 (Jun 1944 to Mar 1950 only) | Yes, $7.50 |
| Series EE (paper, including Patriot Bonds) | Jan 1980 to Dec 2011 | $50 | No |
| Series I (paper, issued before 2012) | Sep 1998 to Dec 2011 | $50 | No |
| Savings Notes (Freedom Shares) | May 1967 to Oct 1970 | $25 | No |
| Series A, B, C and D | Mar 1935 to Apr 1941 | $25 | No |
| Series F, G, J and K | May 1941 to Apr 1957 | F and J $25; G $100; K $500 | No |
| Series H | Jun 1952 to Dec 1979 | $500 | No |
| Series HH | Jan 1980 to Aug 2004 | $500 | No |
| Retirement Plan and Individual Retirement Bonds | Jan 1963 to Apr 1982 | $50 | No |
Sources: TreasuryDirect Savings Bond Calculator and Savings Bonds Value Files (Series E); 31 CFR 351.40 (EE), 359.25 (I), 342.2(c) (Savings Notes), 332 and 352.2 (H, HH), 341 and 346 (retirement bonds); TreasuryDirect historical and retired bonds page (A to D, F, G, J, K). Series F and G were issued 1941 to April 1952, J and K May 1952 to April 1957; Individual Retirement Bonds from January 1975. Electronic EE and I bonds start at $25 and carry no printed face value: electronic savings bonds. All series: types of US savings bonds.
How to Find the Exact Value of Your $10 Savings Bond
Treasury values a $10 bond by series, face value and issue month, not by serial number. Five steps find the value.
- Read the series letter (E) and the face value ($10).
- Read the issue month and year in the upper right, not the validation date.
- Check that the date falls June 1944 to March 1950.
- Find the year in Table 1 and the month in Table 2.
- Check the month the value applies to: November 2026.
A $10 value is 40% of the $25 value of the same month, rounded to the cent. Rounding applies in 59 of the 70 months: December 1944 is $110.47 for $25 and $44.19 for $10.
TreasuryDirect's Savings Bond Calculator is Treasury's free tool and lists $10 bonds. See how to read a paper savings bond for the issue date.
Does a $10 Savings Bond Still Earn Interest?
No $10 savings bond earns interest in November 2026. Every $10 Series E bond had a 40-year life and stopped earning between June 1984 (June 1944 issues) and March 1990 (March 1950 issues), under 31 CFR 316.8(b).
Treasury's files show each $10 value unchanged in every redemption month they cover, May 1992 to May 2027, so waiting adds nothing. The last Series E bonds of all kinds stopped in June 2010.
Cashing a $10 Savings Bond and the Tax on Its Interest
A $10 bond is cashed at a bank that redeems savings bonds or by mail with FS Form 1522, and its interest is taxed federally, not by states.
The page on how to cash savings bonds compares the routes. Banks may pay Series E bonds (31 CFR 321.7(a)) but are not required to (FS Publication 0022, revised October 2022).
FS Form 1522 (the form, PDF, TreasuryDirect, revised April 2026) needs only a signature and a copy of a photo ID when your request totals $1,000 or less. Mail it to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150; Treasury pays by direct deposit only.
Interest is the redemption value minus the $7.50 price. It is exempt from state and local income tax (31 U.S.C. 3124(a)) and federally taxed for the year of cashing, disposition or final maturity, whichever comes first (26 CFR 1.454-1(a)(1)), unless reported yearly (26 U.S.C. 454(a)).
For $10 bonds, final maturity fell between 1984 and 1990, so the interest was reportable in that final-maturity year. Whether to report it now is a question for a tax professional. Form 1099-INT is issued for $10 or more of interest. See are savings bonds taxable for the federal tax rules.
When to Cash and Where
A $10 paper bond gains nothing by waiting, and no savings bond expires (Executive Order 13968, 85 FR 83745, December 23, 2020). Timing is the owner's choice.
Compare banks that cash savings bonds or mail the bond with FS Form 1522. Conversion to electronic covers only bonds of $25 or more (31 CFR 363.161), so the rule excludes a $10 bond: convert paper savings bonds to electronic.
A 10-Cent Savings Stamp Is Not a $10 Bond
A 10-cent savings stamp is a Treasury savings stamp, not a $10 bond. Stamps were sold from May 1941 in amounts from 10 cents to $5, pasted into albums and exchanged for Series E bonds. Sales ended June 30, 1970 (31 CFR 316.6(c)). See savings stamps and war savings stamps.
Lost or Inherited $10 Bonds
A lost $10 E bond needs its serial number for a claim. Treasury entertains no claim filed six years or more after final maturity without it (31 CFR 315.29(c)), and every $10 bond passed that point by 1996.
Claim with FS Form 1048. After an owner's death, the "OR" co-owner or beneficiary takes the bond, otherwise the estate; see savings bonds after death.
Values for Other Face Values
The same value tables exist for other face values from $25 to $10,000, listed below.
- How much a $25 savings bond is worth
- How much a $50 savings bond is worth
- How much a $75 savings bond is worth
- How much a $100 savings bond is worth
- How much a $200 savings bond is worth
- How much a $500 savings bond is worth
- How much a $1,000 savings bond is worth
- How much a $5,000 savings bond is worth
- How much a $10,000 savings bond is worth
Any other face value can be priced with our calculator.
$10 Savings Bond FAQ
How much is a $10 war bond from 1944 worth?
A $10 war bond issued in 1944 is worth $43.08 (June to October), $43.50 (November) or $44.19 (December) in November 2026. The 1944 Series E savings bond page lists every face value.
How much was a $10 savings bond worth in 2020 or 2022?
A $10 Series E bond was worth the same in 2020 and 2022 as in November 2026, $43.08 to $58.82 by issue month. Each stopped earning by March 1990, and the values are unchanged from May 1992 through May 2027 in Treasury's files. See when savings bonds stop earning interest.
How much is a $10 savings bond from 1949 worth?
A 1949 $10 Series E bond is worth $54.68 to $58.82 in November 2026: $54.68 (January to April), $55.21 (May), $57.53 (June to October), $58.09 (November) and $58.82 (December). The 1949 Series E savings bond page has the other face values.
Is a $10 war bond worth more to a collector?
Treasury pays a $10 war bond its redemption value, $43.08 to $46.91 in November 2026 for 1944 and 1945 issues (June 1944 to December 1945), with no premium for age or design. Collector prices are outside this page.
Can you still cash a $10 savings bond from the 1940s?
Yes: savings bonds never expire, and Treasury pays a Series E bond at any time after two months from issue (31 CFR 315.35(c)). Start with the steps for found old savings bonds.
Claiming from Treasury and from state programs costs nothing, and the forms are free. Found bonds you cannot cash, or a relative's bonds? ClaimMyBonds is a private company, not the government; we can help with the paperwork, tracing and follow-up.