New Hampshire unclaimed savings bonds are claimed free in one of 2 ways: from the New Hampshire Treasury's Unclaimed Property Division when the state holds the paper bond, or from Treasury with FS Form 1048 when it does not. Every fact below is current as of November 11, 2026 (program address checked November 12, 2026).
Treasury lists New Hampshire among the states that enacted a savings bond escheat statute in 2015. Escheat means a state takes custody of, or title to, unclaimed property. Treasury also sent the state a refusal letter in 2004, and our sources show no New Hampshire savings bond lawsuit.
ClaimMyBonds is a private, independent guide, not the New Hampshire Treasury, Treasury, TreasuryDirect or Treasury Hunt, and we cannot search their records for you. For how other states compare, see our hub on savings bonds and state unclaimed property offices.
Does New Hampshire Hold Unclaimed Savings Bonds?
New Hampshire holds a US savings bond only when its Unclaimed Property Division has physically received the paper bond, for example from an abandoned safe deposit box; it does not hold bonds that exist only on Treasury's records. Our sources contain no New Hampshire list of held bonds.
| Attribute | Detail | Source |
|---|---|---|
| Agency | New Hampshire Treasury Department, Unclaimed Property Division | NAUPA listing |
| Program site | newhampshire.findyourunclaimedproperty.com, which opened findnhmoney.gov when checked November 12, 2026 | State program address |
| General statute | RSA chapter 471-C | NAUPA listing |
| Savings bond list | None in our sources | Checked November 11, 2026 |
| Savings bond statute | Listed among 2015 enactments; section not established | 80 FR 80259 |
| Treasury letter | 2004, rejecting a claim to bonds the state did not possess | 80 FR 80259, note 3 |
| Federal lawsuit | None; not a party or amicus in our sources | Court records |
| Agreement with Treasury for bond records | None publicly known | Checked November 11, 2026 |
| Cost of a claim | Free | Treasury and state programs charge no claim fee |
New Hampshire and savings bonds at a glance, as of November 11, 2026. Sources: NAUPA listing, 80 FR 80259, court records.
Missouri runs the only verified live state search for savings bonds by name. No national name search exists, so a state search never reaches bonds that only Treasury records; see how owners claim unclaimed savings bonds.
Which New Hampshire Agency Handles Unclaimed Savings Bonds
The New Hampshire Treasury Department's Unclaimed Property Division holds and returns unclaimed property in New Hampshire under RSA chapter 471-C. That is the agency's role as of November 11, 2026.
The listed program address opened the state's findnhmoney.gov site when checked on November 12, 2026. Claiming property the state holds costs nothing. Type the address yourself rather than following a result, letter or ad with a similar name, since private finder sites rank for New Hampshire searches.
New Hampshire Treasury Department, Unclaimed Property Division
25 Capitol Street, Room 121, Concord, NH 03301
Phone: (603) 271-2619
Program site: https://newhampshire.findyourunclaimedproperty.com/ (opened findnhmoney.gov when checked on November 12, 2026)
Source: NAUPA listing for New Hampshire (address and phone), as of November 11, 2026. ClaimMyBonds is not affiliated with the New Hampshire Treasury.
How to Search New Hampshire Unclaimed Property for a Savings Bond
Search New Hampshire unclaimed property for a savings bond under the owner's name on the state program's site, and claim any paper bond the Unclaimed Property Division holds for free. The 4 steps are below.
- Open the state program by typing its address, never through a link in a letter, text or ad.
- Search the name exactly as printed on the bond, plus former and married names; how to read a paper savings bond shows where the name sits.
- Repeat the search for each co-owner or POD (payable on death) beneficiary named on the bond, and for a deceased owner.
- Claim each match through the program and keep a record of it.
How to Claim a Savings Bond From the New Hampshire Treasury
Claiming a savings bond from the New Hampshire Treasury costs nothing, and the Unclaimed Property Division sets the proof of ownership it needs for each claim. We found no New Hampshire claim form, document list, payment method or payment time in our sources.
Follow the steps on the state's site, or call the Division. We found no source that says whether New Hampshire returns the paper bond or its proceeds.
Cashing a Savings Bond New Hampshire Returns to You
A paper savings bond New Hampshire returns is cashed like any other paper bond: at a bank that offers the service, or by mail to Treasury with FS Form 1522 (Rev. April 2026).
Banks may cash paper bonds but are not required to (FS Publication 0022, Rev. October 2022). Series HH bonds go to Treasury only.
Old savings bonds follow the same routes with no deadline; see how to cash savings bonds. The interest is federally taxable and exempt from state and local income tax (31 U.S.C. 3124(a)).
If New Hampshire Does Not Hold Your Savings Bond: Claim From Treasury With FS Form 1048
Claim a bond New Hampshire does not hold from Treasury with FS Form 1048 (Rev. March 2026): Treasury searches its own records for lost, stolen or destroyed paper bonds, and the form is free.
TreasuryDirect states: "As of September 30, 2025, the Treasury Hunt® tool is no longer available." No online replacement exists, and Treasury gave no reason for the closure.
Mail the FS Form 1048 claim for lost savings bonds to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150, or call 844-284-2676. Sign it before a notary or certifying officer.
Without the serial number, Treasury asks for the issue date or range, the face amount, the inscription with the complete Social Security number, and the names and addresses. A claim filed 6 years or more after final maturity needs the serial number (31 CFR 315.29(c), 353.29(c)).
New Hampshire's 2015 Savings Bond Escheat Statute
New Hampshire is one of the 8 states that Treasury lists as enacting a savings bond title-escheat statute in 2015, out of 16 state statutes it lists from 2000 to 2015 (80 FR 80259, December 24, 2015).
A title-escheat statute aims to make the state the owner of unclaimed bonds through a court judgment, unlike custody escheat, where the state only holds property for the owner. The other 7 in 2015 are Arkansas, Florida, Georgia, Indiana, Maine, Ohio and South Carolina.
New Hampshire's general unclaimed property law is RSA chapter 471-C. The bond section, its text, its enacting bill, its waiting period, its court and its effective date are not established in our sources, so this page quotes no New Hampshire wording. Ask a New Hampshire attorney for the statute text.
Treasury's 2004 Letter Refusing New Hampshire's Savings Bond Claim
In 2004 Treasury sent New Hampshire a letter rejecting the state's claim to savings bonds it did not possess, one of 7 nearly identical letters that year to Connecticut, the District of Columbia, Illinois, Kentucky, New Hampshire, North Carolina and South Dakota (80 FR 80259, note 3). Florida's followed in 2006.
The letters answered custody claims. On June 27, 2012 the Third Circuit held state custody-escheat acts preempted (Treasurer of New Jersey v. Treasury, 684 F.3d 382), a case New Hampshire was not part of. The table lists the dates.
| Date | Event | Source |
|---|---|---|
| 2004 | Treasury letter to New Hampshire rejects a claim to bonds the state did not possess (with 6 other jurisdictions) | 80 FR 80259, note 3 |
| June 27, 2012 | Third Circuit: state custody-escheat acts preempted (New Jersey and 5 other appellants; New Hampshire not a party) | 684 F.3d 382 |
| 2015 | New Hampshire enacts a savings bond title-escheat statute (listed by Treasury; section not established) | 80 FR 80259 |
| December 24, 2015 | Treasury's rule takes effect: a state may be paid for a bond at final maturity it holds, with title by judgment, at Treasury's discretion | 80 FR 80258; 31 CFR 315.88, 353.88 |
| August 13, 2019 | LaTurner v. United States: state escheat of bonds a state does not hold is preempted | 933 F.3d 1354 (Fed. Cir.) |
| November 30, 2020 | 10 state suits dismissed with prejudice in one Opinion and Order; New Hampshire not among them | Court of Federal Claims, Nos. 15-1364C et al. |
| December 18, 2024 | Rule lets states receive owner names and addresses only under an information-sharing agreement, to locate owners | 89 FR 102735; 31 CFR 323.11 |
| September 30, 2025 | Treasury Hunt no longer available | TreasuryDirect |
New Hampshire's savings bond record against federal law, as of November 11, 2026. The exact date of the 2004 letter is not stated in the Federal Register.
What Federal Courts and Treasury Rules Allow New Hampshire to Do
Federal law lets New Hampshire be paid only for a paper savings bond it physically holds: Treasury may, at its discretion, pay a state for a bond at final maturity in its possession whose title the state holds by court judgment (31 CFR 315.88, 353.88; 80 FR 80258, December 24, 2015).
In LaTurner v. United States, 933 F.3d 1354 (Fed. Cir. August 13, 2019), the court held that federal law preempts state escheat of bonds the state does not hold, and a state cannot redeem bonds it does not hold without their serial numbers.
Review was denied October 5, 2020, and on November 30, 2020 the Court of Federal Claims dismissed 10 state suits with prejudice in one Opinion and Order.
New Hampshire is not a party or amicus in these cases in our sources, and it did not comment on the 2015 rule. No court has ruled on its statute, and LaTurner applies to every state. The Unclaimed Savings Bond Act bills (117th Congress) were not enacted.
New Hampshire Savings Bonds After the Owner Dies: Federal Rules Decide Who Owns Them
Federal savings bond rules, not New Hampshire law, decide who owns a bond after the owner dies: a surviving co-owner or POD beneficiary becomes the sole owner, and the bond is not part of the estate (31 CFR 353.70(b)(1), (c)(1)).
A will or court order cannot defeat that (31 CFR 353.20(a); Free v. Bland, 369 U.S. 663 (1962)); see POD savings bonds.
Heirs search the state program under the deceased owner's name.
Administration is required when the bonds exceed $100,000 in redemption value at the date of death (31 CFR 353.71). FS Form 5336 serves estates that are not administered, and FS Form 5394 (Rev. May 2026) serves closed estates and state small-estate procedures. We state no New Hampshire small-estate rule; ask the estate's attorney.
Paid Helpers and Third Parties in New Hampshire Claims
Treasury pays a savings bond only to its registered owner or another person entitled (31 CFR 353.39(b)), so a paid helper in a New Hampshire claim never receives the bond money itself. No Treasury rule sets a helper's fee, and we state no New Hampshire cap or registration rule; see savings bond recovery services.
The Other States in New Hampshire's 2015 Group and the 2004 Letters
New Hampshire shares its 2015 statute year with 7 states and its 2004 Treasury letter with 6 jurisdictions, and the states among them with their own pages are listed below.
- Arkansas unclaimed savings bonds
- Florida unclaimed savings bonds
- Georgia unclaimed savings bonds
- Indiana unclaimed savings bonds
- Maine unclaimed savings bonds
- Ohio unclaimed savings bonds
- South Carolina unclaimed savings bonds
- Kentucky unclaimed savings bonds
- North Carolina unclaimed savings bonds
- South Dakota unclaimed savings bonds
- Connecticut, the District of Columbia and Illinois (2004 letters) are covered on the state-by-state hub
More Guides for New Hampshire Bond Owners and Heirs
8 related guides cover situations a New Hampshire claim does not.
- Savings bond lookup
- Treasury Hunt is closed
- Savings bonds of a deceased parent or relative
- Found old savings bonds
- Savings bond co-owner rules
- Savings bonds in probate
- What banks cash savings bonds
- Help after a state contacts you about savings bonds
New Hampshire Unclaimed Savings Bonds FAQ
How do I find out if I have unclaimed savings bonds in New Hampshire?
Search the New Hampshire Treasury's unclaimed property program by name only for paper bonds the state holds; for every other bond, file FS Form 1048 with Treasury, because no public site searches Treasury's savings bond records by name. Missouri runs the only verified live state bond name search (November 11, 2026).
Did New Hampshire sue Treasury over savings bonds?
No: New Hampshire is not a party to any federal savings bond lawsuit in our sources; its record is a 2015 statute listed by Treasury and a 2004 Treasury letter refusing its claim to bonds it did not hold.
Does New Hampshire own my savings bonds?
No, not unless New Hampshire holds the paper bond: LaTurner (2019) bars a state from taking title to bonds it does not possess, and a state is paid for a bond it does hold only at Treasury's discretion (31 CFR 315.88). A letter claiming the state or a company "owns" or "found" your bond for a fee is a warning sign; see savings bond scams.
Do US savings bonds ever expire?
No: savings bonds never expire and no deadline applies to cashing them (Executive Order 13968, 85 FR 83745); they stop earning interest at final maturity. See when savings bonds mature for each series.
How much is a $1,000 savings bond from 1994 worth today?
A $1,000 Series EE savings bond issued in any month of 1994 is worth $1,641.20 in November 2026, and it stopped earning interest at final maturity in 2024 (Fiscal Data Savings Bonds Value Files). A 1994 Series HH bond pays face value (all HH bonds reached final maturity by August 1, 2024). See the 1994 Series EE savings bond value page.
Can New Hampshire get savings bond records from Treasury?
No state, New Hampshire included, is publicly known to have signed the information-sharing agreement that 31 CFR 323.11(b) requires before Treasury shares owner names and addresses (as of November 11, 2026). Locate only (89 FR 102735, December 18, 2024). See what states can receive from Treasury.
Compiled from named primary sources; how we check every statute and federal record.