Indiana unclaimed savings bonds are claimed free in one of 2 ways: from the Indiana Attorney General's Unclaimed Property Division when the state holds the paper bond, or from Treasury with FS Form 1048 when it does not. We checked every fact below on November 11, 2026.
Treasury lists Indiana among the states that enacted a savings bond escheat statute in 2015. Escheat means a state takes ownership of unclaimed property. Indiana's federal suit for bonds it did not hold was dismissed on November 30, 2020.
ClaimMyBonds is a private, independent guide, not the Attorney General, IndianaUnclaimed.gov, Treasury, TreasuryDirect or Treasury Hunt, and we cannot search their records for you. For how other states compare, see our hub on savings bonds and state unclaimed property offices.
Does Indiana Hold Unclaimed Savings Bonds?
Indiana holds a US savings bond only when the Attorney General's Unclaimed Property Division has physically received the paper bond, for example from an abandoned safe deposit box; it does not hold bonds that exist only on Treasury's records. Our sources contain no Indiana list of held savings bonds. The table below summarizes Indiana's position.
| Attribute | Detail | Source |
|---|---|---|
| Agency | Indiana Attorney General, Unclaimed Property Division | IndianaUnclaimed.gov |
| Program site | IndianaUnclaimed.gov | State program site |
| General statute | Indiana Code article 32-34 | Indiana Code (section text not opened by us) |
| Savings bond list | None found in our sources | Checked November 11, 2026 |
| Savings bond statute | Listed among 2015 enactments; section not established | 80 FR 80259 |
| Federal suit | Zoeller v. United States, Court of Federal Claims No. 16-699C, dismissed with prejudice November 30, 2020 | Court records |
| Amicus filings | Estes (2016) and LaTurner (2019); not a Third Circuit appellant | Court records |
| Agreement with Treasury for bond records | None publicly known | Checked November 11, 2026 |
| Cost of a claim | Free | Treasury and state programs charge no claim fee |
Indiana and savings bonds at a glance, as of November 11, 2026. Sources: IndianaUnclaimed.gov, 80 FR 80259, court records.
Missouri runs the only verified live state bond name search. No national name search exists for unclaimed savings bonds, so a state search never reaches bonds that only Treasury records.
Which Indiana Agency Handles Unclaimed Savings Bonds
The Indiana Attorney General's Unclaimed Property Division is the agency that holds and returns unclaimed property in Indiana, under Indiana Code article 32-34, and its program site is IndianaUnclaimed.gov. This is the agency's role as of November 11, 2026.
IndianaUnclaimed.gov is the state's own program on a .gov address, and claiming property it holds costs nothing. Type the address yourself rather than following a search result or letter with a similar name. The same office brought Indiana's bond suit, described below.
How to Search Indiana Unclaimed Property for a Savings Bond
Search Indiana unclaimed property for a savings bond on IndianaUnclaimed.gov under the owner's name, and claim any paper bond the Attorney General holds for free. The 4 steps are below.
- Open IndianaUnclaimed.gov by typing the address, never through a link in a letter, text or ad.
- Search the name exactly as printed on the bond, plus former and married names; how to read a paper savings bond shows where the name sits.
- Repeat the search for each co-owner or POD (payable on death) beneficiary named on the bond, and for a deceased owner.
- Claim each match through the program and keep a record of it.
How to Claim a Savings Bond From the Indiana Attorney General
Claiming a savings bond from the Indiana Attorney General costs nothing, and the Unclaimed Property Division sets the proof of ownership it needs for each claim. We found no Indiana claim form, document list, payment method or payment time in our sources, so follow the steps on IndianaUnclaimed.gov.
A paper bond Indiana returns stays registered to the person named on it. The program's own pages decide what a claim requires. Nothing here promises that a search will show a bond.
Indiana Attorney General, Unclaimed Property Division
Program site: https://www.indianaunclaimed.gov/
Source: IndianaUnclaimed.gov, checked November 11, 2026; link checked November 12, 2026. ClaimMyBonds is not affiliated with the Attorney General or IndianaUnclaimed.gov.
Cashing a Savings Bond Indiana Returns to You
Cash a paper savings bond that Indiana returns like any other paper bond: at a bank that offers the service, or by mail to Treasury with FS Form 1522 (Rev. April 2026).
Banks may cash paper bonds but are not required to (FS Publication 0022, Rev. October 2022). Series HH bonds go to Treasury only, and the form needs a certified signature, from a notary or certifying officer, only above $1,000 in total current redemption value.
The interest is federally taxable and exempt from state and local income tax (31 U.S.C. 3124(a)). Series and issue date set a bond's value, not Indiana, and our calculator, built on Treasury's published value files, prices it. The steps for how to cash savings bonds cover the bank and the mail route.
If Indiana Does Not Hold Your Savings Bond: Claim From Treasury With FS Form 1048
Claim a bond Indiana does not hold from Treasury with FS Form 1048 (Rev. March 2026): Treasury searches its own records for lost, stolen or destroyed paper bonds, and the form is free. This is the route behind the search "U.S. Treasury unclaimed money."
TreasuryDirect states: "As of September 30, 2025, the Treasury Hunt® tool is no longer available." No online name search replaced it, and Treasury gave no reason for the closure.
Mail the FS Form 1048 claim for lost savings bonds to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150, or call 844-284-2676.
Without the bond's serial number, Treasury asks for the month and year of purchase, the complete Social Security number, the full names with middle names or initials, and the address. A claim filed 6 years or more after final maturity needs the serial number (31 CFR 315.29(c), 353.29(c)).
Indiana's 2015 Savings Bond Escheat Statute
Indiana is one of 8 states that Treasury lists as enacting a savings bond title-escheat statute in 2015, a law meant to make the state the owner of unclaimed bonds through a court judgment (80 FR 80259, December 24, 2015). The other 7 are Arkansas, Florida, Georgia, Maine, New Hampshire, Ohio and South Carolina.
Indiana's unclaimed property law is Indiana Code article 32-34. The bond section, its text, its enacting bill, its waiting period and its effective date are not established in our sources, so this page quotes no Indiana wording. Ask an Indiana attorney for the statute text.
Zoeller v. United States: Indiana's Savings Bond Suit (No. 16-699C)
Zoeller v. United States (U.S. Court of Federal Claims, No. 16-699C) is Indiana's savings bond suit, brought in the name of the Indiana Attorney General, Gregory Zoeller. The 10 state suits sought redemption of "absent bonds" (title by state judgment, certificates not in the state's hands), plus contract and Fifth Amendment takings damages.
On November 30, 2020, Judge Elaine D. Kaplan dismissed all 10 suits with prejudice, which ends them, in one Opinion and Order, in accordance with LaTurner.
The opinion separates bonds a state physically holds, which Treasury may pay under 31 CFR 315.88 at its discretion. It keeps no jurisdiction over future 315.88 disputes. The table below lists the dates.
| Date | Event | Source |
|---|---|---|
| 2015 | Indiana enacts a savings bond title-escheat statute (listed by Treasury; section not established) | 80 FR 80259 |
| December 24, 2015 | Treasury's rule takes effect: a state may be paid for a bond at final maturity it holds, with title by judgment, at Treasury's discretion | 80 FR 80258; 31 CFR 315.88, 353.88 |
| November 28, 2016 | Estes v. U.S. Department of the Treasury: Treasury's 2015 rule upheld; Indiana amicus for the states | 219 F. Supp. 3d 17 (D.D.C.) |
| No. 16-699C | Zoeller v. United States: Indiana's Attorney General sues in the Court of Federal Claims | U.S. Court of Federal Claims docket |
| August 13, 2019 | LaTurner v. United States: state escheat of bonds a state does not hold is preempted; Indiana amicus for the states | 933 F.3d 1354 (Fed. Cir.) |
| October 5, 2020 | Supreme Court denies certiorari in LaTurner (Nos. 19-1279, 19-1285) | U.S. Supreme Court |
| November 30, 2020 | Indiana's suit and 9 others dismissed with prejudice in one Opinion and Order (Judge Elaine D. Kaplan) | Court of Federal Claims, Nos. 15-1364C et al. |
Indiana's savings bond statute, amicus filings and lawsuit against the federal record, as of November 11, 2026. The filing year of No. 16-699C is not stated.
What Federal Courts and Treasury Rules Allow Indiana to Do
Federal law lets Indiana be paid only for a paper savings bond it physically holds: Treasury may, at its discretion, pay a state for a bond at final maturity in its possession whose title it holds by court judgment (31 CFR 315.88, 353.88; 80 FR 80258, December 24, 2015). Treasury does not pay on a custody-only judgment.
Indiana backed the states twice as an amicus, a friend of the court. In Estes v. U.S. Department of the Treasury (D.D.C. No. 1:16-cv-00450, November 28, 2016, 219 F. Supp. 3d 17), Kansas, Kentucky, Mississippi, Louisiana and South Dakota challenged Treasury's 2015 rule.
The court upheld it as a clarification of existing practice, and the appeal was voluntarily dismissed on November 21, 2017.
LaTurner v. United States, 933 F.3d 1354 (Fed. Cir. August 13, 2019), concerned Kansas and Arkansas. It held that federal law preempts, meaning overrides, state escheat of bonds a state does not hold, and that serial numbers are required. The Supreme Court denied certiorari on October 5, 2020.
Indiana was not among the 2012 Third Circuit appellants: New Jersey, Montana, Kentucky, Oklahoma, Missouri and Pennsylvania. The Unclaimed Savings Bond Act (H.R. 4085 and S. 2854, 117th Congress) was not enacted.
Indiana Savings Bonds After the Owner Dies: Federal Rules Decide Who Owns Them
Federal savings bond rules, not Indiana law, decide who owns a bond after the owner dies: a surviving co-owner or POD beneficiary becomes the sole owner, and the bond is not part of the estate (31 CFR 353.70(b)(1), (c)(1)).
A will or court order cannot defeat that result (31 CFR 353.20(a); Free v. Bland, 369 U.S. 663 (1962)). The same applies to a named beneficiary of POD savings bonds.
Heirs search IndianaUnclaimed.gov under the deceased owner's name. A bond the state returns then follows Treasury's estate rules.
A court must administer the estate if the decedent's savings bonds total more than $100,000 in redemption value at the date of death (31 CFR 353.71).
FS Form 5336 serves estates that are not administered, and FS Form 5394 (Rev. May 2026) serves closed estates and state small-estate procedures. We state no Indiana small-estate rule here, so ask the estate's attorney about individual decisions.
Paid Helpers and Third Parties in Indiana Claims
Treasury pays a savings bond only to its registered owner or another person entitled (31 CFR 353.39(b)), so a paid helper in an Indiana claim never receives the bond money itself. No Treasury rule sets a helper's fee, and we state no Indiana cap or registration rule; see our guide to savings bond recovery services.
The Other 9 States in the 2020 Court of Federal Claims Dismissal
Indiana's suit was 1 of 10 state suits the Court of Federal Claims dismissed on November 30, 2020, and the other 9 states have their own pages.
- South Dakota unclaimed savings bonds, No. 15-1364C
- Louisiana unclaimed savings bonds, No. 15-1365C
- Kentucky unclaimed savings bonds, No. 16-221C
- Mississippi unclaimed savings bonds, No. 16-231C
- South Carolina unclaimed savings bonds, No. 16-451C
- Ohio unclaimed savings bonds, No. 16-1021C
- Florida unclaimed savings bonds, No. 16-1482C
- Iowa unclaimed savings bonds, No. 19-678C
- Pennsylvania unclaimed savings bonds, No. 20-944C
More Guides for Indiana Bond Owners and Heirs
7 related guides cover situations the Indiana claim does not.
- Savings bond lookup
- Savings bonds of a deceased parent or relative
- Found old savings bonds
- Savings bond co-owner rules
- Savings bonds in probate
- What banks cash savings bonds
- Help after a state contacts you about savings bonds
Indiana Unclaimed Savings Bonds FAQ
How can I search for unclaimed savings bonds by name in Indiana?
Search by name in Indiana's unclaimed property program only for paper bonds the state holds; no public site searches Treasury's savings bond records by name. Missouri runs the only verified live state bond name search (November 11, 2026).
Is Indiana Unclaimed Property a legitimate organization?
Yes: IndianaUnclaimed.gov is the Indiana Attorney General's Unclaimed Property Division, and claiming property it holds costs nothing. A private company that offers to find Indiana bonds is not the state, and Treasury pays only the owner. See savings bond scams.
Does Indiana own my savings bonds?
No, not unless Indiana holds the paper bond: LaTurner (2019) bars a state from taking title to bonds it does not possess, and Indiana's own suit for such bonds was dismissed with prejudice on November 30, 2020.
Do savings bonds expire while Indiana holds them?
No: savings bonds never expire and no deadline applies to cashing them (Executive Order 13968, 85 FR 83745); they stop earning interest at final maturity. See when savings bonds mature for each series.
Can Indiana get savings bond records from Treasury?
No state, Indiana included, is publicly known to have signed the information-sharing agreement that 31 CFR 323.11(b) requires before Treasury shares owner names and addresses (as of November 11, 2026). A state may use them only to locate owners, never to escheat them (89 FR 102735, December 18, 2024). See what states can receive from Treasury.
Can I still use Treasury Hunt to find savings bonds in Indiana?
No: Treasury Hunt has not been available since September 30, 2025, and no online name search replaced it. File FS Form 1048 instead; Treasury Hunt is closed.
Compiled from named primary sources; how we check every statute and docket.